Oregon Endorsement Supplement to the STG Request for Approval to Issue Overlimits (Large) Policy or Extra Hazardous Coverage

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Oregon Endorsement Supplement to the STG Request for Approval to Issue Overlimits (Large) Policy or Extra Hazardous Coverage

Form Document
02/15/2021
V 1

ALTA /OTIRO Endorsement Supplement to the STG Request for Approval to Issue Overlimits (Large) Policy or Extra Hazardous Coverage

Please note: The newest endorsement version shown on Virtual Underwriter must be used, if available in the state, unless an underwriter approves otherwise. Some states require filing prior to use.

 

Owner's Policy Endorsements: *(Check box or circle)

   

Loan Policy Endorsements: *(Check box or circle)

       

ALTA 1/OTIRO 201 Street Assessments

 

ALTA 3/OTIRO 203 Zoning - Unimproved Land

   

ALTA 3/OTIRO 203 Zoning - Unimproved Land

 

ALTA 3.1/OTIRO 203.1 Zoning - Completed Structure

   

ALTA 3.1/OTIRO 203.1 Zoning - Completed Structure

 

ALTA 3.2/OTIRO 203.2 Zoning - Land Under Development

   

ALTA 3.2/OTIRO 203.2 Zoning - Land Under Development

       

ALTA 4.1/OTIRO 204.1 Condominium - Current Assessments

       

ALTA 5.1/OTIRO 205.1 PUD - Current Assessments

       

ALTA 6/OTIRO 206 Variable Rate Mortgage or 206.2 Variable Rate Mortgage - Negative Amortization

       

ALTA 7/OTIRO 207 Manufactured Housing Unit

 

ALTA 7.2/OTIRO 207.2 Manufactured Housing Unit - Conversion

   

ALTA 7.1/OTIRO 207.1 Manufactured Housing Unit - Conversion

       

ALTA 8.1/OTIRO 208.1 Environmental Protection Lien (1-4 Family Residential)

 

 

 

 

OR STG 208.1 Environmental Protection Lien (Multi-Family Residential such as an apartment complex)

 

 

ALTA 8.2/OTIRO 8.2 Commercial Environmental Protection Lien (Non-Residential property)

   

ALTA 8.2/OTIRO 208.2 Commercial Environmental Protection Lien (Non-Residential property)

 

ALTA 9.1/OTIRO 209.1 CC&Rs - Unimproved Land

     
 

ALTA 9.2/OTIRO 209.2 CC&Rs - Improved Land

   

ALTA 9.3/OTIRO 209.3 CC&Rs

       

ALTA 9.6.1/OTIRO 209.6.1 Private Rights - Current Assessments

       

ALTA 9.7/OTIRO 209.7 Restrictions, Encroachments, Minerals - Land Under Development

 

ALTA 9.8/OTIRO 209.8 CC&Rs - Land Under Development

     
 

ALTA 9.9/OTIRO 209.9 Private Rights

     
       

ALTA 9.10/OTIRO 209.10 Restrictions, Encroachments, Minerals - Current Violations

       

ALTA 10/OTIRO 210 Assignment

       

ALTA 10.1/OTIRO 210.1 Assignment and Date Down

       

ALTA 11/OTIRO 211 Mortgage Modification

       

ALTA 11.1/OTIRO 211.1 Mortgage Modification with Subordination

       

ALTA 11.2/OTIRO 211.2 Mortgage Modification with Additional Amount of Insurance

       

ALTA 12/OTIRO 212 Aggregation (Tie-in)

       

ALTA 12.1/OTIRO 212.1 Aggregation - State Limits

 

ALTA 13/OTIRO 213 Leasehold

   

ALTA 13/OTIRO 213.1 Leasehold

       

ALTA 14/OTIRO 214 Future Advance - Priority

       

ALTA 14.3/OTIRO 214.3 Future Advance - Reverse Mortgage

 

ALTA 15/OTIRO 215 Nonimputation - Full Equity Transfer

     
 

ALTA 15.1/OTIRO 215.1 Nonimputation - Additional Insured

     
 

ALTA 15.2/OTIRO 215.2 Nonimputation - Partial Equity Transfer

     
 

ALTA 16/OTIRO 216 Mezzanine Financing

     
 

ALTA 17/OTIRO 217 Access and Entry

   

ALTA 17/OTIRO 217 Access and Entry

 

ALTA 17.1/OTIRO 217.1 Indirect Access and Entry

   

ALTA 17.1/OTIRO 217.1 Indirect Access and Entry

 

ALTA 17.2/OTIRO 217.2 Utility Access

   

ALTA 17.2/OTIRO 217.2 Utility Access

 

ALTA 18/OTIRO 218 Single Tax Parcel

   

ALTA 18/OTIRO 218 Single Tax Parcel

 

ALTA 18.1/OTIRO 218.1 Multiple Tax Parcel - Easements

   

ALTA 18.1/OTIRO 218.1 Multiple Tax Parcel - Easements

 

