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Bulletin: NY000268

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Bulletin: NY000268

v 2
Date: November 11, 2005
To: All Issuing Offices in New York
RE: Escrow Deposit Review - Compliance With Sections 1317 and 1422 of the Abandoned Property Law

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

If you would like a copy of the statutes referenced in this Bulletin, please call STIC Legal Services at 800.433.0014.

Under the terms of the Deposit Agreement dated_________________(the "Agreement") a copy of which is attached hereto, you, as the depositor, agreed to provide satisfactory disposition of the items referenced in the Agreement by the performance date stated therein. As of this date, according to our records, that obligation has not been met.

It is our obligation to inform you that Section 1317 of the Abandoned Property Law of New York states that deposits such as this, held by a title insurer, or an agent of an insurer, are deemed abandoned property if unclaimed as of December 31st in any year for three years after the date of deposit, unless there has been written communication from the depositor or other person entitled to the deposit within said three year period. In the absence of written communication it is our obligation to report the deposit as abandoned property and remit same to the Comptroller of the state ofNew York .

Therefore, if you claim ownership of this deposit and do not want it reported as abandoned and remitted to the Comptroller, you must sign the enclosed copy of this letter and send it to the undersigned, on or before March 10, _________. Alternatively, you may send a separate written statement identifying the deposit and stating your claim thereto, by the aforementioned date.

Please be advised that we will not release funds to the depositor or any claimant in the absence of compliance with the terms of the Agreement and nothing herein is to be construed as a waiver of any of our rights under the Agreement or otherwise. Further, the Abandoned Property Law allows us to deduct the cost of certified mail incurred in this notification.

Sincerely,

_________________________________

I claim the funds deposited pursuant to the above referenced agreement.

___________________________________