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Table of Contents
Table of Contents
National Underwriting Manual Topics
A
- 1.00.1 In General
- 1.00.2 Power of States to Regulate the Estates of Missing Person; Constitutional Guarantee of Due Process
- 1.00.3 Which Statutes To Select
- 1.00.4 Administration Of The Estates Of Missing Persons: Refunding Bonds and Trusts
- 1.00.5 Administration Under Decedent's Statutes
- 1.00.6 Title Insurance on Estates of Absentees
- 1.16.1 Concept And Distinctions Regarding Acknowledgments
- 1.16.2 General Form Of An Acknowledgment
- 1.16.3 Jurat
- 1.16.4 Attestation
- 1.16.5 Necessity And Purpose Of Acknowledgments
- 1.16.6 Instruments That May Be Acknowledged
- 1.16.7 Persons Who May Take Acknowledgments - Disqualifications
- 1.16.8 Venue Of Acknowledgment
- 1.16.9 The Declarant In An Acknowledgment
- 1.16.10 The Certificate Of Acknowledgment
- 1.16.11 Defective Certificate - Corrections
- 1.16.12 Foreign Acknowledgment
- 1.16.15 Electronic Acknowledgment
- 1.16.16 Consumer Consent
- 1.16.17 Exclusions from E-Sign
- 1.16.18 E-Sign, UETA and Pre-Emption of Conflicting State Law
- 1.16.19 Electronic Standards
- 1.36.1 In General
- 1.36.2 Constraints On Affirmative Insurance
- 1.36.3 Standard Affirmative Coverages By ALTA 1987, 1990, 1992, and 2006 Title Policies
- 1.36.5 Endorsement Forms Relative To The Insurance Provisions Of The Policy
- 1.36.6 The Deletion of an Exclusion or Exception does not provide Affirmative Coverage
- 1.36.7 Insuring Over
- 1.36.8 Where To Insure Over
- 1.36.9 How To Insure Over
B
- 2.04.1 The Bankruptcy Code
- 2.04.2 Who Is In Charge
- 2.04.3 The Bankruptcy Estate
- 2.04.4 Injunctions In Bankrupcty Cases
- 2.04.5 Sale Of Property Out Of A Bankruptcy Case
- 2.04.6 Contracts And Assignments Of Leases In Bankruptcy
- 2.04.7 Liens Executed By Bankruptcy Estate
- 2.04.8 Abandonment In Bankruptcy Case
- 2.04.9 Exempt Property In Bankruptcy Case
- 2.04.10 Avoiding Powers In Bankruptcy Cases
- 2.04.11 Dismissal Of Bankruptcy Case
- 2.04.12 Discharge Of Debtor In Bankruptcy
- 2.04.13 Effect Of Confirmation Of A Bankruptcy Case
- 2.04.14 Post Petition Property And Prefiling Judicial Liens In Bankruptcy Case
- 2.04.15 Letters Of Credit In Bankruptcy Case
- 2.04.16 Discrimination
C
- 3.16.1 Organization Of Churches And Religious Associations
- 3.16.2 Incorporation Of Churches And Religious Associations
- 3.16.3 Power To Acquire And Hold Title As Church Or Religious Association
- 3.16.4 Power To Encumber and Convey As Church Or Religious Association
- 3.16.5 Power Determination Of Church Or Religious Association
- 3.16.6 Unincorporated Religious Associations
- 3.16.7 Corporation Sole (Church Or Religious Association)
- 3.16.8 Congregational Problems That May Affect The Power
- 3.36.1 In General
- 3.36.2 Nature Of The Acquisition By Condemnation
- 3.36.3 Estates And Interests Which May Be Taken By Condemnation
- 3.36.4 Examination Of The Condemnation Proceedings
- 3.36.5 Time of Taking (Condemnation)
- 3.36.6 Quick-Take Procedure (Condemnation)
- 3.36.7 Appeal Of Condemnation
- 3.36.8 Federal Condemnation - Declaration Of Taking
- 3.36.9 Declaration of Taking (Federal Condemnations)
- 3.40.1 In General
- 3.40.2 Main Characteristics Of Condominium
- 3.40.3 Terminology (Condominiums)
- 3.40.4 Creation Of Condominiums
- 3.40.5 Deeds To Individual Units - Legal Descriptions (Condominiums)
- 3.40.6 Percentages Of Common Elements Appurtenant To The Units
