Bulletin: RI2018001

Date:
February 05, 2018
To:
All Rhode Island Issuing Offices
RE:
RATES AND/OR FORMS UPDATE - Effective January 31, 2018

Dear Associates:

The following forms have been approved for use in Rhode Island effective January 31, 2018. 

ALTA U.S.A. Policy of Title Insurance (O-9131) (12/03/12)  

ALTA Loan Policy, Schedule A, Schedule B1, Schedule B2 (M-9302) (06/17/06)  

ALTA Owner’s Policy, Schedule A, Schedule B (O-9401) (06/17/06)  

ALTA Homeowner’s Policy of Title Insurance (O-9540) (12/02/13)  

ALTA Limited Pre-Foreclosure Policy (M-9133) (12/03/12)  

ALTA Residential Limited Coverage Junior Loan Policy (M-9283) (08/1/12)  

ALTA Short Form Commitment for a Short Form Residential Loan Policy (009-UN) (12/01/17) 

ALTA Short Form Residential Limited Coverage Junior Loan Policy (U-9150) (04/02/13) 

ALTA Short Form Expanded Coverage Residential Loan Policy - Assessments Priority (U-9223) (04/02/15) 

ALTA Short Form Residential Loan Policy (U-9232) (12/03/12) 

ALTA JR 1 Endorsement (E-9284) (8/1/12) 

ALTA JR 2 (Future Advance) Endorsement (E-9285) (8/1/12)  

ALTA Limited Pre-Foreclosure Date-Down Endorsement (E-9134) (12/3/12)  

ALTA Endorsement 3-06 Zoning (E-9415) (6/17/06)  

ALTA Endorsement 3.1-06 Zoning - Completed Structure (E-9481) (10/22/09)  

ALTA Endorsement 3.2-06 Zoning - Land Under Development (E-9177) (4/2/12) 

ALTA Endorsement 4-06 Condominium - Assessments Priority (E-9542) (02/03/10)

ALTA Endorsement 4.1-06 Condominium - Current Assessments (E-9418) (10/16/08)  

ALTA Endorsement 5-06 Planned Unit Development - Assessment Priority (E-9543) (02/03/10)  

ALTA Endorsement 5.1-06 Planned Unit Development - Current Assessments (E-9420) (10/16/08)  

ALTA Endorsement 6-06 Variable Rate Mortgage (E-9421) (10/16/08)  

ALTA Endorsement 6.2-06 Variable Rate Mortgage-Negative Amortization (E-9422) (10/16/08)  

ALTA Endorsement 7-06 Manufactured Housing Unit (E-9423) (6/17/06)  

ALTA Endorsement 7.1-06 Manufactured Housing Unit - Conversion Loan (E-9424) (6/17/06)  

ALTA Endorsement 7.2-06 Manufactured Housing Unit - Conversion Owner (E-9427) (6/17/06)  

ALTA Endorsement 8.1-06 Environmental Protection Lien (E-9428) (6/17/06)  

ALTA Endorsement 8.2-06 Commercial Environmental Protection Lien (E-9485) (10/16/08)  

ALTA Endorsement 9-06 Restrictions, Encroachments, Minerals (E-9178) (4/02/12)  

ALTA Endorsement 9.1-06 Covenants, Conditions and Restrictions - Unimproved Land-Owner’s Policy (E-9179) (4/02/12)  

ALTA Endorsement 9.2-06 Covenants, Conditions, and Restrictions - Improved Land-Owner’s Policy (E-9180) (4/02/12)  

ALTA Endorsement 9.3-06 Covenants, Conditions and Restrictions - Loan Policy (E-9181) (4/02/12)  

ALTA Endorsement 9.7-06 Restrictions, Encroachments, Minerals - Land Under Development-Loan Policy (E-9183) (4/02/12)  

ALTA Endorsement 9.8-06 Covenants, Conditions, and Restrictions - Land under Development-Owner’s Policy (E-9184) (4/02/12)  

