National Standard Exceptions

ALTA Exceptions Manual

Texas Exceptions Manual

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National Standard Exception Topics

A
- ACCR01 STGC Satisfactory Evidence of a Right of Access
- ACCX01 ALTA Complete Lack of a Right of Access
- ACCX02 Removed
- ACCX03 Partial Lack of a Right of Access Because of Gr
- ACCX04 Complete Lack of a Right of Access Because of C
- ACCX05 Partial Lack of Access Because of Condemnation
- ACCX06 Complete Lack of a Right of All Access Because
- ACCX07 Partial Lack of a Right of Access to Because of
- ACCX08 Pedestrian Right of Access Only
- ACCX09 OR Access rights relinquished to ODOT by Deed - Oregon
- ACCX10 OR Access rights relinquished to ODOT by Court Order - Oregon
- ACCX11 OR Land abuts State Highway, but there is no deed or court case establishing the highway - Oregon
- ACCX12 OR Access via BLM Permit - Oregon
- ACCX13 OR Access via Oregon Parks & Recreation Permit - Oregon
A
- ACKR01 Defective Acknowledgment in Deed
A
- ACRX01 Any Inaccuracy in Area
A
- ADIR01 Adverse Claim Disclosed
- ADIR02 Proposed Seller or Borrower Does Not Have Title
- ADIR03 Grantee Lacks Legal Capacity to Hold Title
- ADIX01 Adverse Interest Not Disclosed by Instrument
- ADIX02 Adverse Interest Disclosed by Instrument
A
- AGNX01 Exception Not to Transfer or Encumber
A
- AGRR01 Farm Credit System Institution Foreclosure of Deed in Lieu of Agricultural Real Estate
- AGRR02 Farmland Foreclosure by or Deed in Lieu to Secretary of Agriculture or Farmers Home Administration
- AGRR03 Farmland Homestead Property Acquired by Secretary of Agriculture, Small Business Administration, or Farmers Home Administration
- AGRX01 Farm Credit System Institution Foreclosure or Deed in Lieu of Agricultural Real Estate
- AGRX02 Farmland and Farmland Homestead Acquired by Secretary of Agriculture, Small Business Administration, or Farmers Home Administration
A
- ALBX01 Allocation of Liability (Long Form)
- ALBX02 Allocation of Liability (Short Form)
A
- AMPR01 Amount of Policy Not Determined When Commitment Issued
A
- APLR01 Appealable Judgment, Order, or Decree
- APLX01 Appealable Judgment, Order, or Decree
A
- APTR01 Laundry and Automated Service Leases
- APTX01 Laundry and Automated Service Leases
A
- ARBX01 Deletion of Arbitration from Owner Policy
- ARBX02 Deletion of Arbitration from Mortgagee Policy
- ARBX03 Deletion of Arbitration from Leasehold Owners Policy
- ARBX04 Deletion of Arbitration from Leasehold Loan Policy
- ARBX05 Deletion of Arbitration from Construction Loan Policy
B
- BKYR01 Bankruptcy Applies - Require Bankruptcy Documents
- BKYR02 Bankruptcy May Apply - Court Order or Proof not Available
- BKYR03 Bankruptcy - Order to Sell
- BKYR04 Bankruptcy - Sale in Involuntary Proceedings
- BKYR05 Bankruptcy - Land not Scheduled
- BKYR06 Bankruptcy - Exempted Land
- BKYR07 Bankruptcy - Abandonment
- BKYR08 Bankruptcy - Confirmation
- BKYR09 Bankruptcy - Lift of Stay
- BKYR10 Bankruptcy - Annulment of Stay
- BKYR11 Bankruptcy - Lift of Stay to Allow Deed Recording
- BKYR12 Tax Foreclosure or Deed in Lieu Within Two Years - Creditor's Rights Requirement
- BKYX01 Deed in Lieu or Tax Sale Exception
- BKYX02 Broad Creditors' Rights Exception
- BKYX03 Creditors' Rights Exception - 1990 Owner's Policy
- BKYX04 Creditors' Rights Exception - 1992 Owner's Policy
- BKYX05 Creditor's Rights Exception - 1990 Loan Policy
- BKYX06 Creditors' Rights Exception - 1992 Loan Policy
- BKYX07 Court Order Not Final
- BKYX08 Unrecorded Bankruptcy
- BKYX09 Delayed Recording
- BKYS01 Vesting in the Bankruptcy Estate
- BKYS02 Vesting Subject to Bankruptcy Proceedings
B
- BNKR01 Banks and Savings and Loans - Transfer to New Institution Required