- 3.40.7 Common-Law Condominiums
- 3.40.8 Leasehold Condominiums
- 3.40.9 Expandable Condominiums
- 3.40.10 Time-Sharing Condominiums
- 3.40.11 Condominium Conversions
- 3.40.12 Parking Easements In Condominiums
- 3.40.13 Contract Purchases In Condominiums Under Construction
- 3.40.14 Right Of First Refusal In Condominium Property
- 3.40.15 Mechanic's Liens Relative To Condominium Property
- 3.40.16 Assessment Liens
- 3.40.17 ALTA Endorsement Form 4 - Condominiums
- 3.40.18 Contractions of Condominium Units or Undeveloped Lands
- 3.44.1 Exclusions From Coverage (Construction Loan Policies)
- 3.44.2 Mechanic's Lien Exception In Construction Loan Policy
- 3.44.3 Pending Disbursement Clause In Construction Loan Policy
- 3.44.4 Mechanic's Liens Coverage When Construction Loan Policy Issued
- 3.44.5 Endorsement A To Construction Loan Policy
- 3.44.6 Endorsement B To Construction Loan Policy
- 3.44.7 Endorsement C To Construction Loan Policy
- 3.44.8 Endorsement D To Construction Loan Policy
- 3.48.1 In General
- 3.48.2 Examination Of The Title and The Contract For Sale
- 3.48.3 Indirect Method Of Insuring The Vendee's Interest
- 3.48.4 Direct Method Of Insuring The Vendee's Interest
- 3.48.5 Insuring A Lender Under Contract For Sale
- 3.48.6 Recording A Memorandum Of A Contract For Sale
- 3.48.7 Commitment Preparation For The Insurance Of Contract Purchaser
- 3.64.1 In General
- 3.64.2 Plans For Structuring A Cooperative
- 3.64.3 The Corporate Form
- 3.64.4 Main Characteristics Of The Corporate Form Plan
- 3.64.5 Basic Instruments To Be Examined Relative To A Cooperative Ownership (Corporate Form Plan)
- 3.64.6 Title Insurance Of Owner's Interest In A Cooperative Apartment
- 3.64.7 Insuring A Mortgage Of The Lessee's Interest In A Cooperative
- 3.64.8 Extended Coverage When Insuring A Cooperative
- 3.64.9 Examination Of Documents Related To Cooperative
- 3.64.10 U.C.C. Search When Insuring A Cooperative
- 3.68.1 Concept And Main Characteristics Of Corporations
- 3.68.2 Classification In General (Corporations)
- 3.68.3 Classification By The Place Of Incorporation
- 3.68.4 Formation Or Creation Of Corporation
- 3.68.5 Good Standing Of Corporation
- 3.68.6 Powers Of A Corporation - During Its Existence - Ultra Vires Acts
- 3.68.7 Authority To Execute Instruments
- 3.68.8 Seal Of A Corporation
- 3.68.9 Summary Of Items To Consider When Examining A Corporation And Its Transactions From The Title Insurance Point Of View
- 3.68.10 Consolidations, Mergers, Reorganizations, And Acquisitions Of Corporations
- 3.68.11 Termination Of Corporate Existence
- 3.68.12 Reinstatement Or Revival
- 3.68.13 Powers Of A Corporation After It Ceases To Exist
- 3.68.14 Corporations Vesting Of Title
- 3.68.15 Creditors' Rights Against The Corporation
- 3.68.16 Insuring Purchasers Of Corporate Stock
- 3.68.17 Conveyances Before Inception Of Corporate Existence
- 3.68.18 Conveyances After Expiration Of Corporate Existence - Some Statutory Possibilities
- 3.68.19 Corporation Conveying To An Insider
- 3.68.20 Transfer Of All Assets Of Corporation By Sale Or Mortgage
- 3.68.21 Use Of Corporate Assets To Finance The Purchase Of Stock Of The Corporate Mortgagor
- 3.68.90 Company Authority
- 3.76.1 In General
- 3.76.2 Covenants
- 3.76.3 Conditions Of Restrictions
- 3.76.4 Creation Of Restrictions
- 3.76.5 Duration Of A Restriction
- 3.76.6 Validity Of A Restriction
- 3.76.7 Racial Restrictions
- 3.76.8 Termination And Extinguishment Of A Restriction