ALTA Endorsement 9.10-06 Restrictions, Encroachments, Minerals - Current Violations - Loan Policy (04-02-13) 

ALTA Endorsement 10-06 Assignment (E-9544) (2/03/10)  

ALTA Endorsement 10.1-06 Assignment and Date Down (E-9545) (2/03/10)  

ALTA Endorsement 11-06 Mortgage Modification (E-9443) (6/17/06)  

ALTA Endorsement 11.1-06 Mortgage Modification with Subordination (E-9493) (10/22/09)  

ALTA Endorsement 11.2-06 Mortgage Modification with Additional Amount of Insurance (E-9286) (12/02/13)  

ALTA Endorsement 12-06 Aggregation - Loan (E-9141) (04/02/13)  

ALTA Endorsement 12.1-06 Aggregation - State Limits - Loan (E-9142) (04/02/13) 

ALTA Endorsement 13-06 Leasehold - Owner’s (E-9185) (4/02/12)  

ALTA Endorsement 13.1-06 Leasehold - Loan (E-9186) (4/02/12) 

ALTA Endorsement 14-06 Future Advance - Priority) with MML (E-9262) (02/03/11)  

ALTA Endorsement 14-06 Future Advance - Priority without MML (E-9263) (02/03/11)  

ALTA Endorsement 14.1-06 Future Advance - Knowledge with MML (E-9264) (02/03/11)  

ALTA Endorsement 14.1-06 Future Advance - Knowledge without MML (E-9265) (02/03/11)  

ALTA Endorsement 14.2-06 Future Advance - Letter of Credit with MML (E-9266) (02/03/11)  

ALTA Endorsement 14.2-06 Future Advance - Letter of Credit without MML (E-9267) (02/03/11)  

ALTA Endorsement 14.3-06 Future Advance - Reverse Mortgage with MML (E-9268) (02/03/11)  

ALTA Endorsement 14.3-06 Future Advance - Reverse Mortgage without MML (E-9269) (02/03/11)  

ALTA Endorsement 15-06 Non-imputation - Full Equity Transfer (E-9457) (6/17/06)  

ALTA Endorsement 15.1-06 Non-imputation - Additional Insured (E-9458) (6/17/06)  

ALTA Endorsement 15.2-06 Non-imputation - Partial Equity Transfer (E-9459) (6/17/06)  

ALTA Endorsement 16-06 Mezzanine Financing (E-9460) (6/17/06)  

ALTA Endorsement 17-06 Access and Entry (E-9461) (6/1/7/06)  

ALTA Endorsement 17.1-06 Indirect Access and Entry (E-9462) (6/17/06)  

ALTA Endorsement 17.2-06 Utility Access (E-9486) (10/16/08)  

ALTA Endorsement 18-06 Single Tax Parcel (E-9463) (6/17/06)  

ALTA Endorsement 18.1-06 Multiple Tax Parcel (E-9464) (6/17/06)  

ALTA Endorsement 19-06 Contiguity - Multiple Parcels (E-9465) (6/17/06)  

ALTA Endorsement 19.1-06 Contiguity - Single Parcel (E-9466) (6/17/06)  

ALTA Endorsement 20-06 First Loss - Multiple Parcel Transactions (E-9467) (6/17/06)  

ALTA Endorsement 22-06 Location (E-9470) (6/17/06)  

ALTA Endorsement 22.1-06 Location and Map (E-9472) (6/17/06)  

ALTA Endorsement 23-06 Co-Insurance - Single Policy (E-9480) (10/16/08)  

ALTA Endorsement 23.1-06 Co-Insurance - Multiple Policies (E-9234) (08/01/17)  

ALTA Endorsement 24-06 Doing Business (E-9478) (10/16/08)  

ALTA Endorsement 25-06 Same As Survey (E-9488) (10/16/08)  

ALTA Endorsement 25.1-06 Same as Portion of Survey (E-9489) (10/16/08)  

ALTA Endorsement 26-06 Subdivision (E-9490) (10/16/08)  

