Special Alert: SLS00267

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's ("SISCO") Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to...

SA-132-2005

10/11/2005

The Rockport National Bank, Rockport, Massachusetts, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 011305260, which is assigned to The Rockport National Bank, Rockport, Massachusetts . However, the counterfeit items are markedly dissimilar to authentic checks. Authentic checks are referred to as Cashier's Checks, while counterfeit items are referred to as Official Checks. Authentic checks have the bank's logo displayed prior to the bank name in the top-left portion of the check, while counterfeit checks have the bank name and a different logo in the top-center portion of the check. The counterfeit items display different format, style and fonts. A copy of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Kathryn Bruni
Security Officer
Rockport National Bank
16 Main Street
Rockport, Massachusetts 01966
Telephone: (978) 309-1230
Fax: (978) 546-3263
Email: kbruni@rockportnational.com

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17^th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov.

Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

10/11/2005

High Point Bank and Trust Company, High Point, North Carolina, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 053100685, which is assigned to High Point Bank and Trust Company. However, the counterfeit items are markedly dissimilar to authentic checks. Authentic checks are referred to as cashier's checks, have a logo in the top left portion of the check, and have different print fonts than the counterfeit items. Counterfeit items display an address and telephone number that are not associated with High Point Bank and Trust Company. A copy of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Nikki Bennett
Security Officer
Risk Management Department
High Point Bank and Trust Company
1300 E. Hartley Drive
High Point, North Carolina 27265
Telephone: (336) 881-3465
Fax: (336) 889-2129
nbennett@highpointbank.com

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov.

Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

10/11/2005

The Simsbury Bank & Trust Company, Simsbury, Connecticut, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 011104351, which is assigned to The Simsbury Bank & Trust Company, Simsbury, Connecticut . However, the counterfeit items are markedly dissimilar to authentic checks. Authentic checks are referred to as Treasurer Checks, while counterfeit items are referred to as Official Checks. Authentic checks have the bank's logo displayed prior to the bank name in the top-left portion of the check. Counterfeit items do not have a logo. The format, style and font are also different. Counterfeit items display a telephone number, while authentic checks do not. A copy of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Denny Keyes
Compliance Officer
The Simsbury Bank & Trust Company
981 Hopmeadow Street
Simsbury, Connecticut 06070
Telephone: (860) 651-2090
Fax: (860) 408-4679
dkeyes@simsburybank.com

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov.

Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

FDIC-Supervised Banks (Commercial and Savings)

10/11/2005

Applied Card Bank (formerly known as Cross Country Bank), Wilmington, Delaware, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 031100966, which is assigned to Applied Card Bank. However, the counterfeit items are markedly dissimilar to authentic checks. Authentic checks have a logo with the bank's name written across it in the top-left portion of the check. The counterfeit items contain only the bank's name in the top-left portion of the check. Applied Card Bank is located in Delaware; however, the counterfeit items reflect a North Carolina address. The counterfeit items also display a telephone number, which authentic checks do not. A copy of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Larry J. Regan
Assistant Vice President
Applied Card Bank
800 Delaware Avenue
Wilmington, DE 19801
Telephone: (302) 326-4200
Fax: 302-467-4985
Larry_Regan@Appliedcardbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17^th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17^th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-136-2005

10/11/2005

North Fork Bank, Mattituck, New York, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 021407912, which is assigned to North Fork Bank, Mattituck, New York . The counterfeit items are similar in layout and font to the authentic checks. However, the security wording on the top edge of the check is different. On authentic checks, the wording begins with "WARNING: Original document has an artificial watermark on reverse side?." On the counterfeit items, the wording states, "THIS DOCUMENT HAS A COLORED BACKGROUND?." Counterfeit items are reportedly printed on dark green, marbled paper and display a telephone number. Authentic checks do not display a telephone number. A copy of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Ed Hausdorf
Senior Vice President / Director of Security
North Fork Bank
275 Broadhollow Road
Melville, New York 11747
Telephone: (631) 844-4163
Fax: (631) 844-4195
ehausdorf@nfb.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp. For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings

SA-137-2005

10/11/2005

Peoples Bank & Trust, Buford, Georgia, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 061103153, which is assigned to Peoples Bank & Trust, Buford, Georgia . The counterfeit items are fairly similar to the authentic checks. However, authentic checks have security wording near the top of the check, while counterfeit items do not. The fonts on counterfeit checks, while similar, are different when compared to the font used for the authentic checks. A copy of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Wanda Brown
Security Officer
Peoples Bank & Trust
1899 Buford Highway
Buford, Georgia 30518
Telephone: (678) 714-4444
Fax: (770)614-2292
Email: wbrown@peoplesbanktrust.net

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)