B
- BOUR01 Boundary Line Conflict - Require Boundary Line Agreement
- BOUX01 Boundary Line Conflict
- BOUX02 Boundary Line Agreement
- BOUX03 Exception to Disputed Area
B
- BRER01 Adverse Claim to Part of the Land – Requirement of Deed
- BRER02 Liens on Adversely Claimed Part of the Land
- BRER03 Possible Retroactive Taxes to Part of the Land
C
- CCFX01 Rights of Residents
- CCFX02 Rights of Residents (No Option)
C
- CCRR01 Proof of Payment of Assessments
- CCRR02 Recorded Assessment Lien -Secure Release
- CCRR03 First Refusal
- CCRX01 Covenants Exception (With Option or First Refusal)
- CCRX02 Covenants Exception (With Option or First Refusal) - Violation Does Not Affect Insured Mortgage
- CCRX03 Covenants Exception (With Option or First Refusal) - Amended
- CCRX04 Covenants Exception (No Option or First Refusal)
- CCRX05 Covenants Exception (No Option or First Refusal) - Violation Does Not Affect Insured Mortgage
- CCRX06 Covenants Exception (No Option or First Refusal) - Amended
- CCRX07 Violation of Separate Covenants Exception Does Not Affect Insured Mortgage
- CCRX08 Amendment of Separate Covenants Exception
- CCRX09 Restrictions Common to Subdivision
- CCRX10 Violation Not Affect Good Faith Mortgage
- CCRX11 Violation Does Not Affect Insured Mortgage
- CCRX12 Assessment Lien is Subordinate to Good Faith Mortgage
- CCRX13 Assessment Lien is Subordinate to Insured Mortgage
- CCRX14 Restrictions Based on Race, Color, Religion, Sex, Handicap, Familial Status or National Origin
- CCRX15 Amendment of Restrictions
- CCRX16 Specific Provisions
C
- CEMX01 The Land is a Cemetery or Used as a Burial Ground
- CEMX02 A Portion of the Land is a Cemetery or Used as a Burial Ground
- CEMX03 OR Land is a Cemetery - Oregon
C
- CERR01 Record Certified Copy
C
- CHUR01 Authority of Church to Sell or Mortgage
- CHUR02 Conveyance to Trustees of Church
C
- COIX01 Coinsurance
C
- CONR01 Condominium Assessments
- CONR02 Approval of Sale
- CONR03 Certificate of Completion
- CONS01 Unit Description (Fractional or Percentage Interest Stated)
- CONS02 Unit Description (No Fractional or Percentage Interest Stated)
- CONX01 Declaration Exception (with Option or First Refusal)
- CONX02 Declaration Exception (with Option or First Refusal) - Violation Does Not Affect Good Faith Mortgage
- CONX03 Declaration Exception (with Option or First Refusal) - Violation Does Not Affect Insured Mortgage
- CONX04 Declaration Exception (No Option or First Refusal)
- CONX05 Declaration Exception (No Option or First Refusal) - Violation Does Not Affect Good Faith Mortgage
- CONX06 Declaration Exception (No Option of First Refusal) - Violation Does Not Affect Insured Mortgage
- CONX07 Violation of Separate Declaration Exception Does Not Affect Good Faith Mortgage
- CONX08 Violation of Separate Declaration Exception Does Not Affect Insured Mortgage
- CONX09 Declaration Exception
- CONX10 Violation Does Not Affect Good Faith Mortgage
- CONX11 Possible Unrecorded Contract Purchasers of Units
- CONX12 Violation Does Not Affect Insured Mortgage
- CONX13 Assessment Lien is Subordinate to Good Faith Mortgages
- CONX14 Assessment Lien is Subordinate to Insured Mortgage
- CONX15 Special Time-share Exception
- CONX16 Endorsement Exception if Assessment Lien has Priority
C
- CORR01 Authority of Corporation
- CORR02 Corporate Charter Has Been Forfeited – Require Reinstatement
- CORR03 Corporate Restructure (Merger, Consolidation, etc.)
- CORR04 Alien (Non-American) Corporation Authority
- CORR05 Corporation was Dissolved
C
- COSR01 Proof of Forfeiture
- COSR03 Insuring the Contract – Review a Copy
- COSR04 Possible Outstanding Contracts
- COSR05 Requirement of Seller Consent to Transaction
