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Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
It is up to the buyer and seller through their contract negotiations.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Owner’s policy - by seller (establishing acceptable condition of title)
Transfer tax and recording fees - buyer pays recording fees
Survey charges - negotiable
Closing settlement fees - split, negotiable
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s policy: typically, seller
(b) Transfer tax and recording fee: usually split depending on agreement
(c) Survey charges: usually split depending on agreement
(d) Closing/settlement charges: usually split depending on agreement
Who customarily pays for:
(a) Seller
(b) Buyer
(c) Buyer
(d) Split 50/50
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) custom varies from county to county from seller paid to buyer paid to split 50/50;
(b) county transfer tax is generally paid by the seller; as to city transfer tax either the seller pays or split 50/50; seller generally pays for recording the deed and buyer for the deed of trust;
(c) survey is paid by party that needs/requests it;
(d) closing/settlement/escrow fees as to most counties, but not all, are paid by buyer or split 50/50.
Please contact your local underwriter for specific county information.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Who customarily pays for:
(a) Owner’s Policy? Seller
(b) Transfer Tax & Recording Fee? Buyer
(c) Survey Charges? Seller or buyer per contract
(d) Closing/Settlement Fees? Seller or buyer per contract
Who customarily pays for:
Who customarily pays for:
(a) Owner’s Policy? Buyer pays.
(b) Transfer Tax & Recording Fee? Seller pays transfer tax. Seller pays recording fee for clearance items (e.g., release of mortgage); Buyer pays recording fee for instruments of conveyance and financing instruments.
(c) Survey Charges? Buyer pays.
(d) Closing/Settlement Fees? Buyer and seller each pay their own.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s policy: Purchaser
(b) Transfer tax and recording fee: Transfer Tax is split equally and Recording Fee is paid by the purchaser for deed and mortgage and seller for satisfaction of mortgage.
(c) Survey charges: Purchaser
(d) Closing/settlement charges: Purchaser, unless seller is represented by counsel, then they pay fees associated with representation.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s Policy? Buyer.
(b) Transfer Tax & Recording Fee? Split per contract or if not provided for, seller pays the Transfer Tax on the Deed and the purchaser pays the Recording Tax on the Deed and Deed of Trust.
(c) Survey Charges? Buyer.
(d) Closing/Settlement Fees? Varies but usually paid by buyer.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s policy: Varies throughout the state depending on the county where the property is located.
(b) 1. Transfer tax:
(i) Deed: Seller pays the documentary stamps;
(ii) Mortgage Tax: Buyer pays the mortgage tax.
2. Recording fee: Buyer.
(c) Survey charges: Buyer.
(d) Closing/settlement charges: Both parties.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s Policy: Negotiable
Loan Policy: The Buyer usually pays for the loan policy
(b) Transfer Tax & Recording Fee: Negotiable
(c) Survey Charges: Buyer
(d) Closing/Settlement Fees: Negotiable
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Payment Customs
(a) Owners Policy paid by Buyer
(b) Transfer Tax paid by Seller; Recording fees for transfer paid by Buyer
(c) Seller
(d) Half each
Who customarily pays for:
Pursuant to the terms of the standard Purchase Contract, the seller pays for the owner’s policy. The seller and buyer will pay for their respective recording fees and escrow fees.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
All charges are subject to change in the contract, however, customarily charges are as follows:
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s Policy? Seller, in most but not all areas of the state.
(b) Transfer Tax & Recording Fee? There is no transfer tax in Indiana. Seller customarily pays for recording fees for deed and any documents necessary to clear title. Purchaser customarily pays for recording fees for mortgage.
(c) Survey Charges? Payment is negotiated in purchase agreement.
(d) Closing/Settlement Fees? Closing fee is customarily split between Seller and Purchaser or negotiated in purchase agreement.
Who customarily pays for:
(a) Owner’s Policy? Split
(b) Transfer Tax & Recording Fee? Seller
(c) Survey Charges? Buyer
(d) Closing/Settlement Fees? Customarily split, but negotiable
Who customarily pays for:
(a) Seller pays for the Owner’s Policy unless contract specifies otherwise.
(b) No transfer tax. Recording fees are paid by the Buyer for the deed, by the Borrower for the mortgage, unless the contract specifies otherwise.
(c) Generally, Borrower pays for Survey if required by Lender. Buyer also pays for Survey if required for Buyer unless contract specifies otherwise.
(d) Closing/Settlements fees are generally split between Buyer and Seller.
Who customarily pays for:
(a) Owner’s policy - Buyer pays
(b) Transfer Tax - Seller pays
Recording Fees - Buyer pays deed and mortgage recording fees; Seller pays recording fee for the release of existing mortgage(s)
(c) Survey Charges - Buyer pays
(d) Closing/Settlement Fees – Customarily the Buyer pays the majority of the closing fee, with perhaps a small part paid by the seller; it can vary between closers and areas of the state.