- 3.76.9 Release Of Covenants, Conditions, Or Restrictions
D
- 4.04.1 Terminology
- 4.04.2 In General
- 4.04.3 Death Of A Party In Interest--Possible Probate Situations To Be Encountered When Examining The Title
- 4.04.4 Special Statutory Proceedings In Regard To The Administration Of Decedent's Estates
- 4.04.5 Limitations On The Passage Of Title By Devise Or Descent
- 4.04.6 Summary Of Intestate Procedures
- 4.04.7 Important Issues In Regard To An Intestacy
- 4.04.8 Summary Of Testate Procedures
- 4.04.9 Important Issues In Regard To A Testacy
- 4.04.10 Using An Affidavit Of Heirship For The Purpose Of Determining Who Are The Heirs Of A Decedent
- 4.04.11 Pretermitted Child Or Issue Of Child
- 4.04.12 Probate Sales
- 4.04.13 Transfer Of Encumbrance Of Decedent's Real Property Upon An Order Of The Court
- 4.04.14 The Personal Representative
- 4.04.15 Personal Representatives As Purchasers
- 4.04.16 The Surviving Spouse
- 4.04.17 Statutory Allowances To Surviving Spouses Or Unmarried Minor Children
- 4.04.18 The Spouse's Right Of Election
- 4.04.19 Claims Of Creditors In An Estate
- 4.04.20 Taxes In An Estate
- 4.04.21 Community Property In An Estate Situation
- 4.04.22 Nonprobate Property Transfers
- 4.04.23 Joint Tenancies In An Estate Situation
- 4.04.24 Nonresident Estates
- 4.16.1 In General
- 4.16.2 Types Of Deeds
- 4.16.3 Essential Elements of a Valid Deed
- 4.16.4 Date Of Deed
- 4.16.5 Parties To Deeds
- 4.16.6 Consideration In A Deed
- 4.16.7 Operative Words Of Conveyance
- 4.16.8 Description In A Deed
- 4.16.9 Habendum Clause In A Deed
- 4.16.10 Recitals In A Deed
- 4.16.11 Covenants Of Title
- 4.16.12 Waiver of Dower, Homestead and Curtesy
- 4.16.13 Execution Of Deeds
- 4.16.14 Private Seals In A Deed
- 4.16.15 Witnesses - Attestation In A Deed
- 4.16.16 Recitals As To The Source Of Title
- 4.16.17 Delivery Of A Deed
- 4.16.18 Void And Voidable Deeds
- 4.16.19 Filling Blanks In A Deed
- 4.16.20 Construction Or Interpretation Of A Deed
- 4.16.21 After-Acquired Title
- 4.16.22 Deed Checklist
E
- 5.00.1 Easements In General
- 5.00.2 Classification Of Easements
- 5.00.3 Easements Appurtenant
- 5.00.4 Easements In Gross
- 5.00.5 Easement And License Distinguished
- 5.00.6 Easement And Profit A Prendre Distinguished
- 5.00.7 Easements As Exceptions
- 5.00.8 Waiving An Easement Exception
- 5.00.9 Insuring An Appurtenant Easement
- 5.00.10 Exceptions and Issues Of Possible Application When Insuring An Appurtenant Easement
- 5.20.1 In General
- 5.20.2 Steps Involved In The Determination Of The Federal Estate Tax
- 5.20.3 Computation Of The Federal Estate Tax (Applicable To Estates Of Decedents After 1981)
- 5.20.4 Includible Items In A Decedent's Gross Estate
- 5.20.5 Valuation Of The Gross Estate
- 5.20.6 Credits That May Be Taken Against The Tax
- 5.20.7 The Unified Credit and Applicable Exclusion
- 5.20.8 Filing Of A Tax Return And Payment Of The Tax
- 5.20.9 State Inheritance And Estate Tax Liens
- 5.20.10 Federal Tax Liens For Estate Taxes
- 5.20.11 Protection For Certain Interests Of Gross Estate
- 5.20.12 Extinguishment Of Federal Estate Tax Liens
- 5.32.1 In General
- 5.32.2 Effect Of The Deletion Of Parties In Possession Exception
- 5.32.3 Effect Of The Deletion Of The Easement Exception
- 5.32.4 Effect Of The Deletion Of The Survey Exception
- 5.32.5 Effect Of The Deletion Of The Mechanic Lien Exception
- 5.32.6 Important Considerations Relative To Extended Coverage
- 5.32.7 Phrasing The Commitment Requirements For The Deletion Of The General Exceptions