ALTA Endorsement 27-06 Usury (E-9491) (10/16/08)  

ALTA Endorsement 28-06 Easement - Damage or Enforced Removal (E-9546) (2/3/10)  

ALTA Endorsement 28.1-06 Encroachments - Boundaries and Easements (E-9187) (4/2/12)  

ALTA Endorsement 28.2-06 Encroachments - Boundaries and Easements-Described Improvements (E-9145) (4/2/13)  

ALTA Endorsement 29-06 Interest Rate Swap Endorsement - Direct Obligation (E-9547) (2/3/10)  

ALTA Endorsement 29.1-06 Interest Rate Swap Endorsement - Additional Interest (E-9548) (2/3/10)  

ALTA Endorsement 29.2-06 Interest Rate Swap Endorsement - Direct Obligation-Defined Amount (E-9584) (8/1/11)  

ALTA Endorsement 29.3-06 Interest Rate Swap Endorsement - Additional Interest-Defined Amount (E-9585) (8/1/11)  

ALTA Endorsement 30-06 One To Four Family Shared Appreciation Mortgage (E-9553) (7/26/10)  

ALTA Endorsement 30.1-06 Commercial Participation Interest (E-9152) (8/1/12)  

ALTA Endorsement 31-06 Severable Improvements (E-9270) (2/3/11)  

ALTA Endorsement 32-06 Construction Loan - Loss of Priority (E-9271) (2/3/11)  

ALTA Endorsement 32.1-06 Construction Loan - Loss of Priority-Direct Payment (E-9143) (4/2/13)  

ALTA Endorsement 32.2-06 Construction Loan - Loss of Priority-Insured’s Direct Payment (E-9144) (4/2/13)  

ALTA Endorsement 33-06 Disbursement (E-9273) (2/3/11)  

ALTA Endorsement 34-06 Identified Risk Coverage (E-9586) (8/1/11)  

ALTA Endorsement 35-06 Mineral and Other Subsurface Substances - Building (E-9188) (4/2/12)  

ALTA Endorsement 35.1-06 Mineral and Other Subsurface Substances - Improvements (E-9189) (4/2/12)  

ALTA Endorsement 35.2-06 Mineral and Other Subsurface Substances - Described Improvements (E-9190) (4/2/12)  

ALTA Endorsement 35.3-06 Mineral and Other Subsurface Substances - Land Under Development (E-9191) (4/2/12)  

ALTA Endorsement 36-06 Energy Project - Leasehold/Easement - Owner’s (E-9192) (4/2/12)  

ALTA Endorsement 36.1-06 Energy Project - Leasehold/Easement - Loan (E-9193) (4/2/12)  

ALTA Endorsement 36.2-06 Energy Project - Leasehold/Easement - Owner’s (E-9194) (4/2/12)  

ALTA Endorsement 36.3-06 Energy Project - Leasehold/Easement - Loan (E-9195) (4/2/12)  

ALTA Endorsement 36.4-06 Energy Project - Covenants, Conditions and Restrictions - Land Under Development-Owner’s (E-9196) (4/2/12)  

ALTA Endorsement 36.5-06 Energy Project - Covenants, Conditions and Restrictions - Land Under Development - Loan (E-9197) (4/2/12)  

ALTA Endorsement 36.6-06 Energy Project - Encroachments (E-9198) (4/2/12)  

ALTA Endorsement 37-06 Assignment of Rents or Leases (E-9135) (12/03/12) 

ALTA Endorsement 38-06 Mortgage Tax (E-9136) (12/03/12) 

ALTA Endorsement 39-06 Policy Authentication (E-9146) (04/02/13) 

ALTA Endorsement 41-06 Water - Buildings (E-9287) (12-02-13)  

ALTA Endorsement 41.1-06 Water - Improvements (E-9288) (12-02-13)  

ALTA Endorsement 41.2-06 Water - Described Improvements (E-9289) (12-02-13)  

ALTA Endorsement 41.3.-6 Water - Land Under Development (E-9290) (12-02-13)  

ALTA Endorsement 42-06 Commercial Lender Group (E-9291) (12-02-13)  

ALTA Endorsement 43-06 Anti-Taint (E-9292) (12-02-13)  

ALTA Endorsement 44-06 Insured Mortgage Recording - Loan (E-9293) (12-02-13) 

Agents, please contact PropertyInfo Customer Care or your title production software vendor to get the new rates implemented in your system.   

