STG Usury Endorsement 2

This form applies to:
  • Nebraska
Forms by State
Organization Forms

STG Usury Endorsement 2

Form Document
V 5

This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.


Attached to and Forming a Part of
___________ No. _____________

Issued by


The Company hereby insures the Insured against loss or damage not exceed the Amount of Insurance stated in Schedule A, which the Insured shall sustain by reason of the entry of any court order or judgment which constitutes final determination and adjudges:

(a) That the lien of the mortgage referred to in Schedule A is invalid or unenforceable as to the principal and/or interest due on the note secured thereby, said interest being computed in accordance with provisions of such mortgage, on the ground that the loan evidenced by the note secured thereby is usurious under the laws of the State of __________ in effect at Date of Policy.

(b) That any part of the principal and interest, said interest having been computed in accordance with the provisions of such mortgage which has been paid to the Insured must be repaid, as well as any additional sums which must be paid to the person entitled to such repayment on the ground that the amount of interest so paid violated the usury laws of the State of ________ in effect at Date of Policy.


The insurance against usury risks afforded by this Endorsement and its effect on the title insurance under the Policy to which it is attached shall survive the satisfaction of the mortgage or trust deed, the lien of which is thus insured.

This Endorsement is made a part of the Commitment or Policy. It is subject to all the terms of the Commitment or Policy and prior endorsements. Except as expressly stated on this Endorsement, the terms, dates and amount of the Commitment or Policy and prior endorsements are not changed.

Note : This Endorsement shall not be valid or binding until countersigned by an authorized signatory.

This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.

Copyright 1970-2022 Stewart Title Guaranty Company. All rights reserved. The use of this form (or any derivative thereof) is restricted to Stewart Title Guaranty Company, it’s issuing agents, and affiliates in good standing as of the date of use. All other uses are prohibited.

For issuing guidelines on this form, see Guidelines.