LA ALTA Endorsement Form 8.1 (Environmental Protection Lien)


The environmental protection lien endorsement is issued in conjunction only with a mortgagee's policy and only on one-to-four family residential property. It provides assurances that there are no environmental protection liens filed in the local records or in the federal district court clerk's office that could have priority over the lien of the insured mortgage (unless any such lien is excepted); it also provides assurance that there are no state statutes that could create liens later filed which would have priority over the lien of the insured mortgage except those statutes specifically excepted.

Underwriting Requirements:

The underwriting requirements are as follows:

  1. This endorsement may be issued only on property that is improved, zoned, restricted, or under construction, for residential purposes.

  2. You are required only to review your local records for liens filed. You are not required to check the federal district court clerk's office.

  3. Because some states have not enacted the Uniform Federal Lien Registration Act or similar legislation, Stewart Title Guaranty Company may periodically mail to you liens filed by the EPA. You should consider these liens in the examination of the title.

  4. Our endorsement contains excluded matters agreed to by Fannie Mae. Therefore, it is not necessary to except to various state statutes. Our forms either state "No Exception" or contain one of the following additional exceptions:

Louisiana - La. Rev. Stat. Ann. §13:2575 (applicable only to municipalities of 475,000 or more) and §30:2281;

Charge: $50

Any revision to this form requires approval of a Stewart Title Guaranty Company underwriter. The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.

Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.

This guideline applies to the following form(s):