If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.

For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

References

Bulletins Replaced:
None
Related Bulletins:
None
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
ALTA Endorsement 10-06 (Assignment) Revised 02/03/10
 
ALTA Endorsement 10.1-06 (Assignment and Date Down) Revised 02/03/10 Technical Correction 08-01-16
 
ALTA Endorsement 11-06 (Mortgage Modification)
 
ALTA Endorsement 11.1-06 (Mortgage Modification with Subordination) (10/22/09)
 
ALTA Endorsement 11.2-06 (Mortgage Modification with Additional Amount of Insurance) (12-02-13)
 
ALTA Endorsement 12-06 (Aggregation - Loan) (04-02-13)
 
ALTA Endorsement 12.1-06 (Aggregation - State Limits - Loan) (04-02-13)
 
ALTA Endorsement 13-06 (Leasehold - Owner's) Revised 04-02-12
 
ALTA Endorsement 13.1-06 (Leasehold - Loan) Revised 04-02-12
 
ALTA Endorsement 14-06 (Future Advance-Priority) (with MML)
 
ALTA Endorsement 14-06 (Future Advance-Priority) (without MML) 02-03-11
 
ALTA Endorsement 14.1-06 (Future Advance-Knowledge) (with MML)
 
ALTA Endorsement 14.1-06 (Future Advance-Knowledge) (without MML) 02-03-11
 
ALTA Endorsement 14.2-06 (Future Advance-Letter of Credit) (with MML)
 
ALTA Endorsement 14.2-06 (Future Advance-Letter of Credit) (without MML) 02-03-11
 
ALTA Endorsement 14.3-06 (Future Advance-Reverse Mortgage) (with MML)
 
ALTA Endorsement 14.3-06 (Future Advance-Reverse Mortgage) (without MML) 02-03-11
 
ALTA Endorsement 15-06 (Nonimputation-Full Equity Transfer)
 
ALTA Endorsement 15.1-06 (Nonimputation-Additional Insured)
 
ALTA Endorsement 15.2-06 (Nonimputation-Partial Equity Transfer)
 
ALTA Endorsement 16-06 (Mezzanine Financing)
 
ALTA Endorsement 17-06 (Access and Entry)
 
ALTA Endorsement 17.1-06 (Indirect Access and Entry)
 
ALTA Endorsement 17.2-06 (Utility Access) (10/16/08)
 
ALTA Endorsement 18-06 (Single Tax Parcel)
 
ALTA Endorsement 18.1-06 (Multiple Tax Parcel - Easements) Technical Correction 12-01-16
 
ALTA Endorsement 19-06 (Contiguity-Multiple Parcels)
 
ALTA Endorsement 19.1-06 (Contiguity-Single Parcel)
 
ALTA Endorsement 20-06 (First Loss-Multiple Parcel Transactions)
 
ALTA Endorsement 22-06 (Location)
 
ALTA Endorsement 22.1-06 (Location and Map)
 
ALTA Endorsement 23-06 Co-Insurance/Single Policy (01-01-08)
 
ALTA Endorsement 23.1-06 (Co Insurance - Multiple Policies) Revised 08-01-17
 
ALTA Endorsement 24-06 (Doing Business) (10/16/08)
 
ALTA Endorsement 25-06 (Same as Survey) (10/16/08)
 
ALTA Endorsement 25.1-06 (Same as Portion of Survey) (10/16/08)
 
ALTA Endorsement 26-06 (Subdivision) (10/16/08)
 
ALTA Endorsement 27-06 (Usury) (10/16/08)
 
