STG Coinsurance Endorsement 7

This form should not be used if a comparable ALTA version is available. If a comparable ALTA version is available, the most current version of the ALTA form available in each state should be used, unless approved by a Stewart underwriter.

ENDORSEMENT

Attached to and Forming a Part of

Policy No. __________

STEWART TITLE GUARANTY COMPANY

Schedule 9(b) of the Conditions and Stipulations is hereby amended to read as follows:

"Payment in part by any person of the principal of the indebtedness, or any other obligation secured by the insured mortgage, or any voluntary partial satisfaction or release of the insured mortgage, to the extent of the payment, satisfaction or release, shall reduce the amount of insurance pro tanto. The amount of insurance shall thereafter be increased by accruing interest and advances made to protect the lien of the insured mortgage and secured thereby, and to preserve the value of the insured premises, with interest thereon, provided in no event shall the amount of insurance be greater than the Amount of Insurance stated in Schedule A.".

THIS ENDORSEMENT MAY NOT BE ISSUED WITHOUT APPROVAL FROM STEWART TITLE GUARANTY UNDERWRITING PERSONNEL

This endorsement is made a part of the policy and is subject to all of the terms and provisions thereof and of any prior endorsements thereto. Except to the extent expressly stated, it neither modifies any of the terms and provisions of the policy and any prior endorsements, nor does it extend the effective date of the policy and any prior endorsements, nor does it increase the face amount thereof.

[Witness clause optional]

For issuing guidelines on this form, see Guidelines