ENC
Encroachments
If the standard survey exception is deleted, you should except to all significant encroachments. Encroachments of improvements over boundary lines may not be insured against without underwriter approval.
Exception
ENCX01 ALTA
Facts Disclosed by Survey
Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts shown on the survey dated ____________________ by ________________.
____________________ [Describe Encroachment]
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
See Underwriting Manual
ENCX02 ALTA
Facts Disclosed by Inspection
Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts: _________________________________ [Describe Encroachment]
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
See Underwriting Manual
ENCX03 ALTA
Facts Disclosed by Survey - Encroachment on Adj
Any rights, easements, interest or claims which may exist by reason of or reflected by the following facts shown on the survey dated __________________ by ________________.
Encroachment on property adjoining on the _______________ by the ________________ located on the land.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
See Underwriting Manual
ENCX04 ALTA
Facts Disclosed by Inspection - Encroachment on
Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts:
Encroachment on property adjoining on the _____________ by the _____________ located on the land.
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
See Underwriting Manual
ENCX05 ALTA
Facts Disclosed by Survey - Encroachment on Ins
Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts shown on the survey dated ______________ by _____________.
Encroachment on the land by ________________.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
See Underwriting Manual
ENCX06 ALTA
Facts Disclosed by Inspection - Encroachment on
Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts:
Encroachment on the land by __________________.
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
See Underwriting Manual
ENCX07 ALTA
Facts Disclosed by Survey - Encroachment on Set
Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts shown on the survey dated ______________ by _______________.
Encroachment on _______________ by ________________.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
See Underwriting Manual
ENCX08 ALTA
Facts Disclosed by Inspection - Encroachment on
Any rights, easements, interests or claims which may exist by reason of or reflected by the following facts:
Encroachment on ______________ by ______________.
Comment: If the survey or inspection shows conflicts, encroachments or evidence of easements, you should except to those matters. In appropriate cases in accordance with local custom, you may provide affirmative insurance or endorsement coverage as to such matters.
See Underwriting Manual
ENCX09 ALTA
Railroad Easement (Shown on Survey)
Rights-of-way for railroad, switch tracks, spur tracks, railway facilities and other related easements, if any, on and across the land along the ___________ portion of the land as shown on survey dated ___________ by _______________.
Comment: You must use this exception if a survey discloses railroad lines and if the record does not reflect a grant or railroad easement.
ENCX10 STG
Encroachment (Shown On Survey)
Any claim arising out of an encroachment by _____________ over _________ as set forth on the plat or survey by ___________ dated _____________.
Comment: If a survey reflects encroachments of buildings or other improvements over boundary lines, easements, or building lines, use this exception.
See Underwriting Manual
ENCX11 STG
Encroachment (Not Shown on Survey)
Any claim arising out of an encroachment by ___________________ over ___________.
Comment: If you are aware of an encroachment of buildings or other improvements over boundary lines, easements, or building lines because of an inspection or other information, use this exception.
See Underwriting Manual