Guideline: FL Miami Certificate of Use Hold Harmless Agreement

Explanation:

The Miami-Dade Board of County Commissioners adopted an amendment to Ordinance 08 - 133 which applies to all residential properties in unincorporated Miami - Dade County acquired through a Certificate of Title. The Ordinance requires that the person or entity listed on a Certificate of Title issued pursuant to a judicial foreclosure, obtain a "Certificate of Use" from the Department of Planning and Zoning ("Department"). This is necessary prior to offering a single family residence, condominium unit, townhouse or duplex for sale, transfer, or other alienation such as mortgaging the property.

Underwriting Requirements:

An indemnification and hold harmless agreement must be required for all residential properties in unincorporated Miami - Dade County acquired through a Certificate of Title from the seller and purchaser/mortgagor indemnifying the closing agent and Stewart Title Guaranty for any and all matters arising by reason of the ordinance.

The underwriting guidelines contained herein have been provided for general reference. The facts, circumstances, and location of the subject property should be considered when determining the issuance of the requested form or endorsement. Please note that all of the forms and endorsements included in this system may not be available in all states. Accordingly, please contact the appropriate Stewart Title Guaranty Company underwriting personnel in order to determine availability.

Compliance with the underwriting guidelines contained herein in no way obligates Stewart Title Guaranty Company to issue any form or endorsement.

This guideline applies to the following form(s):

FL Miami Certificate of Use Hold Harmless Agreement