Bulletin: MI2017003

Date:
June 29, 2017
To:
All Michigan Issuing Offices
RE:
UNDERWRITING - Marital Status for Male Grantors on Deeds and Mortgages

Dear Associates:

Please be advised that on June 15th, the Governor of Michigan signed into law Public Act 54 of 2017 (see attached), which law provides that all written instruments presented for recording before April 6, 2017, must reflect the marital status of males conveyancing or mortgaging property. By implication, it was the intent of this legislation that the marital status of males would not be required to be reflected on deeds or mortgages for recordation after April 6, 2017.

The Act also provides that in the event a document was recorded prior to April 6, 2017, without reflecting the marital status of a male grantor, an Affidavit that complies with MCL 565.451a to 565.453 may be recorded stating the facts of the grantor’s marital status to correct the original recording.

As a result, it will no longer be necessary to reflect male (or female) marital status on deeds or mortgages to be recorded.

Please advise all appropriate personnel of the information above. 

If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.

For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

References

Bulletins Replaced:
None
Related Bulletins:
None
Underwriting Manual:
4.16 Deeds Of Conveyance
 
12.28 Mortgages
Exceptions Manual:
Deeds
 
Mortgages
Forms:
None