OTIRO PL-07 ALTA Loan Policy of Title Insurance Schedule A (7-1-21)

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OTIRO PL-07 ALTA Loan Policy of Title Insurance Schedule A (7-1-21)

Form Document
V 6



Transaction Identification Data, for which the Company assumes no liability as set forth in Condition 9.e.:

Issuing Agent:

Issuing Office:

Issuing Office’s ALTA® Registry ID:

Loan ID Number:

Issuing Office File Number:

Property Address:


Name and Address of Title Insurance Company:

Stewart Title Guaranty Company
P. O. Box 2029
Houston, TX  77252-2029


File Number:                              


Policy Number: M-7551-_____________                      


Amount of Insurance:                               


 Premium: ___________


Date of Policy: ____________  at ________  a.m./p.m.



1.     The Insured is:

2.     The estate or interest in the Land encumbered by the Insured Mortgage is:

3.     The Title encumbered by the Insured Mortgage is vested in:

4.     The Insured Mortgage and its assignments, if any, are described as follows:

5.     The Land is described as follows:

6.     This policy incorporates by reference the endorsements designated below, adopted by the American Land Title Association as of the Date of Policy:


ALTA 4.1

Condominium—Current Assessments endorsement, if the Land or estate or interest is referred to in the Insured Mortgage as a condominium (OTIRO End. 204.1)


ALTA 5.1-06

Planned Unit Development—Current Assessments endorsement (OTIRO End. 205.1-06)



Variable Rate Mortgage endorsement, if the Insured Mortgage contains provisions which provide for an adjustable interest rate (OTIRO End. 206)


ALTA 6.2

Variable Rate Mortgage—Negative Amortization endorsement, if the Insured Mortgage contains provisions which provide for both an adjustable interest rate and negative amortization (OTIRO End. 206.2)


ALTA 7-06

Manufactured Housing Unit endorsement, if a manufactured housing unit is located on the Land at the Date of Policy (OTIRO End. 207-06)


ALTA 7.1

Manufactured Housing—Conversion—Loan Policy endorsement (OTIRO End. 207.1)


ALTA 8.1

Environmental Protection Lien endorsement—Paragraph b refers to the following State statute(s):

(OTIRO End. 208.1)  NONE


ALTA 9.3-06

Covenants, Conditions and Restrictions-Loan Policy endorsement (OTIRO End.209.3-06)


ALTA 9.6.1-06

Private Rights—Current Assessments—Loan Policy endorsement (OTIRO End. 209.6.1-06)


ALTA 9.10-06

Restrictions, Encroachments, Minerals—Current Violations—Loan Policy endorsement

(OTIRO End. 209.10-06)



Future Advance—Priority endorsement (OTIRO End. 214)


ALTA 14.3

Future Advance—Reverse Mortgage endorsement (OTIRO End. 214.3)


ALTA 22-06

Location endorsement, if the type of improvement is a one-to-four family residential structure and the Property Address is as shown above (OTIRO End. 222-06)



File Number: ___________

Policy Number: M-7551- ___________



Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This policy treats any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document are excepted from coverage.

This policy does not insure against loss or damage and the Company will not pay costs, attorneys’ fees, or expenses resulting from the terms and conditions of any lease or easement identified in Schedule A, and the following matters:

  1. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.
  2. Facts, rights, interests or claims which are not shown by the Public Records but which could be ascertained by an inspection of the Land or by making inquiry of persons in possession thereof.
  3. Easements, or claims of easement, not shown by the Public Records; reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water.
  4. Any encroachment (of existing improvements located on the subject Land onto adjoining Land or of existing improvements located on adjoining Land onto the subject Land) encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the subject Land.
  5. Any lien, or right to a lien, for services, labor, material, equipment rental, or workers compensation heretofore or hereafter furnished, imposed by law and not shown by the Public Records.


File Number:  ___________

Policy Number: M-7551-___________

Covered Risk 10 insures against loss or damage sustained by the Insured by reason of the lack of priority of the lien of the Insured Mortgage over the matters listed in Part II, subject to the terms and conditions of any subordination provision in a matter listed in Part II:




No guidelines are available for this form at this time.