ALTA Endorsement 11 (Mortgage Modification) (7-1-21)

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ALTA Endorsement 11 (Mortgage Modification) (7-1-21)

Form Document
V 10

ALTA Endorsement 11 (Mortgage Modification) (7-1-21)

This Endorsement is Issued as Part of Policy Number ______________________

Issued By
Stewart Title Guaranty Company

File No.:  ______________________

Charge: ______________________

1.      The Company insures against loss or damage sustained by the Insured by reason of:

a.      The invalidity or unenforceability of the lien of the Insured Mortgage upon the Title at the Date of Endorsement as a result of the agreement dated ______________________________, recorded ___________________ (“Modification”); and

b.      The lack of priority of the lien of the Insured Mortgage, at the Date of Endorsement, over defects in or liens or encumbrances on the Title, except for those shown in the policy or any prior endorsement and except:


2.      This endorsement does not insure against loss or damage, and the Company will not pay costs, attorneys’ fees, or expenses, by reason of any claim that arises out of the transaction creating the Modification by reason of the operation of federal bankruptcy, state insolvency, or similar creditors’ rights law that is based on the Modification being a:

a.      fraudulent conveyance or fraudulent transfer;

b.      voidable transfer under the Uniform Voidable Transactions Act; or

c.      preferential transfer to the extent the Modification is not a transfer made as a contemporaneous exchange for new value or for any other reason unless the preferential transfer results solely from the failure:

i.       to timely record the Modification in the Public Records after execution and delivery of the Modification to the Insured; or

ii.       of the recording of the Modification in the Public Records to impart notice of its existence to a purchaser for value or to a judgment or lien creditor.

Date of Endorsement: ______________________

Copyright 2006-2022 American Land Title Association. All rights reserved. The use of ALTA Forms, ALTA Reference materials, and any derivative materials or any section of provided ALTA text are restricted to ALTA licensees and ALTA members in good standing as of the dates of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

For issuing guidelines on this form, see Guidelines.