ID2015001 - RATES AND/OR FORMS UPDATE - Rate Manual Update | Virtual Underwriter

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Bulletin: ID2015001

v 1

Date: June 25, 2015

To: All Idaho Issuing Offices

RE: RATES AND/OR FORMS UPDATE - Rate Manual Update

Dear Associates:

Effective Date: July 1, 2015

A new Rate Manual has been filed with the Idaho Department of Insurance. The new Manual goes into effect on July 1, 2015. Significant changes were made to the Rate Manual. Set forth below is a summary of the changes.

Section B-1 – $210 is now the minim...

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

References

Bulletins Replaced:

None

Related Bulletins:

None

Underwriting Manual:

None

Exceptions Manual:

None

Forms:

ALTA Endorsement 3.2-06 (Zoning - Land Under Development) (04-02-12) ALTA Endorsement 9.6-06 (Private Rights - Loan Policy) (4-2-13) ALTA Endorsement 9.7-06 (Restrictions, Encroachments, Minerals - Land Under Development - Loan Policy) (4-2-12) TC 8-1-16 ALTA Endorsement 9.8-06 (Covenants Conditions and Restrictions - Land Under Development - Owner's Policy) (4-2-12) ALTA Endorsement 9.9-06 (Private Rights - Owner's Policy) (4-2-13) ALTA Endorsement 9.10-06 (Restrictions, Encroachments, Minerals - Current Violations - Loan Policy) (4-2-13) TC 8-1-16 ALTA Endorsement 12.1-06 (Aggregation - State Limits - Loan) (04-02-13) ALTA Endorsement 28.1-06 (Encroachments - Boundaries and Easements) (04-02-12) ALTA Endorsement 29.2-06 (Interest Rate Swap Endorsement - Direct Obligation - Defined Amount) (8-1-11) TC 4-2-14; 8-1-16 ALTA Endorsement 29.3-06 (Interest Rate Swap Endorsement - Additional Interest - Defined Amount) (8-1-11) TC 4-2-14; 8-1-16 ALTA Endorsement 30-06 One to Four Family (Shared Appreciation Mortgage) (7-26-10) ALTA Endorsement 30.1-06 (Commercial Participation Interest) (8-1-12) ALTA Endorsement 32.2-06 (Construction Loan - Insured’s Direct Payment) (8-1-12; 4-2-13) TC12-1-18 ALTA Endorsement 33-06 (Disbursement) (2-3-11) ALTA Endorsement 34-06 (Identified Risk Coverage) (8-1-11) ALTA Endorsement 35-06 (Minerals and Other Subsurface Substances - Buildings) (4-2-12) TC 8-1-16 ALTA Endorsement 35.1-06 (Minerals and Other Subsurface Substances - Improvements) (4-2-12) TC 8-1-16 ALTA Endorsement 35.2-06 (Minerals and Other Subsurface Substances - Described Improvements) (4-2-12) TC 8-1-16 ALTA Endorsement 35.3-06 (Minerals and Other Subsurface Substances - Land Under Development) (4-2-12) TC 8-1-16 ALTA Endorsement 36-06 (Energy Project - Leasehold/Easement - Owner's) (4-2-12) ALTA Endorsement 36.1-06 (Energy Project - Leasehold/Easement - Loan) (4-2-12) ALTA Endorsement 36.2-06 (Energy Project - Leasehold - Owner's) (4-2-12) ALTA Endorsement 36.3-06 (Energy Project - Leasehold - Loan) (4-2-12) ALTA Endorsement 36.4-06 (Energy Project - Covenants, Conditions and Restrictions - Land Under Development - Owner's) (4-2-12) ALTA Endorsement 36.5-06 (Energy Project - Covenants, Conditions and Restrictions - Land Under Development - Loan) (4-2-12) ALTA Endorsement 36.6-06 (Energy Project - Encroachments) (4-2-12) TC 8-1-16 ALTA Endorsement 37-06 (Assignment of Rents or Leases) (12-3-12) ALTA Endorsement 38-06 (Mortgage Tax) (12-03-12) ALTA Endorsement 39-06 (Policy Authentication) (4-2-13) ALTA Endorsement 41-06 (Water - Buildings) (12-2-13) ALTA Endorsement 41.1-06 (Water- Improvements) (12-2-13) ALTA Endorsement 41.2-06 (Water - Described Improvements) (12-2-13) ALTA Endorsement 41.3-06 (Water - Land Under Development) (12-2-13) ALTA Endorsement 42-06 (Commercial Lender Group) (12-2-13) ALTA Endorsement 43-06 (Anti-Taint) (12-2-13) ALTA Endorsement 44-06 (Insured Mortgage Recording - Loan) (12-2-13)