STG Encroachment Endorsement 3

This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.

ENCROACHMENT ENDORSEMENT

Attached To And Forming a Part of
Policy of Title Insurance No. __________
Issued By

STEWART TITLE GUARANTY COMPANY

The Company hereby insures the Insured against loss or damage which the Insured shall sustain by reason of any final judgment or decree by a court of competent jurisdiction, denying the right to maintain improvements as now located on the land covered by this policy because of encroachment over adjoining land as noted in Schedule B, paragraph _____ .

THIS ENDORSEMENT MAY NOT BE ISSUED WITHOUT APPROVAL FROM STEWART TITLE GUARANTY UNDERWRITING PERSONNEL

This endorsement is made a part of the policy and is subject to all of the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsements, nor does it extend the effective date of the policy and any prior endorsements, nor does it increase the face amount thereof.

[Witness clause optional]

For issuing guidelines on this form, see Guidelines