- COSX01 Contract Exception – Contract Not Insured
- COSX02 Contract Exception – Contract Insured
- COSX03 Seller’s Interest Assigned
- COSX04 Buyer’s Interest Assigned
- COSX05 Possible Outstanding Contracts
- COSX06 Recharacterization as a Financing Scheme
- COSS01 Description of Insured Contract
C
- COTR01 Tenancy by Entirety – Survivorship
- COTR02 Joint Tenancy – Survivorship
- COTX01 Federal Tax Lien Against Cotenant
- COTX02 Cotenant Exception
C
- CROX01 Crop Liens
- CROX02 Reservation of Crops
D
- DDSR01 Requirement Documents
- DDSR02 Require General Warranty Deed
- DDSR03 Require Warranty Deed
- DDSR04 Require Deed
D
- DECR01 Pending Administration-Require Court Order
- DECR02 Require Administration and Authorization
- DECR03 Determination of Heirship if No Administration
- DECR04 Proof of Death-Joint Tenancy or Tenants by En
- DECR05 Estate and Death Taxes
- DECX01 Recorded Estate Taxes
- DECX02 Recorded State Death Tax Lien
- DECX03 Federal Estate Tax Lien
- DECX04 State Death Tax Lien
- DECS01 Heirs or Devisees Subject to Pending Administra
- DECS02 Heirs or Devisees Subject to Future or Unspecif
- DECS03 Independent Executor
- DECS04 Independent Executor and Devisees
- DECS05 Personal Representative
- DECS06 Personal Representative and Devisees
D
- DELR01 Substantial Delay in Recording
- DELR02 Recording After Grantor’s Death
D
- DESR01 Address Furnished
- DESR02 Defective Description
- DESS01 Lot and Block
- DESS02 Lot and Block (Metes and Bounds Attached)
- DESS03 Plat Amended
- DESS04 Metes and Bounds
- DESS05 Exhibit A
- DESS06 Except Improvements
- DESS07 Except Described Land Previously Conveyed
- DESS08 Except Land Particularly Described
- DESS09 Fee Simple
- DESS10 Fee in Improvements
D
- DIVR01 Record Copy of Divorce
- DIVR02 Review Copy of Divorce
- DIVR03 Require Deed
- DIVR04 Release of Divorce Lien
- DIVR05 Pending Divorce
- DIVR06 Alimony Judgment
- DIVR07 Child Support Judgment
- DIVX01 Terms of Divorce
- DIVX02 Terms of Decree of Dissolution
D
- DLOR01 Deed in Lieu of Foreclosure
- DLOX01 Recharacterization of DIL as Equitable Mortgage
D
- DTSR01 Release by Noninstitutional Lender
- DTSR02 Payoff of Credit Line
- DTSR03 Require Documents
- DTSR04 Require Deed of Trust
- DTSR05 Foreclosure
- DTSX01 Deed of Trust - Describes Note and Loan Number
- DTSX02 Deed of Trust - Describes Note
- DTSX03 Deed of Trust - Does Not Describe Note
- DTSX04 Assignment
- DTSX05 Assignment of Beneficial Interest
- DTSX06 Assignor is Not the Holder
- DTSX07 Collateral Assignment
- DTSX08 Modification
- DTSX09 Subordination
- DTSX10 Doubtful Priority
- DTSX11 Subordination to Concurrent Deeds of Trust
- DTSX12 Notice of Default
- DTSX13 Trustee Substitution
- DTSX14 Notice of Trustee's Sale
- DTSX15 Additional Advance
- DTSX16 Subordinate Matters
- DTSX17 Redemption
- DTSX18 U.S. Redemption
- DTSX19 Trust Deed – Describes Note
- DTSX20 Trust Deed – Does Not Describe Note
- DTSX21 Partial Release
- DTSX22 Bail Bond Deed of Trust
- DTSX23 Assignment
- DTSX24 Assumption Agreement
- DTSX25 Nondisturbance
- DTSX26 Failure of Spouse to Join
- DTSX27 Foreclosure Defect
- DTSX28 Servicemembers Civil Relief Act
- DTSX29 Assignment – Note Delivery
- DTSX30 Other Land Not Insured
- DTSX31 Reacquisition by Mortgagor After Foreclosure
- DTSX32 Part of Lien Insured
- DTSS01 Insured Deed of Trust (Secured Debt Described)
- DTSS02 Insured Deed of Trust (Statement of Recited Deb
- DTSS03 Insured Deed of Trust (No Recital of Debt)
- DTSS04 Additional Security
- DTSS05 Modification
- DTSS06 Assignment
D
- DUPX01 True Copy
E
- EASR01 Recent Deed in Chain Shows Easement
- EASX01 Uninsurable Easement
- EASX02 Unlocated Easement
- EASX03 Easement With Stated Width Along Property Line