Who customarily pays for:
(a) buyer/borrower
(b) buyer/borrower
(c) buyer/borrower most often; not unusual to see seller pay it—depends on agreement between parties
(d) buyer/borrower
On commercial transactions, these charges are often negotiated on a per transaction basis by the parties.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Buyer.
(b) Transfer tax is paid one-half by the buyer and one-half by the seller. Recording fees are paid by the buyer.
(c) Buyer.
(d) Buyer.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Home buyers typically pay all costs related to purchasing the property (except for pro-rated items such as real property taxes, HOA dues, ground rents, etc.). Transfer taxes and recordation taxes are usually split between the parties, or as agreed to in the real estate contract. Under Maryland Tax-Property Article §13-203(b), the state transfer tax of 0.25% must be paid entirely by the seller when the property is sold to a first-time Maryland homebuyer.
Who customarily pays for:
Who customarily pays for:
(a) Owner’s policy: Seller
(b) Transfer tax and recording fee: Seller
(c) Survey charges: Seller
(d) Closing/settlement charges: Buyer
Who customarily pays for:
(a) Owner's Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
All charges are subject to change in the contract, however, customarily charges are as follows:
(a) Buyer
(b) Seller pays Transfer Tax by statute. Seller pays Recording Fee to release encumbrances. Buyer pays Recording Fee for deed and mortgage.
(c) Negotiable
(d) Split
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Who customarily pays for:
(a) Owner’s Policy? Buyer
(b) Recording Fee? Buyer
(c) Survey Charges? Buyer or Seller
(d) Closing/Settlement Fees? Seller
Who customarily pays for:
(a) Seller pays for the Owner’s policy in Western MO; Buyer pays for the Owner’s policy in Eastern MO.
(b) No Transfer tax in MO; Recording fees are paid by the Buyer for the deed, by the Borrower for the deed of trust, unless the contract specifies otherwise.
(c) Borrower pays for Survey if required by Lender. Buyer also pays for Survey if required for Buyer unless contract specifies otherwise.
(d) Closing fees generally split between Buyer and Seller.
Who customarily pays for:
Seller normally pays for the owner's policy. Buyer normally pays for recording. Surveys and closing fees are negotiable.
Who customarily pays for:
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Seller typically pays for owners policy, unless contract provided otherwise.
(b) Transfer tax usually split, depending on purchase contract terms; recording fees allocated to seller for deed, purchaser for new encumbrance documents.
(c) Nevada does not require surveys; if the purchaser requires a survey, then the contract will reflect the terms for payment.
(d) Settlement fees typically split 50/50, unless contract terms provide otherwise.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Buyer.
(b) Transfer tax is paid one-half by the buyer and one-half by the seller. Recording fees are paid by the buyer.
(c) Buyer.
(d) Buyer.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Buyer typically pays for owners policy, survey and settlement. Seller pays for the realty transfer and recording fees. However the parties may agree to any alternate arrangements.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Seller, except in Los Alamos County, but always subject to negotiation between the parties in the sales/ purchase agreement.
(b) No transfer tax in NM. Recording fees are negotiable, but are typically split between the parties with the seller paying the recording fee for the deed and release of existing seller's mortgage and the purchaser paying all recording fees associated with mortgage, deed of trust and any other recorded loan documents.
(c) Typically, seller will pay for an Improvement Location Report (ILR) which is a discounted type of surveyor product for improved residential property. Survey charges are negotiable but customarily paid by the seller for NM boundary surveys or ALTA/ ASCM surveys where an ILR is not acceptable to the title insurance agent or for commercial transactions.
(d) Usually split equally between seller and purchaser.
Who customarily pays for:
Who customarily pays for:
(a) Owner’s Policy: Buyer
(b) Transfer Tax & Recording Fee: Seller pays Transfer tax, Buyer pays fee to record deed and mortgage.
(c) Survey Charges: Buyer
(d) Closing/Settlement Fees: Typically Buyer/Borrower
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Buyer customarily pays for the Owner’s Policy
(b) Seller customarily pays the state transfer tax. Buyer pays for recording of deed and deed of trust.
(c) Buyer customarily pays for survey.
(d) Buyer customarily pays for settlement/closing fees related to the loan. Seller pays for document preparation related to the deed of conveyance and lien waivers and any costs associated with title clearance matters.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Seller pays for Owner’s Policy and for satisfaction.
Buyer pays for all other.
Buyer generally pays for survey.
Buyer pays closing/settlement fees.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s policy: Varies throughout the state. Subject to the terms of the sales contract.