ALTA 18.2/OTIRO 218.2 Multiple Tax Parcel

   

ALTA 18.2/OTIRO 218.2 Multiple Tax Parcel

 

ALTA 19/OTIRO 219 Contiguity - Multiple Parcels (within Land)

   

ALTA 19/OTIRO 219 Contiguity - Multiple Parcels (within Land)

 

ALTA 19.1/OTIRO 219.1 Contiguity - Single Parcel (with property other than Land)

   

ALTA 19.1/OTIRO 219.1 Contiguity - Single Parcel (with property other than Land)

 

ALTA 19.2/OTIRO 219.2 Contiguity - Specified Parcels (within Land)

   

ALTA 19.2/OTIRO 219.2 Contiguity - Specified Parcels (within Land)

       

ALTA 20/OTIRO 220 First Loss - Multiple Parcel Transactions

       

ALTA 22/OTIRO 222 Location

 

ALTA 23/OTIRO 223 Co-Insurance - Single Policy

   

ALTA 23/OTIRO 223 Co-Insurance - Single Policy

 

ALTA 23.1/OTIRO 223.1 Co-Insurance - Multiple Policies

   

ALTA 23.1/OTIRO 223.1 Co-Insurance - Multiple Policies

 

ALTA 25/OTIRO 225 Same as Survey

   

ALTA 25/OTIRO 225 Same as Survey

 

ALTA 25.1/OTIRO 225.1 Same as Portion of Survey

   

ALTA 25.1/OTIRO 225.1 Same as Portion of Survey

 

ALTA 28/OTIRO 228 Easement - Damage or Enforced Removal

   

ALTA 28/OTIRO 228 Easement - Damage or Enforced Removal

 

ALTA 28.1/OTIRO 228.1 Encroachments - Boundaries and Easements

   

ALTA 28.1/OTIRO 228.1 Encroachments - Boundaries and Easements

 

ALTA 28.2/OTIRO 228.2 Encroachments - Boundaries and Easements - Described Improvements

   

ALTA 28.2/OTIRO 228.2 Encroachments - Boundaries and Easements - Described Improvements

 

ALTA 28.3/OTIRO 228.3 Encroachments - Boundaries and Easements - Land Under Development

   

ALTA 28.3/OTIRO 228.3 Encroachments - Boundaries and Easements - Land Under Development

       

ALTA 29.2/OTIRO 229.2 Interest Rate Swap - Direct Obligation - Defined Amount

       

ALTA 29.3/OTIRO 229.3 Interest Rate Swap - Additional Interest - Defined Amount

 

ALTA 31/OTIRO 231 Severable Improvements

   

ALTA 31/OTIRO 231 Severable Improvements

       

ALTA 32/OTIRO 232 Construction Loan - Loss of Priority

       

ALTA 32.1/OTIRO 232.1 Construction Loan - Loss of Priority - Direct Payment

       

ALTA 32.2/OTIRO 232.2 Construction Loan - Loss of Priority - Insured's Direct Payment

       

ALTA 33/OTIRO 233 Disbursement

 

ALTA 34/OTIRO 234 Identified Risk Coverage

   

ALTA 34/OTIRO 234 Identified Risk Coverage

 

ALTA 35/OTIRO 235 Minerals and Other Subsurface Substances - Buildings

   

ALTA 35/OTIRO 235 Minerals and Other Subsurface Substances - Buildings

 

ALTA 35.1/OTIRO 235.1 Minerals and Other Subsurface Substances - Improvements

   

ALTA 35.1/OTIRO 235.1 Minerals and Other Subsurface Substances - Improvements

 

ALTA 35.2/OTIRO 235.2 Minerals and Other Subsurface Substances - Described Improvements

   

ALTA 35.2/OTIRO 235.2 Minerals and Other Subsurface Substances - Described Improvements

 

ALTA 35.3/OTIRO 235.3 Minerals and Other Subsurface Substances - Land Under Development

   

ALTA 35.3/OTIRO 235.3 Minerals and Other Subsurface Substances - Land Under Development

 

ALTA 36/OTIRO 236 Energy Project - Leasehold/Easement

   

ALTA 36/OTIRO 236.1 Energy Project - Leasehold/Easement

 

ALTA 36.2/OTIRO 236.2 Energy Project - Leasehold

   

ALTA 36.3/OTIRO 236.3 Energy Project - Leasehold

 

ALTA 36.4/OTIRO 236.4 Energy Project - CC&Rs - Land Under Development

   

ALTA 36.5/OTIRO 236.5 Energy Project - CC&Rs - Land Under Development

 

ALTA 36.6/OTIRO 236.6 Energy Project - Encroachments

   

ALTA 36.6/OTIRO 236.6 Energy Project - Encroachments

 

ALTA 36.7/OTIRO 236.7 Energy Project - Fee Estate

   

ALTA 36.8/OTIRO 236.8 Energy Project - Fee Estate

       

ALTA 37/OTIRO 237 Assignment of Rents or Leases

 