- EASX04 Easement â?? No Stated Width - Not Located
- EASX05 Easement With Stated Width - Not Located
- EASX06 Easement – No State Width - Located
- EASX07 Easement â?? Width Stated - Located
- EASX08 Easement – No Stated Width - Not Located
- EASX09 Easement on Map or Plat
- EASX10 Standard Exception to Unrecorded Easements
- EASX11 Utility Easement Along Property Line
- EASX12 Utility Easement Located
- EASX13 Drainage Easement Along Property Line
- EASX14 Drainage Easement Located
- EASX15 Sanitary Sewer Along Property Line
- EASX16 Sanitary Sewer Located
- EASX17 Railroad Easement Along Property Line
- EASX18 Railroad Easement Located
- EASX19 Access Easement Along Property Line
- EASX20 Access Easement Located
- EASX21 Driveway Easement Along Property Line
- EASX22 Joint Driveway Agreement
- EASX23 Navigation Easement Along Property Line
- EASX24 Navigation Easement Located
- EASX25 Street Easement Along Property Line
- EASX26 Street Easement Located
- EASX27 Road Easement Along Property Line
- EASX28 Road Easement Located
- EASX29 Anchor Easement Along Property Line
- EASX30 Anchor Easement Located
- EASX31 Easement disclosed by Survey
- EASX32 Multiple Easements disclosed by Survey
- EASX33 Utility Lines Disclosed by Survey or Inspection
- EASX34 Except to Condemned Land
- EASX35 Exception Unclear Whether Fee or Easement
- EASX36 Avigational Easement
- EASX37 Flood Easement
- EASX38 Utility Easements in Abandoned Road
- EASX39 Recorded Utility Easements in Abandoned Road
- EASX40 Recitals in Instrument
- EASX41 Easement Created in Deed of Trust
- EASX42 Easement Created in Mortgage
- EASX43 Reciprocal Easement Agreement
- EASX44 Overburdening
- EASX45 Current Ownership of Easement
- EASX46 Cable Agreement
- EASX47 Aerial Easement
- EASX48 Easement on Map or Plat
- EASX49 Easement Location
- EASX50 Easement Partially Released
- EASS01 Insured Easement
- EASS02 Insured Appurtenant Easement - Describing Land
E
- ENCX01 Facts Disclosed by Survey
- ENCX02 Facts Disclosed by Inspection
- ENCX03 Facts Disclosed by Survey - Encroachment onto Adj
- ENCX04 Facts Disclosed by Inspection - Encroachment onto Adjoining Property
- ENCX05 Facts Disclosed by Survey - Encroachment onto Land
- ENCX06 Facts Disclosed by Inspection - Encroachment onto Land
- ENCX07 Facts Disclosed by Survey - Encroachment onto Setback Line, Street, Alley or Easement
- ENCX08 Facts Disclosed by Inspection - Encroachment onto Setback Line, Street, Alley or Easement
- ENCX09 Railroad Easement (Shown on Survey)
- ENCX10 Encroachment (Shown On Survey)
- ENCX11 Encroachment (Not Shown on Survey)
E
- ENDX01 Schedule A or B List of Endorsement (Not a Numb
E
- ENVX01 Government Lien [Covered Risk 5]
- ENVX02 Environmental Agreement
- ENVX03 Notice of Hazardous Substance
- ENVX04 Governmental Lien (Released)
- ENVX05 Instrument Discloses Violation
- ENVX06 Instrument Discloses Violation (Lien Released)
- ENVX07 General Notice Relating to Environmental Matter
E
- EXTR01 Parties in Possession
- EXTR02 Parties in Possession (Commercial or Agricultural)
- EXTR03 Easements and Survey Matters
- EXTR04 Survey Matters (Usual Survey Exception)
- EXTR05 Easements and Survey Matters (Preferred Survey
- EXTR06 Easements or claims of easements
- EXTR07 Mechanic's Liens
- EXTR08 Taxes and Assessments
- EXTX01 Parties in Possession
- EXTX02 Easements
- EXTX03 Survey Exception - Owner's Policy
- EXTX04 Survey Exception - Mortgagee Policy
- EXTX05 Mechanic's Liens
- EXTX06 Taxes and Assessments
- EXTX07 Survey Exception (Usual Survey Exception)
- EXTX08 Preferred Survey Exception
- EXTX09 Preferred Mechanic's Liens Exception
- EXTX10 Preferred Taxes and Assessments Exception
F
- FINR01 FinCEN Reporting Requirements
