T-34 Guideline - TX Increased Value Endorsement for Residential Owner Policy

Organizational Guidelines

T-34 Guideline - TX Increased Value Endorsement for Residential Owner Policy

Guideline Document
V 1


This endorsement is issued to an owner to increase the amount of coverage shown on Schedule A of either the Owner Policy or Residential Owner Policy.


Please also see P-9a(2), P-66A(5) and R-15a as applicable to endorsement T-34.

Underwriting Requirements:

(1) The increased value endorsement does not down date the owner policy.
(2) Title insurance agent should check the title to date to verify whether the title evidences a possible claim.
(3) Owner must be able to show reasonable evidence of an increased value of the insured property. Reasonable evidence can include such items as construction costs, tax appraisal, assessed value or broker estimated value.
(4) Premium charge computed based on the current value of the property less the value of the property when the title insurance was originally purchased.

Any revision to this form requires approval of a Stewart Title Guaranty Company underwriter. The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.

Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.

This guideline applies to the following form(s):