F
- 6.08.1 In General
- 6.08.2 Period Of Duration Of A Federal Tax Lien
- 6.08.3 Property Subject To The Lien Of A Federal Tax
- 6.08.4 Validity And Priority Of A Federal Tax Lien Against Persons Other Than The Taxpayer or Spouse
- 6.08.5 Filing And Indexing Of Notices Of Federal Tax Liens
- 6.08.6 Refiling Of Notices Of Federal Tax Liens
- 6.08.7 Enforcement Of Federal Tax Liens
- 6.08.8 Certificates Of Release, Discharge, Subordination, Or Nonattachment
- 6.08.9 Effect Of Foreclosures Of Liens On Federal Tax Liens
G
- 7.12.1 In General
- 7.12.2 Sale, Mortgage, Or Lease Of The Ward's/Protectee's /Conservatee's Property By The Guardian/Conservator
- 7.12.3 Purchase Of Real Property By The Guardian/Conservator
- 7.12.4 Title To Real Property Owned By The Ward/Protectee/ Conservatee
- 7.12.5 Condition Of The Title By A Purchaser, Mortgagee, Or Lessee From A Guardian/Conservator
- 7.12.6 Ratification By The Ward/Protectee/Conservatee
- 7.12.7 Rescission By The Ward/Protectee/Conservatee
- 7.12.8 Foreign Guardians/Conservators
- 7.12.9 Guidelines For The Examination Of Guardianship/Conservatorship Proceedings
H
- 8.08.1 In General
- 8.08.2 Protective Nature Of The Homestead
- 8.08.3 Extent Of Homestead Rights
- 8.08.4 Legal Sources Of Homestead Rights
- 8.08.5 Claims Enforceable Against the Homestead
- 8.08.6 Claim And Selection Of Homestead
- 8.08.7 Sales Or Encumbrances Of The Homestead
- 8.08.8 Federal Tax Liens Of Homestead Rights
- 8.08.9 May A Single Person Designate A Homestead?
- 8.08.10 Terminations
- 8.08.11 Title Insurance Consideration
I
- 9.00.1 In General
- 9.00.2 Instruments Executed By Mentally Incompetent Persons Prior To Adjudication
- 9.00.3 Instruments Executed By Mentally Incompetent Persons Subsequent To Adjudication
- 9.00.4 Parties Who Seem To Be Mentally Incapacitated At The Time Of Closing
- 9.00.5 Vesting Of Title And Incompetency
- 9.08.1 In General
- 9.08.2 Definitions
- 9.08.3 Allotments And Allottees
- 9.08.4 The Indian Trade And Nonintercourse Acts
- 9.08.5 Indian Land Identification
- 9.08.6 Indian Land Records
- 9.08.7 Recordation Of Indian Title Documents
- 9.08.8 Curative Action To Correct Indian Titles Defects
- 9.08.9 Title Status Reports Of Indian Lands
- 9.08.10 Indian Lands Status Maps
- 9.08.11 Certification Of Land Indian Land Records And Title Documents
- 9.08.12 Title Insurance Considerations And Indian Lands
J
- 10.00.1 In General
- 10.00.2 Creation Of Joint Tenancies
- 10.00.3 Survivorship And Joint Tenancies
- 10.00.4 Defectively Created Joint Tenancies
- 10.00.5 Property Or Interest Which May Be Held In Joint Tenancy
- 10.00.6 Marital Rights Of A Joint Tenant's Spouse
- 10.00.7 Liens Against Joint Tenants
- 10.00.8 Federal Tax Liens Against Joint Tenants
- 10.00.9 Termination Of Joint Tenancies
- 10.08.1 Terminology Regarding Judgments
- 10.08.2 Judgment Liens
- 10.08.3 Time In Which A Judgment Lien Attaches
- 10.08.4 Interests In Land Subject To Judgment Liens
- 10.08.5 Priority Of A Judgment Lien
- 10.08.6 Duration Of The Lien Period
- 10.08.7 Enforcement Of A Judgment Lien
- 10.08.8 Federal Judgments
- 10.08.9 Homesteads And Judgment Liens
- 10.08.10 Purchase Money Mortgages And Judgment Liens
- 10.08.11 Contents Of A Judgment Exception
L
- 11.04.1 In General
- 11.04.2 Insuring A Leasehold Estate
- 11.04.3 Insuring A Mortgage On A Leasehold Estate
- 11.04.4 Insuring A Sublease Estate
- 11.04.5 Insuring An Assignment Of A Leasehold Estate