F
- FOGX01 Limitations and Conditions
F
- FORR01 Civil Forfeiture
- FORR02 Criminal Forfeiture
F
- FTLR01 Gift Tax Lien, if any
- FTLR02 Federal Tax Lien – Nonjudicial Foreclosure of P
- FTLR03 Require Release of Lien
- FTLX01 Notice of Federal Tax Lien
- FTLX02 Redemption by U.S. - (Judicial or Nonjudicial F
G
- GAPR01 Require Gap Indemnity
G
- GOVR01 Satisfactory evidence required by Company
G
- GRDR01 Court Approval of Transaction
- GRDS01 Title in Guardian, Conservator, or Representati
- GRDS03 Title in Minor or Incompetent
H
- HOSR01 Hospital – Hill-Burton Funds
- HOSX01 Hospital - Hill-Burton Funds
- HOSX02 Hospital – Hill-Burton Funds
H
- HUDX01 Low Income Housing Agreement
- HUDX02 Regulatory Agreement
- HUDS01 Policy Schedule A
I
- INSX01 Insured Is Not Owner
- INSS01 Assigns – Loan Policy
- INSS02 Assigns Per Policy – Loan Policy
- INSS03 Assigns Except Obligors – Loan Policy
- INSS04 HUD – Loan Policy
- INSS05 VA – Loan Policy
- INSS06 HUD – Owner’s Policy
J
- JOTR01 Proof of Death of Joint Tenant by Affidavit
J
- JUDR01 Search of Names
- JUDR02 Name of Buyers
- JUDR03 Release of Judgments
- JUDR04 Attachment
- JUDR05 Writ of Execution
- JUDX01 Judgment Lien
- JUDX02 Abstracts of Judgments
- JUDX03 Extended Judgment
- JUDX04 Revived Judgment
- JUDX05 Judgment Assigned
- JUDX06 Judgment of Support
- JUDX07 Judgment Lien
- JUDX08 Abstracts of Judgments
L
- LARR01 Over Agency Limits
- LARR02 Reinsurance (Over $25,000,000)
- LARR03 Reinsurance (Over $____________)(Michigan, Guam
L
- LEAR01 Proof that Lease Exists
- LEAR02 Proof that Lease Ended
- LEAR03 Insuring New Lease
- LEAR04 Leasehold Endorsement
- LEAR05 Leasehold Definition
- LEAX01 Lease (Full Lease Recorded)
- LEAX02 Lease (Memorandum of Record)
- LEAX03 Sublease Exception (Full Sublease Recorded)
- LEAX04 Sublease (Memorandum of Record)
- LEAX05 Lease (Disclosed to Company, Not Recorded)
- LEAX06 Lease (Disclosed in Another Instrument)
- LEAX07 Lease Modification
- LEAX08 Lease Subordination
- LEAX09 Lease Subordination (Short Form Exception)
- LEAX10 Lease Assignment (Lessee’s Interest)
- LEAX11 Lease Assignment
- LEAX12 Assignment of Rents
- LEAX13 Tenants in Possession
- LEAX14 Parties in Possession
- LEAX15 Tenants in Possession Under Unrecorded Leases
- LEAX16 Tenants in Possession (Evidence of Records)
- LEAX17 Recharacterization
- LEAX18 Lease with Purchase Option
- LEAX19 Severed Improvements
- LEAX20 Lease Compliance (Recorded)
- LEAX21 Lease Compliance (Unrecorded)
- LEAX22 Lease Exception (Not Recorded)
- LEAX23 Subordination of Lease (Parties Named)
- LEAX26 Recharacterization Exception
- LEAS01 Lease Memorandum with Option to Renew
- LEAS02 Lease Memo (No Option to Renew)
- LEAS03 Full Lease with Option to Renew
- LEAS04 Full Lease (No Option to Renew)
- LEAS05 Lease Amendment
- LEAS06 Lease Assignment
L
- LIFR01 Life Estate – Proof Ended or Joinder
- LIFX01 Life Estate
- LIFX02 Life Estate with Power of Sale
- LIFX03 Reversion
- LIFX04 Remainder
- LIFX05 Life Estate Vesting
- LIFS01 Life Estate
L
- LISR01 Release or Withdrawal of a Lis Pendens and Suit
- LISR02 Require Suit Dismissal
- LISR03 Suit Not Examined
- LISR04 Persons Not Made Parties
- LISR05 Persons Served by Publication
- LISX01 Lis Pendens and Suit
- LISX02 Suit – No Lis Pendens
- LISX03 Right to Appeal
L
- LLCR01 Limited Liability Company Transaction Approval
M
- MARR01 Joinder of Spouse of Named Person
- MARR02 Joinder of Spouse of Current Owner
- MARR03 Require Marital Status of Current Owner - Joind
- MARR04 Require Marital Status of Current Owner - Joind
- MARR05 Require Marital Status of Named Person - Joinde
- MARR06 Require Marital Status of Named Person - Joinde