(b) Transfer tax: Seller; Recording fee: Buyer
(c) Survey charges: Buyer
(d) Closing/settlement charges: Both parties.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s/Loan Policy: The Purchaser typically pays for both the Owner’s and Loan Policies.
(b) Transfer Tax and Recording Fees: Paid by the Seller.
(c) Survey Charges: The Seller pays for the Mortgage Inspection report required by the lender, per contract. If the Purchaser requests a “PIN” Survey, he pays for the Survey. Sometimes negotiable.
(d) Closing/Settlement fees: Typically the parties to the transaction each pay 1/2 of the Closing/Settlement fees, however, this practice is negotiable.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s policy: Seller.
(b) Transfer tax and recording fee: There is only one county in Oregon that has a transfer tax (Washington County). It is paid by the seller. The seller pays for the recording of the conveyance deed and the buyer pays for the Deed of Trust.
(c) Survey charges: Paid for by buyer if one is required.
(d) Closing/settlement charges: Split between the seller and the buyer.
Who customarily pays for:
Who customarily pays for:
- Who customarily pays for the Owner’s Policy? The buyer pays for the Owner’s Policy.
- Who customarily pays for the transfer tax? The seller pays for revenue stamps to be affixed to the deed.
- Who customarily pays for the recording fees? The buyer pays to record the deed and mortgage, while the seller pays for the mortgage discharge recording fee.
- Who customarily pays the closing/settlement fee? The buyer customarily pays the closing/settlement fee.
Who customarily pays for:
(a) Owner’s Policy: Buyer
(b) Transfer Tax & Recording Fee: Transfer Taxes (Deed Stamps) are customarily paid by the seller; seller customarily pays for recording of satisfactions for any outstanding mortgages on the property; the other recording fees are customarily paid by the buyer.
(c) Survey Charges: Buyer
(d) Closing/Settlement Fees: The attorney does charge a closing or settlement fee. This typically is a buyer’s charge.
All of the above are merely customary and any or all may be negotiated.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
a) Owner’s policy cost split between buyer and seller.
b) Each party pays filing fees for their documents. Deed Tax ~ SDCL 43-4-21, Seller pays $.0.50/500.
c) Surveys are typically only used in commercial transactions and paid for by whoever wants it, or if the lender requires, then by the borrower.
d) Buyer and seller split closing fees.
Who customarily pays for:
Varies from county to county.
(a) Owner’s policy: Generally, the Seller, but varies from county to county. Need to consult with local underwriting counsel.
(b) Transfer tax and recording fee: Buyer.
(c) Survey charges: Depends on the terms of the sales contract.
(d) Closing/settlement charges: Normally split between the buyer and seller but depends on the terms of the sales contract.
Customarily all transfer and recording fees are paid for by the buyer, but would be based on the terms of the sales contract.
The closing and settlement fees are paid in accordance with the terms contained in the sales contract.
Who customarily pays for:
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
Pursuant to the terms of the standard Real Estate Purchase Contract, the seller pays for the owner’s policy. The seller and buyer will pay for their respective recording fees and escrow fees. The settlement fee is typically split 50/50. The recording fee for the deed and TD is paid by the buyer. There is no transfer tax. The survey charge is rare but when it is charged it has been negotiated by the buyer and seller.
Who customarily pays for:
(a) Owner’s Policy?
(b) Transfer Tax & Recording Fee?
(c) Survey Charges?
(d) Closing/Settlement Fees?
(a) Owner’s policy: Purchaser
(b) Transfer tax and recording fee: Purchaser
(c) Survey charges: None required. In the rare instance where a survey is requested, the fee would be handled under the Purchase and Sale Agreement.
(d) Closing/settlement charges: Purchaser pays the settlement charges and their attorney’s fees. Seller pays for their attorney’s fees.
Who customarily pays for:
(a) buyer
(b) seller pays grantor’s tax; buyer pays all others
(c) buyer
(d) each pays for own services provided
Who customarily pays for:
Who customarily pays for:
(a) buyer
(b) Seller pays transfer privilege tax; buyer pays all others
(c) buyer
(d) each pays for own services provided
Who customarily pays for:
(a) Owner’s Policy? —Standard Residential Purchase Agreement calls for Seller to pay.
(b) Transfer Tax & Recording Fee? —Grantor is responsible by statute for the Transfer Tax (Wis. Stat. Sec. 77.22). Recording fee charges will vary depending on what is needed.
(c) Survey Charges? – Negotiable, not a mandated charge.
(d) Closing/Settlement Fees? –-In a sale, both buyer and seller can have their own closing charge.
Who customarily pays for:
(a) Pursuant to the terms of the standard Purchase Contract, the seller pays for the owner’s policy.
(b) The seller and buyer will pay for their respective recording fees.
(c) Survey charges are negotiable.
(d) The seller and buyer will pay for their respective closing/settlement fees.
