Standard Exception Topic
ENC
Encroachments
If the standard survey exception is deleted, you should except to all significant encroachments. Encroachments of improvements over boundary lines may not be insured against without underwriter approval.
Exceptions
Standard Exception Subtopic
ENCX01
ALTA
10/19/2011
V
4
Facts Disclosed by Survey
Any rights, easements, interests or claims that may exist by reason of or be reflected by the following facts shown on the survey dated ____________________ by ________________.
____________________ [Describe Encroachment]
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
Standard Exception Subtopic
ENCX02
ALTA
10/19/2011
V
4
Facts Disclosed by Inspection
Any rights, easements, interests or claims that may exist by reason of or be reflected by the following facts: _________________________________ [Describe Encroachment]
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
Standard Exception Subtopic
ENCX03
ALTA
10/19/2011
V
4
Facts Disclosed by Survey - Encroachment onto Adj
Any rights, easements, interest or claims that may exist by reason of or be reflected by the following facts shown on the survey dated __________________ by ________________.
Encroachment onto property adjoining on the _______________ by the ________________ located on the Land.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
Standard Exception Subtopic
ENCX04
ALTA
10/19/2011
V
4
Facts Disclosed by Inspection - Encroachment onto Adjoining Property
Any rights, easements, interests or claims that may exist by reason of or be reflected by the following facts:
Encroachment onto property adjoining on the _____________ by the _____________ located on the Land.
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
Standard Exception Subtopic
ENCX05
ALTA
10/19/2011
V
4
Facts Disclosed by Survey - Encroachment onto Land
Any rights, easements, interests or claims that may exist by reason of or be reflected by the following facts shown on the survey dated ______________ by _____________.
Encroachment onto the Land by ________________.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
Standard Exception Subtopic
ENCX06
ALTA
10/19/2011
V
4
Facts Disclosed by Inspection - Encroachment onto Land
Any rights, easements, interests or claims that may exist by reason of or be reflected by the following facts:
Encroachment onto the Land by __________________.
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
Standard Exception Subtopic
ENCX07
ALTA
10/19/2011
V
4
Facts Disclosed by Survey - Encroachment onto Setback Line, Street, Alley or Easement
Any rights, easements, interests or claims that may exist by reason of or be reflected by the following facts shown on the survey dated ______________ by _______________.
Encroachment onto _______________ by ________________.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
Standard Exception Subtopic
ENCX08
ALTA
10/19/2011
V
3
Facts Disclosed by Inspection - Encroachment onto Setback Line, Street, Alley or Easement
Any rights, easements, interests or claims that may exist by reason of or be reflected by the following facts:
Encroachment onto ______________ by ______________.
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
Standard Exception Subtopic
ENCX09
ALTA
10/19/2011
V
3
Railroad Easement (Shown on Survey)
Rights-of-way for railroad, switch tracks, spur tracks, railway facilities and other related easements, if any, on and across the Land along the ___________ portion of the Land as shown on survey dated ___________ by _______________.
Comment: You must use this exception if a survey discloses railroad lines and if the record does not reflect a grant or railroad easement.
Standard Exception Subtopic
ENCX10
STG
10/19/2011
V
3
Encroachment (Shown On Survey)
Any claim arising out of an encroachment by _____________ over _________ as set forth on the plat or survey by ___________ dated _____________.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
Standard Exception Subtopic
ENCX11
STG
10/19/2011
V
4
Encroachment (Not Shown on Survey)
Any claim arising out of an encroachment by ___________________ over ___________.
Comment: If you are aware of an encroachment of buildings or other improvements over boundary lines, easements, or building lines because of an inspection or other information, use this exception.