OTIRO C-04 ALTA Commitment for Title Insurance Schedule A (7-1-21)

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  • Oregon
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OTIRO C-04 ALTA Commitment for Title Insurance Schedule A (7-1-21)

Form Document
V 5




Transaction Identification Data, for which the Company assumes no liability as set forth in Commitment Condition 5.e.:

Issuing Agent:
Issuing Office:
Issuing Office’s ALTA® Registry ID:
Loan ID Number:
Commitment Number:
Issuing Office File Number:
Property Address:
Revision Number:


1.     Commitment Date:

2.     Policy to be issued:

                                                                                                            Proposed Amount of Insurance

a.                     2021 ALTA Owner’s Policy                                                        

      Proposed Insured: __________________                                    _____________________

[The estate or interest to be insured:  ______________________]

b.     2021 ALTA Loan Policy                                                             

            Proposed Insured: __________________                                    _____________________

[The estate or interest to be insured:  ______________________]

c.     [Additional Policy Option]                                                                                  

Proposed Insured: __________________                                    _____________________                                  

      [The estate or interest to be insured:  ______________________]

3.     The estate or interest in the Land at the Commitment Date is: ______________________________.

4.     The Title is, at the Commitment Date, vested in:

5.     The Land is described as follows:


STEWART TITLE GUARANTY COMPANY                                                                                                                           


Authorized Signatory




File Number:_____________________

All of the following Requirements must be met:

1.     The Proposed Insured must notify the Company in writing of the name of any party not referred to in this Commitment who will obtain an interest in the Land or who will make a loan on the Land. The Company may then make additional Requirements or Exceptions.

2.     Pay the agreed amount for the estate or interest to be insured.

3.     Pay the premiums, fees, and charges for the Policy to the Company.

4.   Documents satisfactory to the Company that convey the Title or create the Mortgage to be insured, or both, must be properly authorized, executed, delivered, and recorded in the Public Records.



File Number:  _______________

Some historical land records contain Discriminatory Covenants that are illegal and unenforceable by law. This Commitment and the Policy treat any Discriminatory Covenant in a document referenced in Schedule B as if each Discriminatory Covenant is redacted, repudiated, removed, and not republished or recirculated. Only the remaining provisions of the document will be excepted from coverage.

The Policy will not insure against loss or damage resulting from the terms and conditions of any lease or easement identified in Schedule A, and will include the following Exceptions unless cleared to the satisfaction of the Company: 

  1. Any defect, lien, encumbrance, adverse claim, or other matter that appears for the first time in the Public Records or is created, attaches, or is disclosed between the Commitment Date and the date on which all of the Schedule B, Part I - Requirements are met.
  2. Taxes or assessments which are not shown as existing liens by the records of any taxing authority that levies taxes or assessments on real property or by the Public Records; proceedings by a public agency which may result in taxes or assessments, or notices of such proceedings, whether or not shown by the records of such agency or by the Public Records.
  3. Facts, rights, interests or claims which are not shown by the Public Records but which could be ascertained by an inspection of the Land or by making inquiry of persons in possession thereof.
  4. Easements, or claims of easement, not shown by the Public Records; reservations or exceptions in patents or in Acts authorizing the issuance thereof; water rights, claims or title to water.
  5. Any encroachment (of existing improvements located on the subject Land onto adjoining Land or of existing improvements located on adjoining Land onto the subject Land) encumbrance, violation, variation, or adverse circumstance affecting the Title that would be disclosed by an accurate and complete land survey of the subject Land.
  6. Any lien, or right to a lien, for services, labor, material, equipment rental, or workers compensation heretofore or hereafter furnished, imposed by law and not shown by the Public Records.



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