If the policy contains an insuring provision and standard (regional or state) exceptions (such as parties in possession, unrecorded easements, survey matters, mechanic's liens, and taxes and assessments not shown as existing liens) are deleted, the insured is given extended coverage.
Parties in Possession
Rights or claims of parties in possession not recorded in the Public Records.
Easements or claims of easements not recorded in the Public Records.
Any encroachment, encumbrance, violation, variation, or adverse circumstance that would be disclosed by an inspection or an accurate and complete land survey of the Land.
Statutory Liens for Services, Labor or Material
Any statutory lien for services, labor or material arising from construction of an improvement or work related to the Land and not recorded in the Public Records.
Liens for Taxes, Assessments and Other Charges
Liens for real estate taxes, assessments and other charges imposed by a governmental authority that are not shown as existing liens by its records.