LA ALTA Homeowner's Policy of Title Insurance for a One-to-Four Family Residence Schedule A and B Effective 8-4-14

HOMEOWNER’S POLICY OF TITLE INSURANCE

For a one-to-four family residence

Issued By

STEWART TITLE GUARANTY COMPANY

SCHEDULE A

 

Name and Address of Issuing Agency:

Name and Address of Title Insurance Company:

                     

                     

                Stewart Title Guaranty Company

                P. O. Box 2029  Houston,  TX  77252-2029

 

 

File No.:       

Policy No.:       

Policy Amount:  $     

Premium:  $     

Date of Policy:       

 

Deductible Amounts and Maximum Dollar Limits of Liability For Covered Risk 16, 18, 19 and 21:

 

 

Your Deductible Amount

Our Maximum Dollar Limit of Liability

Covered Risk 16

1% of Policy Amount Shown in Schedule A

or $ 2,500.00 (whichever is less)

                        $10,000.00

Covered Risk 18

1% of Policy Amount Shown in Schedule A

or $ 5,000.00 (whichever is less)

                        $25,000.00

Covered Risk 19

1% of Policy Amount  Shown in Schedule A

or $ 5,000.00 (whichever is less)

                        $25,000.00

Covered Risk 21

1% of Policy Amount Shown in Schedule A

or $ 2,500.00 (whichever is less)

                          $5,000.00

 

Street Address of the Land:       

 

1.     Name of Insured:       

2.     Your interest in the Land covered by this Policy is:   Fee Simple

3.     The Land referred to in this Policy is described as:

     

 

HOMEOWNER’S POLICY OF TITLE INSURANCE

For a one-to-four family residence

Issued By

STEWART TITLE GUARANTY COMPANY

 

Policy No.:       

File No.:       

 

SCHEDULE B -- Exceptions

 

In addition to the Exclusions, You are not insured against loss, costs, attorneys’ fees, and expenses resulting from:

 

1.     Rights or claims of parties in possession not shown by the public records.

2.     Taxes for the year       and thereafter, which are not yet due and payable.

3.     Any covenant, condition and restriction, whether or not appearing in the public records.  This policy insures you against loss if there is a lien on your title because of a charge by a homeowner’s or condominium association that is due and payable at Date of Policy or if you are forced by court order to remove your existing improvements, other than a boundary wall or fence, because they violate any covenant, condition or restriction.

4.     Any easement or servitude, whether or not appearing in the public records.  This policy insures you against loss if your existing structures are damaged because of the exercise of a right to maintain or use any easement affecting the land or if you are forced to remove your existing structures, which encroach onto an easement.

5.     Minerals of whatsoever kind, subsurface and surface substances, including but not limited to coal, lignite, oil, gas, uranium, clay, rock, sand and gravel in, on, under and that may be produced from the Land, together with all rights, privileges, and immunities relating thereto, whether or not appearing in the Public Records or listed in Schedule B. The Company makes no representation as to the present ownership of any such interests.  There may be leases, grants, exceptions or reservations of interests that are not listed.

6.     Any lien or right to a lien, for services, labor or material heretofore or hereafter furnished, imposed by law and not shown by the public records.

No guidelines are available for this form at this time.