CEM

Cemeteries

The Company generally can insure on land that is a cemetery if the Company excepts to the dedication and use of the land as a cemetery. Similarly if it appears that a portion of the land is a cemetery, the Company excepts to the cemetery use.
c. Rights of parties entitled thereto to keep therein the bodies and remains of deceased persons now interred thereon.

Exception

CEMX01 STG

The Land is a Cemetery

Any right or claim because of dedication or use of the land as a cemetery, including:
(A) Rights, interests, and easements of any persons who have burial lots, their relatives, and the public in the land.
(B) Easements for visitation, use, driveways, and access.
Comment: Use this exception if the land is a cemetery.

See Underwriting Manual

CEMX02 STG

A Portion of the Land is a Cemetery

Any right or claim because of dedication or use of a portion of the land as reflected by ____________ as a cemetery, including:
(A) Rights, interests, and easements of any persons who have burial lots, their relatives, and the public in the land.
(B) Easements for visitation, use, driveways, and access.
Comment: Use this exception if a deed or other instrument or survey indicates that a portion of the land is a cemetery. The exception may be modified to refer to the portion used as a cemetery.

See Underwriting Manual