Guideline: ALTA Facultative Reinsurance Agreements (10-16-08)

Explanation:

This agreement is executed to cover a portion of the insurance risk when an underwriter issues a title insurance policy on any single risk that exceeds the company's retention limits (self-imposed, state law imposed, or customer imposed).

Underwriting Requirements:

We require the following:

Contact our Reinsurance Department at 1-800-729-1906 if reinsurance is required.

The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.

Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.