- 11.04.6 Insuring The Fee To One Parcel And A Leasehold To Another Parcel In The Same Policy
- 11.04.7 Insuring A Mortgage That Has Become A Lien On The Leasehold Estate And A Lien On The Fee In The Same Land
- 11.04.8 Insuring An Option To Purchase Granted In Favor Of A Lessee
- 11.04.9 Commitment Forms Pertaining To Leasehold Insurance
- 11.04.10 Policy Forms Pertaining To Leasehold Insurance
- 11.08.1 In General
- 11.08.2 Transfer Of Interests In Leases
- 11.08.3 Option To Purchase Contained In A Lease
- 11.08.4 Termination Of A Lease
- 11.08.5 Additional Matters To Consider In Regard To The Possible Termination Of A Lease
- 11.08.6 Sale And Leaseback Transactions
- 11.08.7 Lease Provisions Which Require Specific Exceptions
M
- 12.12.1 In General
- 12.12.2 Time Of Commencement And Termination Of The Work
- 12.12.3 General Contractors And Subcontractors
- 12.12.4 Property Subject To A Mechanic's Lien
- 12.12.5 Interests In Land That May Be Affected By A Mechanic's Lien and Requirement of Owner Consent
- 12.12.6 Persons Entitled To Be A Mechanic's Lien Claimant
- 12.12.7 Time At Which A Mechanic's Lien Attaches - Priorities
- 12.12.8 Perfecting A Mechanic's Lien Claim
- 12.12.9 Duration Of A Mechanic's Lien
- 12.12.10 Enforcing A Mechanic's Lien
- 12.12.11 Loss Or Extinguishment Of A Mechanic's Lien
- 12.12.12 Contract Against Mechanic's Lien
- 12.12.13 Repairs And Improvements To Real Property Under Agreement With A Tenant
- 12.12.14 Phase Construction
- 12.12.15 Most Common Types of Notices Found in State Mechanic's Liens Statutes
- 12.12.16 Title Insurance Considerations In Regard to Mechanic's Liens Coverage
- 12.16.1 In General
- 12.16.2 Mineral Grants And Reservations As Title Exceptions
- 12.16.3 Mineral Leases And Oil And Gas Leases As Title Exceptions
- 12.16.4 Minerals Reservations In Patents
- 12.16.5 Mineral Endorsements: Affirmative Insurance
- 12.16.6 Insuring Against Loss Arising From Mine Subsidence
- 12.16.7 Insurance Of A Mineral Estate Interest
- 12.16.8 Form Of Affidavit Of Nondevelopment And Nonpayment Of Rental Executed By Owner
- 12.28.1 Definition and Nature Of Mortgages
- 12.28.2 Types Of Mortgages
- 12.28.3 The Mortgage Debt
- 12.28.4 Requisites For A Valid Mortgage
- 12.28.5 Distinction Between Mortgages And Deeds Of Trust
- 12.28.6 Property That Can Be Mortgaged
- 12.28.7 Mortgagor's Interest In The Property Covered By The Mortgage
- 12.28.8 Transfer Of The Mortgaged Property
- 12.28.9 Transfer Of The Mortgage
- 12.28.10 Instruments Affecting Mortgages That Are Most Commonly Found Of Record
- 12.28.11 Future Advances
- 12.28.12 Revolving Credit Line Mortgages
- 12.28.13 Priorities (Mortgages)
- 12.28.14 Termination Or Extinguishment Of A Mortgage
- 12.28.15 Release Of The Mortgage
- 12.28.16 Title Insurance Considerations Regarding Mortgages
- 12.28.17 Integrated Mortgage Disclosures under the Real Estate Settlement Procedures Act (Regulation X) and the Truth In Lending Act (Regulation Z)
- 12.32.1 In General
- 12.32.2 Obstacles To Mortgage Foreclosure
- 12.32.3 Types of Mortgage Foreclosure
- 12.32.4 Title Acquired By The Purchaser At A Mortgage Foreclosure Sale
- 12.32.5 Reacquisition Of Title By Mortgagor
- 12.32.6 Deficiency Judgment
- 12.32.7 Redemption Rights Of Borrowers
- 12.32.8 Mechanics' Liens Affected By A Mortgage Foreclosure
N
O
- 14.12.1 In General
- 14.12.2 Coverage Afforded Through the Insurance Provisions Of An Owner's Policy
- 14.12.3 Conditions And Stipulations Of The Owner's Policy