ALTA Endorsement 28-06 (Easement - Damage or Enforced Removal) Revised 02/03/10
 
ALTA Endorsement 28.1-06 (Encroachments - Boundaries and Easements) (04-02-12)
 
ALTA Endorsement 28.2-06 (Encroachments - Boundaries and Easements - Described Improvements) (04-02-13)
 
ALTA Endorsement 29-06 (Interest Rate Swap Endorsement - Direct Obligation) (02-03-10) Technical Corrections (04-02-14; 08-01-16)
 
ALTA Endorsement 29.1-06 (Interest Rate Swap Endorsement - Additional Interest) (02-03-10) Technical Corrections (04-02-14; 08-01-16)
 
ALTA Endorsement 29.2-06 (Interest Rate Swap Endorsement - Direct Obligation - Defined Amount) (08-01-11) Technical Corrections (04-02-14)(08-01-16)
 
ALTA Endorsement 29.3-06 (Interest Rate Swap Endorsement - Additional Interest - Defined Amount) (08-01-11) Technical Corrections (04-02-14; 08-01-16)
 
ALTA Endorsement 3-06 (Zoning Unimproved Land) 06-17-06
 
ALTA Endorsement 3.1-06 (Zoning-Completed Structure) Revised 10/22/09
 
ALTA Endorsement 3.2-06 (Zoning - Land Under Development) (04-02-12)
 
ALTA Endorsement 30-06 (Shared Appreciation Mortgage) (7-26-10)
 
ALTA Endorsement 30.1-06 (Commercial Participation Interest) (08-01-12)
 
ALTA Endorsement 31-06 (Severable Improvements) Adopted 02-03-11
 
ALTA Endorsement 32-06 (Construction Loan - Loss of Priority) Adopted 02-03-11
 
ALTA Endorsement 32.1-06 (Construction Loan - Loss of Priority - Direct Payment) (04-02-13)
 
ALTA Endorsement 32.2-06 (Construction Loan - Loss of Priority - Insured's Direct Payment) (04-02-13)
 
ALTA Endorsement 33-06 (Disbursement) Adopted 02-03-11
 
ALTA Endorsement 34-06 (Identified Risk Coverage) (08-01-11)
 
ALTA Endorsement 35-06 (Minerals and Other Subsurface Substances - Buildings) (04-02-12) Technical Correction 08-01-16
 
ALTA Endorsement 35.1-06 (Minerals and Other Subsurface Substances - Improvements) (04-02-12) Technical Correction 08-01-16
 
ALTA Endorsement 35.2-06 (Minerals and Other Subsurface Substances - Described Improvements) (04-02-12) Technical Correction 08-01-16
 
ALTA Endorsement 35.3-06 (Minerals and Other Subsurface Substances - Land Under Development) (04-02-12) Technical Correction 08-01-16
 
ALTA Endorsement 36-06 (Energy Project - Leasehold/Easement - Owner's) (04-02-12)
 
ALTA Endorsement 36.1-06 (Energy Project - Leasehold/Easement - Loan) (04-02-12)
 
ALTA Endorsement 36.2-06 (Energy Project - Leasehold - Owner's) (04-02-12)
 
ALTA Endorsement 36.3-06 (Energy Project - Leasehold - Loan) (04-02-12)
 
ALTA Endorsement 36.4-06 (Energy Project - Covenants, Conditions and Restrictions - Land Under Development - Owner's) (04-02-12)
 
ALTA Endorsement 36.5-06 (Energy Project - Covenants, Conditions and Restrictions - Land Under Development - Loan) (04-02-12)
 
ALTA Endorsement 36.6-06 (Energy Project - Encroachments) (04-02-12) Technical Correction 08-01-16
 
ALTA Endorsement 37-06 (Assignment of Rents or Leases) (12-03-12)
 
ALTA Endorsement 38-06 (Mortgage Tax) (12-03-12)
 
ALTA Endorsement 39-06 (Policy Authentication) (04-02-13)
 