- MARR07 Record Shows Owner is Married - Joinder in Conv
- MARR08 Record Shows Owner is Married - Joinder in Mort
- MARR09 Name Change Because of Divorce; Require Copy of
- MARR10 Name Change Because of Marriage
- MARX01 Homestead Declaration
- MARX02 Possible Community Rights
- MARX03 Possible Community Rights Disclosed by Joinder
- MARX04 Community Rights
M
- MINX01 Grant of Undivided Interest in Minerals or Subs
- MINX02 Grant of Minerals or Substances
- MINX03 Reservation of Undivided interest in Minerals o
- MINX04 Reservation of Minerals or Substances
- MINX05 Oil and Gas Lease
- MINX06 Specific Substance Lease
- MINX07 Separate Mineral Taxation (General)
- MINX08 Separate Taxation (Specific)
- MINX09 Minerals Located Below Stated Depth
- MINX10 Community or Pool Lease
- MINX11 Surface Waiver
- MINX12 Conditional Surface Waiver
- MINX13 Possible Surface Waiver
- MINX14 Mining Claims Broad Exception
- MINX15 Undivided Interest in Minerals
- MINX16 All Minerals Outstanding
- MINX17 Coal and Minerals
- MINX18 Lease of Stated Minerals or Substances
- MINX19 General Mineral Exception
- MINX20 PA Coal and Mining Exception - Pennsylvania
M
- MKTX01 Unmarketability of Title
- MKTX02 No Insurance of Marketability – Agreement to Re
- MKTX03 Marketability Satisfied by Reissue
M
- MMLR01 Require Statutory Notice of Completion
- MMLR02 Inspection to Determine No Commencement
- MMLR03 Require Statutory Bond for Recorded Lien
- MMLR04 Require Statutory Bond for Project
- MMLR05 Require Release
- MMLX01 Notice of Intention to File
- MMLX02 Statutory Lien for Services, Labor or Material
- MMLX03 Specify Possible Statutory Lien for Services, Labor or Material
- MMLX04 Suit to Foreclose Statutory Lien for Services, labor or Material
- MMLX05 Judgment Ordering Foreclosure of Statutory Lien for Services, Labor or Material
- MMLX06 Statutory Notice of Commencement
- MMLX07 Notice of Non-responsibility
- MMLX08 Statutory Lien for Services, Labor or Material (Inspection)
- MMLX09 Notice of Completion
- MMLX10 Mechanic’s Lien
- MMLX11 Mechanic's Lien Claims of any Tier By, Through or Under the Insured
- MMLX12 Mechanic’s Lien Claims of any Tier for the Benefit of Insured
M
- MNRR01 Proof That The Child is Still a Minor
- MNRR02 Proof that 18 Years of Age in Current Transacti
- MNRR03 Proof of Age in Prior Transaction
- MNRR04 Require GuardianConservatorRepresentative
- MNRX01 Exception in Policy Issued to Minor
- MNRS01 Custodian Under Uniform Gifts to Minors Act
- MNRS02 Title in Guardian, Conservator, or Representati
- MNRS03 Title in Minor or Incompetent
M
- MOBR01 Verify Mobile Home is attached and Taxes Paid
- MOBX01 Except to Mobile Homes
- MOBX02 Unpaid or Unassessed Taxes
- MOX03 OR Sale of Manufactured Home Park - Oregon
- MOX04 OR Sale of a lot in a newly subdivided Manufactured Home Park - Oregon
- MOX05 OR Sale of Floating Home in a Marina - Oregon
M
- MTGR01 Require Release
- MTGR02 Proof of Valid Foreclosure
- MTGR03 Payoff of Equity Line Loan
- MTGR04 Require Delivery of Release by Private Lender
- MTGR05 Require Documents
- MTGR06 Require Mortgage
- MTGR07 Satisfactory Assignment
- MTGR08 Satisfactory Subordination
- MTGX01 Mortgage - Describes Note
- MTGX02 Mortgage (Performance)
- MTGX03 Partially Released
- MTGX04 Assignment
- MTGX05 Assignment (Mesne)
- MTGX06 Modification
- MTGX07 Assignment of Rents
- MTGX08 Not all of Collateral Insured
- MTGX09 Subordination
- MTGX10 Policy Insures Subordination
- MTGX11 Foreclosure Suit
- MTGX12 Insured Assignment Exception
- MTGX13 Collateral Assignment
- MTGX14 Additional Advance
- MTGX15 Revival of Mortgage
- MTGX16 Right of Redemption
- MTGX17 U.S.A. Right of Redemption
- MTGX18 Insured Mortgage Secures Other Debt
- MTGX19 Mortgage (Describes Debt)