- 14.12.4 Schedule A Of The Owner's Policy
- 14.12.5 Schedule B Of The Owner's Policy
- 14.12.6 Countersignature On A Owner's Policy
- 14.12.7 Increasing The Amount Of Insurance Of An Existing Owner's Policy
- 14.12.8 Agreeing To A Future Increase In The Amount Of Insurance On An Owner's Policy
- 14.12.9 Amount Of Insurance Being Requested Is Substantially Less Than The Market Value Of The Land
- 14.12.10 Insuring Other Than The Record Owner
- 14.12.11 Duplicate Of An Original Owner's Policy
- 14.12.12 Duplicate Of A Lost Owner's Policy
- 14.12.13 Apportionment Of Amount Of Insurance When Two Or More Parcels Are Insured By The Same Policy
- 14.12.14 Insuring Other Than The Record Owner
- 14.12.15 Duplicate Of An Original Owner's Policy
- 14.12.16 Duplicate Of A Lost Owner's Policy
- 14.12.17 Assignment Of Owner's Policy
P
- 15.16.1 Definitions
- 15.16.2 Partnerships Prior To The Uniform Partnership Act
- 15.16.3 Applicable Laws On Partnerships
- 15.16.4 Types Of Partnerships
- 15.16.5 Partnership Associations And Limited Partnership Associations
- 15.16.6 Types Of Partners
- 15.16.7 Formation Of Partnerships
- 15.16.8 Acquisition Of Real Property By A Partnership
- 15.16.9 Conveyance And Mortgage Of Real Property By A Partnership
- 15.16.10 Mortgage To A Partner
- 15.16.11 Changes In Membership Of A Partnership
- 15.16.12 Judgment Liens And State Tax Liens Pertaining To Partnerships
- 15.16.13 Federal Tax Liens Against A Partnership
- 15.16.14 Bankruptcy Of A Partnership
- 15.16.15 Dissolution And Winding Up Of A Partnership
- 15.16.16 Examining Partnership Property
- 15.20.1 In General
- 15.20.2 Formation And Amendment Of A Limited Partnership
- 15.20.3 Certificate Requirements Of A Limited Partnership
- 15.20.4 Effect Of Failure To File The Certificate Of A Limited Partnership--Defective Formation
- 15.20.5 General Partners Of A Limited Partnership
- 15.20.6 Real Property Transactions Involving A Limited Partnership
- 15.20.7 Qualifications Of A Foreign Limited Partnership
- 15.52.1 In General
- 15.52.2 Types Of Power Of Attorney
- 15.52.3 Construing The Language Of A Power Of Attorney
- 15.52.4 Recordation Of A Power Of Attorney
- 15.52.5 Who May Execute Or Act Under A Power Of Attorney
- 15.52.6 Limitations On The Exercise Of A Power Of Attorney
- 15.52.7 Termination Of A Power Of Attorney
- 15.52.8 Insuring Transactions Through The Use Of A Power Of Attorney
- 15.52.9 Durable Power of Attorney Act
Q
R
- 17.00.1 In General
- 17.00.2 Fee Simple Or Easement (Railroad Right of Way)
- 17.00.3 Some Situations Or Elements Which May Confirm The Existence Of An Easement Acquisition
- 17.00.4 Examining Railroad Grants
- 17.00.5 Fee Possibility (Railroads)
- 17.00.6 Easement Situation (Railroads)
- 17.00.7 Conveyance Of Railroad Property To Another Railroad Entity For Continued Rail Operation
- 17.00.8 Abandonment of Easement Rights (Railroads)
- 17.00.9 Insuring Abandoned Railroad Property
- 17.00.10 Ownership Of The Reversion After Abandonment Of An Easement By The Railroad
- 17.46.1 Revolving Credit Mortgages
- 17.46.2 Open End Mortgages
- 17.46.3 Construction Loan Mortgages And Other Specific Increment Advances
- 17.46.4 Dragnet Clauses
- 17.46.5 A Zero Balance
- 17.46.6 Advances After Conveyance By Mortgagor
- 17.46.7 Mechanic's And Materialmen's Liens: Future Advance Endorsements With Mechanic's Lien Exception
- 17.46.8 Explanation Of The Contents Of The Forms (Future Advance Endorsements)
