BH Co-Insurance Endorsement (08-31-2022)

CO-INSURANCE ENDORSEMENT
(Bahamas – Version August 2022)

ISSUED BY STEWART TITLE LIMITED (the “Company”)

Agent’s File No.:__________________________________

Endorsement to Policy No.: _________________________________

Date of Issuance: _________________________________

Attached to and made a part of Issuing Co-Insurer’s Policy No. XXX (“Co-Insurance Policy”).  Each title insurance company executing this Co-Insurance Endorsement, other than the Issuing Co-Insurer, shall be referred to as a “Co-Insurer.”  Issuing Co-Insurer and each Co-Insurer are collectively referred to as “Co-Insuring Companies.” 

1. By issuing this endorsement to the Co-Insurance Policy, each of the Co-Insuring Companies adopts the Co-Insurance Policy’s Covered Risks, Exclusions, Conditions, Schedules and endorsements, subject to the limitations of this endorsement.
   
   

   Co-Insuring Companies	Name and Address	Policy Number/ File Number	Indemnity Amount	Percentage of Liability
   Issuing  Co-Insurer
   Co-Issuer	Stewart Title Limited  11 Haymarket  London, UK SW1Y 4BP
   Aggregate  Indemnity  Amount				100 %

    
   
2. Each of the Co-Insuring Companies shall be liable to the Policyholder only for its Percentage of Liability of: (a) the total of the loss or damage under the Co-Insurance Policy, but in no event greater than its respective Indemnity Amount set forth in this endorsement; and (b) costs, attorneys’ fees and expenses provided for in the Conditions.
3. Any notice of claim and any other notice or statement in writing required to be given under the Co-Insurance Policy must be given to each of the Co-Insuring Companies at its address set forth above.
4. Any endorsement to the Co-Insurance Policy issued after the date of this Co-Insurance Endorsement must be signed by each of the Co-Insuring Companies by its authorized officer or agent.
5. This Co-Insurance Endorsement is effective as of the Date of Policy of the Co-Insurance Policy.  This Co-Insurance Endorsement may be executed in counterpas.

This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.

This endorsement is only valid when it bears an authorized Stewart agent countersignature.

Countersigned by Authorized Stewart Agent

_________________________________
Authorized Signatory of Agent

Agent: _____________________________________

Address: ____________________________________