CLTA Comprehensive Coverage for Condominium Homeowner Endorsement Guideline 126.2

Organizational Guidelines

CLTA Comprehensive Coverage for Condominium Homeowner Endorsement Guideline 126.2

Guideline Document
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This endorsement provides an insured owner of an existing residential condominium with affirmative coverage concerning access, mechanic's liens, encroachments, zoning and restrictions violations, and mineral development. This endorsement is commonly called the "Condominium Homeowner's Endorsement".

Underwriting Requirements:

(1) Title personnel must be satisfied that the condominium complex is within the statutory definition of a condominium in the specific state where the endorsement is to be issued.
(2) The condominium estate must be in fee. If the condominium estate is a leasehold estate, paragraph 3a of this endorsement must be modified.
(3) Title personnel must make sure that the tax assessor has previously assessed the subject condominium unit as a separate tax parcel. If written assurances are to be obtained from the tax assessor, the appropriate Stewart Title Guaranty underwriting personnel must give approval in order to issue this endorsement.

Any revision to this form requires approval of a Stewart Title Guaranty Company underwriter. The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.

Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.

This guideline applies to the following form(s):
  • None