Guideline: ALTA Endorsement 43-06 (Anti-Taint) (12-02-13)

Organizational Guidelines

Guideline: ALTA Endorsement 43-06 (Anti-Taint) (12-02-13)

Guideline Document
V 1


The endorsement may be appropriate when a portion of the indebtedness secured by the Insured Mortgage is a “Revolving Credit Loan”. In this endorsement, the Company insures against loss or damage sustained by reason of the loss of priority of the lien of the Insured Mortgage, resulting from reductions and subsequent increases of the outstanding  amount of the indebtedness payable as the Revolving Credit Loan. 

This endorsement is designed for issuance with a 2006 ALTA Loan Policy.

Underwriting Requirements:

  1. There must be a Loan Agreement in existence which governs the terms of the loan or loans secured by the Insured Mortgage at Date of Policy.
  2. Any information inserted in Paragraph 2.a. must be obtained by a review of the “Loan Agreement” and must be identical to the information found in the “Loan Agreement”.
  3. This endorsement may be issued or modified only after written approval is obtained from Stewart Title Guaranty Company underwriting personnel.

Any revision to this form requires approval of a Stewart Title Guaranty Company underwriter. The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.

Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.