ALTA Endorsement 4-06 (Condominium - Assessments Priority) Revised 02-03-10 Technical Correction 12-01-16
 
ALTA Endorsement 4.1-06 (Condominium - Current Assessments) Revised 10-16-08 Technical Correction 12-01-16
 
ALTA Endorsement 41-06 (Water - Buildings) (12-02-13)
 
ALTA Endorsement 41.1-06 (Water- Improvements) (12-02-13)
 
ALTA Endorsement 41.2-06 (Water - Described Improvements) (12-02-13)
 
ALTA Endorsement 41.3-06 (Water - Land Under Development) (12-02-13)
 
ALTA Endorsement 42-06 (Commercial Lender Group Endorsement) (12-02-13)
 
ALTA Endorsement 43-06 (Anti-Taint) (12-02-13)
 
ALTA Endorsement 44-06 (Insured Mortgage Recording - Loan) (12-02-13)
 
ALTA Endorsement 5-06 (Planned Unit Development - Assessments Priority) Revised 02-03-10 Technical Correction 12-01-16, 12-01-17
 
ALTA Endorsement 5.1-06 (Planned Unit Development - Current Assessments) Revised 10-16-08 Technical Correction 12-01-16, 12-01-17
 
ALTA Endorsement 6-06 (Variable Rate Mortgage) Revised (10/16/08)
 
ALTA Endorsement 6.2-06 (Variable Rate Mortgage - Negative Amortization) Revised (10/16/08)
 
ALTA Endorsement 7-06 (Manufactured Housing Unit)
 
ALTA Endorsement 7.1-06 (Manufactured Housing - Conversion; Loan) (06-17-06)
 
ALTA Endorsement 7.2-06 (Manufactured Housing - Conversion; Owners) (06-17-06)
 
ALTA Endorsement 7.2-06 (Manufactured Housing Unit-Conversion; Owner's)
 
ALTA Endorsement 8.1-06 (Environmental Protection Lien)
 
ALTA Endorsement 8.2-06 (Commercial Environmental Protection Lien) (10/16/08)
 
ALTA Endorsement 9-06 (Restrictions, Encroachments, Minerals - Loan Policy) Revised 04-02-12
 
ALTA Endorsement 9.1-06 (Covenants, Conditions and Restrictions - Unimproved Land Owner's Policy) Revised 04-02-12
 
ALTA Endorsement 9.10-06 (Restrictions, Encroachments, Minerals - Current Violations - Loan Policy) (04-02-13) Technical Correction 08-01-16
 
ALTA Endorsement 9.2-06 (Covenants, Conditions and Restrictions - Improved Land Owner's Policy) Revised 04-02-12
 
ALTA Endorsement 9.3-06 (Covenants, Conditions and Restrictions - Loan Policy) Revised 04-02-12
 
ALTA Endorsement 9.7-06 (Restrictions, Encroachments, Minerals - Land Under Development - Loan Policy) (04-02-12) Technical Correction 08-01-16
 
ALTA Endorsement 9.8-06 (Covenants Conditions and Restrictions - Land Under Development - Owner's Policy) (04-02-12)
 
ALTA Endorsement JR1 Revised 08-01-12
 
ALTA Endorsement JR2 (Future Advance) Revised 08-01-12
 
ALTA Homeowner's Policy 2-3-10 (Revised 12-02-13)
 
ALTA Limited Pre-Foreclosure Policy (12-03-12)
 
ALTA Loan Policy 2006
 
ALTA Owner's Policy 2006
 
ALTA Residential Limited Coverage Junior Loan Policy Revised 08-01-12
 
ALTA Short Form Commitment for a Short Form Residential Loan Policy (12-01-17)
 
ALTA Short Form Expanded Coverage Residential Loan Policy - Assessments Priority (04-02-15)
 
ALTA Short Form Residential Limited Coverage Junior Loan Policy (04-02-13)
 
ALTA Short Form Residential Loan Policy (12-03-12)
 
ALTA U.S. Policy Revised 2012