LA ALTA Endorsement 19.1 (Continguity-Single Parcel)
Explanation:The ALTA Endorsement 19.1 (Contiguity - Single Parcel) insures that the insured parcel is contiguous to another, uninsured parcel of land along defined lines or boundaries. The endorsement also insures (to the same effect) that there are not gaps separating the insured parcel and the other, uninsured parcel. Typically, both parcels would be owned by the same owner, but would not have been acquired simultaneously.
The underwriting requirements are as follows:
- Verify by examination of title (to the land and to the adjacent parcel),
survey, or other satisfactory maps that the defined lines are contiguous.
- Complete paragraph 1 of the endorsement by specifically identifying the
common boundary lines (e.g. "the failure of the land to be contiguous along
its west boundary line to the east boundary line of that certain parcel of
real property legally described in the deed recorded in Volume 123, Page 234,
Deed Records of Hope County, State of Missouri"; or "the failure of the land
to be contiguous along its westerly boundary line more particularly described
as 'thence North 20 degrees 21 minutes 13 seconds West 200.51 feet' to the
easterly boundary line of that certain parcel of real property legally in
deed recorded in Volume 123, Page 234, Deed Records of Hope County, State
of Missouri more particularly described as 'thence South 20 degrees 21 minutes
13 seconds East 200.51 feet' ")
- If you are requested to insure that multiple parcels are contiguous, you
may do so in the same endorsement, or in separate endorsements for each common
- Do not describe the common lines as "the contiguous boundary line," "the adjacent line," "the common line," or similar language. Such language simply begs the question of contiguity.
The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.
Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.
This guideline applies to the following form(s):None