ALTA Endorsement 3.1-06 (Zoning-Completed Structure) (10-22-09)

This form applies to:
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • Colorado
  • Connecticut
  • District of Columbia
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • North Dakota
  • Oklahoma
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Utah
  • Vermont
  • Virgin Islands
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming
Forms by State
Organization Forms

ALTA Endorsement 3.1-06 (Zoning-Completed Structure) (10-22-09)

Confirm with your local underwriter whether or not any modifications of this form are allowed.

Form Document
V 6


Attached to Policy No. __________

Issued by



1. The Company insures against loss or damage sustained by the Insured in the event that, at Date of Policy,

a.  according to applicable zoning ordinances and amendments, the Land is not classified Zone _____________________;
b.  the following use or uses are not allowed under that classification:
c.  There shall be no liability under paragraph 1.b. if the use or uses are not allowed as the result of any lack of compliance with any conditions, restrictions, or requirements contained in the zoning ordinances and amendments, including but not limited to the failure to secure necessary consents or authorizations as a prerequisite to the use or uses. This paragraph 1.c. does not modify or limit the coverage provided in Covered Risk 5.

2. The Company further insures against loss or damage sustained by the Insured by reason of a final decree of a court of competent jurisdiction either prohibiting the use of the Land, with any existing structure, as specified in paragraph 1.b. or requiring the removal or alteration of the structure, because, at Date of Policy, the zoning ordinances and amendments have been violated with respect to any of the following matters:

a.  Area, width, or depth of the Land as a building site for the structure
b.  Floor space area of the structure
c.  Setback of the structure from the property lines of the Land
d.  Height of the structure, or
e.  Number of parking spaces.

3. There shall be no liability under this endorsement based on:

a.  the invalidity of the zoning ordinances and amendments until after a final decree of a court of competent jurisdiction adjudicating the invalidity, the effect of which is to prohibit the use or uses;
b.  the refusal of any person to purchase, lease or lend money on the Title covered by this policy.

[Witness clause optional]



By: _______________________________________

Authorized Signatory

Copyright 2006-2022 American Land Title Association. All rights reserved. The use of ALTA Forms, ALTA Reference materials, and any derivative materials or any section of provided ALTA text are restricted to ALTA licensees and ALTA members in good standing as of the dates of use. All other uses are prohibited. Reprinted under license from the American Land Title Association.

For issuing guidelines on this form, see Guidelines.