- 17.46.9 Underwriting Guidelines For Issuance Of The Future Advance Endorsements
- 17.46.10 Priority Of Future Advances
- 17.46.11 Loan Policy Provisions
- 17.46.12 Future Advance Endorsements To Use For Each State
S
- 18.40.1 Necessity And Purposes Of Surveys
- 18.40.2 Minimum Requirements
- 18.40.3 ALTA Minimum Standard Detail Requirements for ALTA/NSPS Land Title Surveys
- 18.40.4 The Spot Survey Or The Mortgage Inspection Report
- 18.40.5 Who Can Make A Land Title Survey
- 18.40.6 Check-List For The Examination Of A Survey (not for condominium or air right purposes)
- 18.40.7 Survey Coverage Without Review of a Survey
T
- 19.08.1 In General
- 19.08.2 Creation Of Tenancy By The Entireties
- 19.08.3 Main Characteristics Of A Tenancy By The Entirety
- 19.08.4 Termination Of A Tenancy By The Entirety
- 19.08.5 Distinctions Between A Tenancy By The Entirety And A Joint Tenancy
- 19.08.6 Vesting of Title Held As A Tenancy By The Entirety
- 19.08.7 Federal Tax Liens And Tenancies By The Entireties
- 19.32.1 In General
- 19.32.2 Initial Registration Into Torrens System
- 19.32.3 Effect Of Registration Into Torrens System
- 19.32.4 Recitals And Memorials On Certificate Of Title (Torrens System)
- 19.32.5 Conclusiveness Of The Certificate Of Title (Torrens System)
- 19.32.6 Exceptions To The Conclusiveness Of The Torrens Certificate Of Title
- 19.32.7 Assurance Fund (Torrens System)
- 19.32.8 Main Advantages Of The Torrens System
- 19.32.9 Main Disadvantages Of The Torrens Systems
- 19.44.1 In General
- 19.44.2 Parties To A Trust
- 19.44.3 Capacity Of The Trustor
- 19.44.4 Intention To Create A Trust
- 19.44.5 Classification Of Trusts
- 19.44.6 Express Trusts
- 19.44.7 Separation Of Legal Title And Equitable Ownership In An Express Trust
- 19.44.8 Testamentary Trusts
- 19.44.9 Statute Of Frauds In Relation To Trusts
- 19.44.10 Powers Of The Trustee
- 19.44.11 The Trustee Dealing With Itself
- 19.44.12 Termination Of A Trust
- 19.44.13 Effect Of Termination Of A Trust
- 19.44.14 Effect Of Voidance Of A Trust
- 19.44.15 Recommended Forms Of Vesting Of Title In A Trust
- 19.44.16 Examination Of An Intervivos Or Living Trust
- 19.44.17 Examination Of A Testamentary Trust
- 19.48.1 In General
- 19.48.2 Exempt Transactions (Truth-In-Lending)
- 19.48.3 Disclosure Requirement Of The Truth-In-Lending Statutes
- 19.48.4 Right To Rescind Certain Real Estate Transactions
- 19.48.5 Exceptions To The Right Of Rescission
- 19.48.6 Lack Of Compliance With The Truth-in-Lending Act or Regulation Z
- 19.48.7 Escrow Consequences Of The Truth-In-Lending Act
- 19.48.8 ALTA Truth-in-Lending Endorsement
U
V
W
- 22.00.1 In General
- 22.00.2 Terminology Pertaining To Water
- 22.00.3 Some Important General Legal Principles Relative To Flowing Waters
- 22.00.4 Main Water Problems
- 22.00.5 Title To The Bed Of A Body Of Water
- 22.00.6 Riparian Rights
- 22.00.7 Water Rights
- 22.00.8 Water Boundary On A Navigable Body Of Water
- 22.00.9 Water Boundary On A Non-Navigable And Non-Tidal Body Of Water
- 22.00.10 Changes In Water Boundaries
- 22.00.11 Distinction Between Accretion And Avulsion
- 22.00.12 Accretion And Reliction--Title Consequences
- 22.00.13 Avulsion--Title Consequences
- 22.00.14 Artificial Accretions
- 22.00.15 Lakes
- 22.00.16 State Ownership Of Fee Under The Great Lakes
- 22.00.17 Islands In Rivers
- 22.00.18 Beaches
- 22.00.19 Tidelands Under Non-Navigable Waters
- 22.00.20 Submerged Lands Act
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