- MTGX20 Mortgage (Does not Describe Debt)
- MTGX22 General Subordinate Matters Exception
- MTGX23 Not all of the Collateral is Insured
- MTGX24 Questionable Assignment (Not in Chain)
- MTGS01 Other Collateral
- MTGS02 Mortgage (Describes Debt)
- MTGS03 Mortgage (Does not Describe Debt)
- MTGS04 Partially Released
- MTGS05 Assignment
- MTGS06 Modification
- MTGS07 Assignment of Rents
- MTGS08 Additional Advance Made
M
- MURS01 Court Order Required
N
- NAAR01 Approval by The Secretary of Interior
- NAAR02 BIA Report.
- NAAR03 Tribal Transaction.
- NAAX01 Non-Intercourse Act
- NAAX02 Agreement to Reinsure
N
- NAMR01 Not Same Person Affidavit
- NAMR02 Same Person Affidavit
- NAMR03 Liens Against Proposed Grantee
- NAMR04 Name of Lender or Purchaser
- NAMR05 Affidavit of Identity
- NAMR06 Identification and Marital Status
N
- NCLX01 Noncumulative Liability
N
- NCTR01 Reason for Policy
O
- OPTR01 Require Release of Option
- OPTX01 Option
- OPTS01 Option is Insured
O
- OTPR01 Notice of Owner’s Policy Availability
P
- PARR01 Authority of General PartnershipJoint Venture
- PARR02 Authority of Limited Partnerships
- PARX01 Lender is a Partner
- PARX02 Lender is a Joint Venturer
- PARX03 Creditors of Partnership
P
- PATR01 Patent required by Company
- PATX01 Specific Patent Exception
- PATX01CLTA STG Patent Exception
- PATX02 General Patent Exception
- PATX03 Mining Claims Broad Exception
P
- PDCX01 Loan Policy - No Downdate Required
- PDCX02 Loan Policy - Construction - Downdate Required
- PDCX03 Owner's Policy - No Downdate Required
- PDCX04 Reserved
- PDCX05 Reserved
- PDCX06 Loan Policy - Construction; Downdate Required
- PDCX07 Loan Policy - Construction; Ltd Coverage Only for Prior Wk
- PDCX08 Loan Policy - Construction - Downdate Required
- PDCX09 DE Loan Policy - First Mortgage for Construction - Delaware
- PDCX10 FL Loan Policy - Construction - Florida
- PDCX11 IL Loan Policy - Construction - Illinois
- PDCX12 MA Loan Policy - Construction - Massachusetts
- PDCX12.1 MA Loan Policy - Construction - Massachusetts
- PDCX12.2 MA Loan Policy - Construction - Massachusetts
- PDCX13 MI Loan Policy - Construction - Michigan
- PDCX14 NJ Loan Policy - Construction - New Jersey
- PDCX16 ND Loan Policy - Construction - North Dakota
- PDCX17 TX Loan Policy - Construction - Texas
- PDCX18 VA Loan Policy - Construction - Virginia, High Risk Projects ("Restpend")
- PDCX19 VA Loan Policy - Construction - Virginia ("Stewpend")
- PDCX20 OH Loan Policy - Ohio - Visible Commencement Rule
- PDCX21 PA Loan Policy - Construction - Pennsylvania
P
- PKSR01 Remove Park Dedication
- PKSX01 Parks and Related Easements
P
- POAR01 Satisfactory Power of Attorney
- POAR02 Records Show that the Transaction was Executed
- POAR03 Power of Attorney did not Authorize the Transac
P
- POSX01 U.S. Postal Service is Insured
P
- PROR01 Pro Forma Disclaimer
P
- PTYX01 Party Wall Agreement
- PTYX02 No Party Wall Agreement
P
- PUCR01 Regulatory Approval
R
- RCTX01 Instrument not Recorded
- RCTX02 Delayed Recording
R
- RECR01 Require Release of Unrecorded Matters
- RECX01 Disclosure of Interest
R
- REDX01 Redemption
R
- REGX01 Low Income Housing Agreement
- REGX02 Regulatory Agreement
R
- REPR01 Release of RepurchaseRefusal Rights
- REPX01 RepurchaseRefusal Right
R
- REVR01 Release Reversionary Clause
- REVX01 Reversionary Clause
R
- RROR01 Regulatory Approval
- RROX01 Railroad Easement (No Recording Data)
- RROX02 Railroad Easement (Shown on Survey)
- RROX03 Railroad Easement (Recorded)
- RROX04 Reversionary Rights
- RROX05 Mortgage Indenture
- RROX06 Access is Across Railroad
- RROX07 Rails to Trails
- RROX08 Retroactive Taxes
S
- SBLX01 Setback Line on Map
- SBLX02 Setback Line in Document
