NM Form 48 Truth In Lending Endorsement (ALTA Form 2-06, Rev. 2006)

Truth In Lending Endorsement

Attached to Policy No. __________________

Issued By

STEWART TITLE GUARANTY COMPANY

The Company insures against loss or damage sustained by the Insured by reason of any final judgment of a court of competent jurisdiction that either the lien of the Insured Mortgage has been terminated or the Title of an Insured, who has acquired all or any part of the Land by foreclosure, trustee's sale, conveyance in lieu of foreclosure, or other legal manner, which discharges the lien of the Insured Mortgage, has been defeated by a valid exercise of the right of rescission conferred by the Federal Truth-in-Lending Act and that the right or rights of rescission existed because neither the credit transaction evidenced by the Insured Mortgage nor the right of rescission was exempted or excepted by the provisions of Regulation Z (12 CFR 226).

This endorsement is issued as part of the policy. Except as it expressly states, it does not (i) modify any of the terms and provisions of the policy, (ii) modify any prior endorsements, (ii) modify any prior endorsements, (iii) extend the Date of Policy, or (iv) increase the Amount of Insurance.  To the extent a provision of the policy or a previous endorsement is inconsistent with an express provision of this endorsement, this endorsement controls.  Otherwise, this endorsement is subject to all the terms and provisions of the policy and of any prior endorsements.

[Witness clause optional]

Dated: ____________________

STEWART TITLE GUARANTY COMPANY

BY ___________________________________

For issuing guidelines on this form, see Guidelines