CLTA JR1/ ALTA JR1 Endorsement Lender (01-05-25)

CLTA JR1/ALTA JR1 ENDORSEMENT

This endorsement is issued as part of

Policy Number __________

Issued By

STEWART TITLE GUARANTY COMPANY

1.         This endorsement is subject to the Exclusions from Coverage, the Exceptions contained in the Schedule and the Conditions in the policy.

2.         Date of Endorsement:                                               [or the date of recording of the Identified Mortgage, whichever is later].

3.         The Identified Mortgage means: [Drafting instruction: describe the Identified Mortgage].

4.         The Company insures against loss or damage sustained by the Insured by reason of:

a.         Any document purporting to vest the Title recorded in the Public Records subsequent to the Date of Policy and on or prior to the Date of Endorsement, except:

[Drafting instruction – enumerate documents, if any, in the following format:]

[i.

ii.

iii.]

b.         Any Monetary Lien other than the Identified Mortgage, recorded in the Public Records subsequent to the Date of Policy and on or prior to the Date of Endorsement except:

[Drafting instruction – enumerate documents, if any, in the following format:]

[i.

ii.

iii.]

5.         If the box is checked, this policy incorporates the ALTA JR 2 Endorsement: 

This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.

[Witness Clause]

STEWART TITLE GUARANTY COMPANY

BY                                                                   
            [Authorized Signatory]

CLTA JR1 / ALTA JR1 – Revised 01-05-25