ALTA Junior Loan Policy Endorsement JR 1 (Supplemental Coverage) 1996

ENDORSEMENT

Attached to Policy No. ______

Issued By

STEWART TITLE GUARANTY COMPANY

A. The Company hereby insures against loss or damage sustained by the insured resulting from:

1. Any document recorded in the public records subsequent to Date of Policy and on or prior to Date of Endorsement which purports to vest title to the fee estate in the land, except:

2. Any monetary lien other than the insured's mortgage shown in paragraph B below, recorded in the public records subsequent to Date of Policy and on or prior to Date of Endorsement which affects the title except:

B. The insured's mortgage referred to in the policy is described as follows:

C. If the box is checked, ALTA Endorsement Form JR 2 is incorporated herein:

This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance. To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls. Otherwise, this endorsement is subject to all of the terms and provisions of the policy and of any prior endorsements.

[Witness clause optional]

DATE OF ENDORSEMENT:

[Date of Endorsement is the date shown above or the date of recording of the insured's mortgage, whichever is later.]

STEWART TITLE GUARANTY COMPANY

For issuing guidelines on this form, see Guidelines