This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.
ATTACHED TO AND FORMING A PART OF
TITLE OWNER'S POLICY NO. __________
STEWART TITLE GUARANTY COMPANY
SPECIAL OWNER'S COMPREHENSIVE ENDORSEMENT
The Company hereby insures the insured against loss or damage which the insured shall sustain by reason of:
1. Any inaccuracies in the following assurances that, unless otherwise expressly set forth or indicated to the contrary in Schedule B:
(a) There are no present violations on said land of any enforceable covenants, conditions or restrictions or plat building lines;
(b) Any instrument referred to in Schedule B as specifically containing "covenants and restrictions" affecting said land does not, in addition, establish an easement thereon or provide for either a lien for liquidated damages, a levy of a private charge or assessment, as option to purchase, or the prior approval of a future purchaser or occupant;
(c) There are no encroachments of existing improvements located on said land onto adjoining land, nor any encroachments onto said land of existing improvements located on adjoining land;
(d) There are no encroachments of existing improvements located on said land onto that portion of said land subject to any easement shown in Schedule B.
(e) A future violation on the land of said covenants or restrictions or plat building lines, if any, will not give rise to a right of re-entry or result in a forfeiture or reversion of title.
2. The entry of any court order or judgment which constitutes a final determination and denies the right to maintain any existing improvements on said land because of any violation to any covenants, conditions or restrictions or plat building lines or because of any encroachment thereof over onto adjoining land.
3. The exercise or attempt to exercise any right of re-entry or forfeiture or reversion or other right of termination of title based on a violation of any of said covenants or restrictions or plat building lines.
Whenever in this endorsement any or all the words, "covenants, conditions or restrictions" appear, they shall not be deemed to refer to or to include the terms, covenants, conditions or limitations contained in any lease, condominium referred to in Schedule A or relating to environmental protection.
Notwithstanding 1, 2 and 3 above, no assurance is provided regarding encroachment of fences, sidewalks, driveways, or other paved areas on the land.
Wherever in the endorsement any or all the words, "covenants, conditions or restrictions" appear, they shall not be deemed to refer to or include the terms, covenants and conditions contained in any lease referred to in Schedule A.
This endorsement is made a part of the policy and is subject to all of the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsements, nor does it extend the effective date of the policy and any prior endorsements, nor does it increase the face amount thereof.
[Witness clause optional]
This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.
Copyright 1970-2022 Stewart Title Guaranty Company. All rights reserved. The use of this form (or any derivative thereof) is restricted to Stewart Title Guaranty Company, it’s issuing agents, and affiliates in good standing as of the date of use. All other uses are prohibited.
For issuing guidelines on this form, see Guidelines.