- SBLX03 Setback Line on Survey
S
- SCHR01 Determine If There Are Higher Education Grants
- SCHX01 Possible Higher Education Grants
S
- STAX01 Parties in Possession
- STAX02 Easements
- STAX03 Survey Exception
- STAX04 Statutory Liens for Services, Labor or Material
- STAX05 Liens for Taxes, Assessments and Other Charges
S
- STRX01 Located Road (No Recording Reference)
- STRX02 General Roads Exception (No Recording Reference
- STRX03 Future Widening
- STRX04 Located Road (With Recording Reference)
- STRS01 Insured Nonexclusive Road Easement
S
- SUBX01 Subordination Agreement
S
- SURR01 Affidavit that Survey is Still Correct
- SURR02 Update Prior Survey
- SURR03 Inspection is Required
- SURX01 Facts Disclosed by Survey
- SURX02 Facts Disclosed by Inspection
- SURX03 Survey Matters After Stated Date
T
- TAXR01 Possible Retroactive Taxes
- TAXR02 Payment of Taxes at Closing
- TAXR03 Payment of Taxes as of Policy Date
- TAXR04 Payment of Prior Taxes
- TAXR05 Tax Deed - Administrative (Nonjudicial) Tax Foreclosure or Potential Defect in Judicial Proceeding
- TAXR06 Delinquent Assessments
- TAXR07 Awaiting Tax Report
- TAXR08 OR Property Transferred to “tax-exempt government transferee” - Oregon
- TAXX01 Additional Taxes Because of Improvements
- TAXX02 Subsequent Taxes Because of Change in Use
- TAXX03 Retroactive Taxes
- TAXX04 Taxes for Calendar Year
- TAXX05 Taxes For Fiscal Year
- TAXX06 Taxes Paid Through Quarter
- TAXX07 Taxing District
- TAXX08 Taxing District (Refer to Recording Date)
- TAXX09 Notice of Postponed Taxes
- TAXX10 City and County Taxes
- TAXX11 Taxes and Assessments Due Subsequent to Policy Date
- TAXX12 Taxes Not Yet Due
- TAXX13 Redemption Rights
- TAXX14 MI Retroactive Revaluation - Michigan
T
- TIMX01 Timber Deed Excepted
T
- TMSX01 Time-share Exception
T
- TRUR01 Copy of Trust
- TRUR02 Liens Against Trustee
- TRUS01 Trustee of Named Trust - Vesting of Title
- TRUS02 Trustee of Declaration of Trust - Vesting of Ti
- TRUS03 Trustee of Testamentary Trust - Vesting of Titl
T
- TSGR01 Pending Bankruptcy Against Owner
- TSGX01 IRS Right of Redemption
- TSGX02 Priority of Mechanic’s Liens
- TSGX03 Request for Notice
- TSGX04 Numerous Judgment Liens
- TSGX05 No Policy Will Be Issued
- TSGX06 Notice of Default to Lienholders
- TSGX07 Publish Notice of Default if Trustor Provides N
- TSGX08 Servicemembers Civil Relief Act
T
- TXLX01 Notice of State or Local Tax Lien
- TXLX02 Redemption
U
- UCCR01 UCCs By Lessees
- UCCR02 Require Release of UCC
- UCCX01 Financing Statement
- UCCX02 Continuation
- UCCX03 Assignment
- UCCX04 Except to Fixtures in UCC
V
- VACX01 Exclusion of Vacated Land
- VACX02 Utility Lines in Vacated Street
- VACX03 Private Rights in Vacated Street
- VACX04 Subdivision Owners’ Access Easement
V
- VENX01 Implied Vendor’s Lien
V
- VESX01 Ownership Subject to Rights of Others
- VESS01 Insured as Their Interests Appear
W
- WETX01 Water Rights
- WETX02 Navigable River or Stream Crosses or Abuts the
- WETX03 Non-Navigable Stream, Gully, Creek or Ditch Cro
- WETX04 Non-Navigable Rivers or Streams as Boundaries
- WETX05 Navigable Lake Abuts the Land
- WETX06 Non-Navigable Lake Abuts the Land
- WETX07 Land Abuts Ocean, Gulf or Bay
- WETX08 Artificially Filled Lands
- WETX09 Access to Adjacent Beach
- WETX10 Encroachment onto Beach
- WETX11 Extended Coverage Survey
- WETX12 OR Land is within a Scenic Waterway - Oregon

National Standard Exceptions

Table of Contents

National Standard Exception Topics

A

A

A

A

A

A

A

A

A

A

A

B

B

B

B

C

C

C

C

C

C

C

C

C

C

C

D

D

D

D

D

D

D

D

E

E

E

E

E

F

F

F

F

G

G

G

H

H

I

J

J

L

L

L

L

L

M

M

M

M

M

M

M

M

N

N

N

N

O

O

P

P

P

P

P

P

P