ALTA 39/OTIRO 239 Policy Authentication

   

ALTA 39/OTIRO 239 Policy Authentication

 

ALTA 40/OTIRO 240 Tax Credit

     
 

ALTA 40.1/OTIRO 240.1 Tax Credit - Defined Amount

     
 

ALTA 41/OTIRO 241 Water - Buildings

   

ALTA 41/OTIRO 241 Water - Buildings

 

ALTA 41.1/OTIRO 241.1 Water - Improvements

   

ALTA 41.1/OTIRO 241.1 Water - Improvements

 

ALTA 41.2/OTIRO 241.2 Water - Described Improvements

   

ALTA 41.2/OTIRO 241.2 Water - Described Improvements

 

ALTA 41.3/OTIRO 241.3 Water - Land Under Development

   

ALTA 41.3/OTIRO 241.3 Water - Land Under Development

       

ALTA 42/OTIRO 242 Commercial Lender Group

       

ALTA 43/OTIRO 243 Anti-Taint

       

ALTA 44/OTIRO 244 Insured Mortgage Recording

       

ALTA 45/OTIRO 245 Pari Passu Mortgage

OTIRO SPECIFIC

 

OTIRO 41 Policy Correction

 

 

OTIRO 41 Policy Correction Endorsement

 

 

OTIRO 42 Increase in Amount of Owner’s Insurance

 

 

 

 

 

OTIRO 45 Pro Tanto

 

 

 

 

 

OTIRO 46 Seller’s Joint Protection

 

 

 

 

 

 

 

 

OTIRO 51 Additional Advance

 

 

 

 

 

OTIRO 51.1 Additional Advance

 

 

 

 

 

OTIRO 51.2 Additional Advance

 

 

 

 

 

OTIRO 57 Partial Release of Mortgage or Deed of Trust

 

 

 

 

 

OTIRO 60 Violation of Existing Setback Provisions

 

 

 

 

 

OTIRO 62.2 Standard Bondholder’s

 

 

 

 

 

OTIRO 62.3 Standard Bondholder’s Coverage-Lease or Sublease Validity

 

 

 

 

 

OTIRO 64 Foundation

 

 

 

 

 

OTIRO 66 Elimination of Exceptions

 

 

 

 

 

OTIRO 67 HUD Endorsement

 

 

 

 

 

OTIRO 69.1 Priority of Advance

 

 

 

 

 

OTIRO 69.2 Priority of Advance

 

 

 

 

 

OTIRO 70 Statutory Construction Lien

 

 

 

 

 

OTIRO 76 Date-Down Endorsement for Guarantee

 

 

 

 

 

OTIRO 77 Limited Coverage Loan Policy (LCLP) Endorsement

 

 

 

 

 

OTIRO 77.1 Policy of Insurance of Record Title (PIRT) Endorsement

 

 

OTIRO 78 Owner’s Inflation

 

 

 

 

 

 

 

OTIRO 79.2 Revolving Loan Credit Line Increase

 

 

OTIRO 80 Access Endorsement – Land Abuts Existing Street

 

 

OTIRO 80 Access Endorsement – Land Abuts Existing Street

 

 

OTIRO 81 Re-Recording Endorsement

 

 

OTIRO 81 Re-Recording Endorsement

 

 

 

 

 

OTIRO 86 HUD Assignment of Beneficial Interest

 

 

OTIRO 87 Policy Date-Down Endorsement

 

 

 

OTIRO 87 Policy Date-Down Endorsement

 

 

 

 

OTIRO 88 LCLP or PIRT Credit Line/Variable Rate Endorsement

 

 

 

 

 

OTIRO 89 FNMA Balloon Mortgage

 

 

OTIRO 90.2 Substitute Insured Endorsement for Guarantee

 

 

 

 

 

 

 

 

OTIRO 92 Security Assignment of Lessor’s Interest

 

 

OTIRO 93 Shopping Center

 

 

OTIRO 93 Shopping Center

 

 

OTIRO 98 Successor Insured (Fairway)

 

 

 

 

 

OTIRO 101 Pending Improvements

 

 

OTIRO 101 Pending Improvements

 

 

 

 

 

OTIRO 102-06 Insuring Two Mortgages in One Policy

 

 

 

 

 

OR STG 108 Wind Energy – Personal Property

 

OTIRO 108 Co-Insurance with Limited Joint and Several Provision

 

 

 

OTIRO 108 Co-Insurance with Limited Joint and Several Provision

 

 

OTIRO 109 (O) Non-authentication

 

 

OTIRO 109 (L) Non-authentication

 

 

Other (Describe and attach)

   

Other (Describe and attach)

         
         
         

* May be modified to refer to other endorsements available in applicable states.

This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.

Copyright 1970-2022 Stewart Title Guaranty Company. All rights reserved. The use of this form (or any derivative thereof) is restricted to Stewart Title Guaranty Company, it’s issuing agents, and affiliates in good standing as of the date of use. All other uses are prohibited.

For issuing guidelines on this form, see Guidelines.