Bulletin: IN2013013

Date:
November 13, 2013
To:
All Indiana Issuing Offices
RE:
RATES AND/OR FORMS UPDATE - Form Update

Dear Associates:

All issuing offices are required to use only the forms that have been filed with the IDOI by Stewart for policies issued on or after July 1, 2013. The following ALTA and STG endorsements have been filed with the IDOI:

ALTA Owner’s Policy, Schedule A, Schedule B (O-9401) (6/17/06)
ALTA Loan Policy, Schedule A, Schedule B1, Schedule B2 (M-9402) (6/17/06)
ALTA Homeowner’s Policy of Title Insurance (O-9540) (2/3/10)
ALTA Expanded Coverage Residential Loan Policy (M-9551) (07/26/10)
ALTA Short Form Expanded Coverage Residential Loan Policy (U-9552) (07/26/10)
ALTA Short Form Residential Loan Policy and Addendum (U-9323) (12/03/12)
ALTA Residential Limited Coverage Junior Loan Policy (M-9283) (08/01/12)
ALTA U.S.A. Policy of Title Insurance (O-9131) (12/03/12)
ALTA Limited Pre-Foreclosure Policy (M-9133) (12/03/12)
ALTA Commitment with Schedules A, B1, B2 (004-UN (6/17/06)
ALTA Plain Language Commitment with Schedules A, B1, B2 (245) (6/17/06)
ALTA Endorsement 1-06 Street Assessments (E-9413) (6/17/06)
ALTA Endorsement 2-06 Truth In Lending (E-9414) (6/17/06)
ALTA Endorsement 3-06 Zoning (E-9415) (6/17/06)
ALTA Endorsement 3.1-06 Zoning-Completed Structure (E-9481) (10/22/09)
ALTA Endorsement 3.2-06 Zoning-Land Under Development (E-9177) (4/2/12)
ALTA Endorsement 4-06 Condominium (E-9542) (2/03/10)
ALTA Endorsement 4.1-06 Condominium (E-9418) (10/16/08)
ALTA Endorsement 5-06 Planned Unit Development (E-9543) (02/03/10)
ALTA Endorsement 5.1-06 Planned Unit Development (E-9420) (10/16/08)
ALTA Endorsement 6-06 Variable Rate Mortgage (E-9421) (10/16/08)
ALTA Endorsement 6.2-06 Variable Rate Mortgage-Negative Amortization (E-9422) (10/16/08)
ALTA Endorsement 7-06 Manufactured Housing Unit (E-9423) (6/17/06)
ALTA Endorsement 7.1-06 Manufactured Housing Unit-Conversion Loan (E-9424) (6/17/06)
ALTA Endorsement 7.2-06 Manufactured Housing Unit-Conversion Owner (E-9427) (6/17/06)
ALTA Endorsement 8.1-06 Environmental Protection Lien (E-9428) (6/17/06)
ALTA Endorsement 8.2-06 Commercial Environmental Protection Lien (E-9485) (10/16/08)
ALTA Endorsement 9-06 Restrictions, Encroachments, Minerals (E-9178) (4/02/12)
ALTA Endorsement 9.1-06 Covenants, Conditions and Restrictions –Unimproved Land-Owner’s Policy (E-9179) (4/02/12)
ALTA Endorsement 9.2-06 Covenants, Conditions, and Restrictions- Improved Land-Owner’s Policy (E-9180) (4/02/12)
ALTA Endorsement 9.3-06 Covenants, Conditions and Restrictions-Loan Policy (E-9181) (4/02/12)
ALTA Endorsement 9.4-06 Restrictions, Encroachments, and Minerals – Owner’s Policy-Unimproved
and (E-9438) (6/17/06)
ALTA Endorsement 9.5-06 Restrictions, Encroachments, and Minerals – Owner’s Policy-Improved Land (E-9440) (6/17/06)
ALTA Endorsement 9.6-06 Private Rights-Loan Policy (E-9137) (4/02/13)
ALTA Endorsement 9.7-0-6 Restrictions, Encroachments, Minerals-Land Under Development-Loan Policy (E-9183) (4/02/12)
ALTA Endorsement 9.8-06 Covenants, Conditions, and Restrictions-Land under Development-Owner’s Policy (E-9184) (4/02/12)
ALTA Endorsement 9.9-06 Private Rights-Owner’s Policy (E-9139) (4/2/13)
ALTA Endorsement 10-06 Assignment (E-9544) (2/03/10)
ALTA Endorsement 10.1-06 Assignment and Date Down (E-9545) (2/03/10)
ALTA Endorsement 11-06 Mortgage Modification (E-9443) (6/17/06)
ALTA Endorsement 11.1-06 Mortgage Modification with Subordination (E-9493) (10/22/09)
ALTA Endorsement 12-06 Aggregation (E-9444) (6/17/06)
ALTA Endorsement 13-06 Leasehold-Owner’s (E-9185) (4/02/12)
ALTA Endorsement 13.1-06 Leasehold-Loan (E-9186) (4/02/12)
ALTA Endorsement 14-06 Future Advance-Priority) with MML (E-9262) (02/03/11)
ALTA Endorsement 14-06 Future Advance-Priority without MML (E-9263) (02/03/11)
ALTA Endorsement 14.1-06 Future Advance-Knowledge with MML (E-9264) (02/03/11)
ALTA Endorsement 14.1-06 Future Advance-Knowledge without MML (E-9265) (02/03/11)
ALTA Endorsement 14.2-06 Future Advance-Letter of Credit with MML (E-9266) (02/03/11)
ALTA Endorsement 14.2-06 Future Advance-Letter of Credit without MML (E-9267) (02/03/11)
ALTA Endorsement 14.3-06 Future Advance-Reverse Mortgage with MML (E-9268) (02/03/11)
ALTA Endorsement 14.3-06 Future Advance-Reverse Mortgage without MML (E-9269) (02/03/11)
ALTA Endorsement 15-06 Nonimputation-Full Equity Transfer (E-9457) (6/17/06)
ALTA Endorsement 15.1-06 Nonimputation –Additional Insured (E-9458) (6/17/06)
ALTA Endorsement 15.2-06 Nonimputation-Partial Equity Transfer (E-9459) (6/17/06)
ALTA Endorsement 16-06 Mezzanine Financing (E-9460) (6/17/06)
ALTA Endorsement 17-06 Access and Entry (E-9461) (6/1/7/06)
ALTA Endorsement 17.1-06 Indirect Access and Entry (E-9462) (6/17/06)
ALTA Endorsement 17.2-06 Utility Access (E-9486) (10/16/08)
ALTA Endorsement 18-06 Single Tax Parcel (E-9463) (6/17/06)
ALTA Endorsement 18.1-06 Multiple Tax Parcel (E-9464) (6/17/06)
ALTA Endorsement 19-06 Contiguity-Multiple Parcels (E-9465) (6/17/06)
ALTA Endorsement 19.1-06 Contiguity-Single Parcel (E-9466) (6/17/06)
ALTA Endorsement 20-06 First Loss-Multiple Parcel Transactions (E-9467) (6/17/06)
ALTA Endorsement 22-06 Location (E-9470) (6/17/06)
ALTA Endorsement 22.1-06 Location and Map (E-9472) (6/17/06)
ALTA Endorsement 23-06 Co-Insurance (E-9480) (10/16/08)
ALTA Endorsement 24-06 Doing Business (E-9478) (10/16/08)
ALTA Endorsement 25-06 Same As Survey (E-9488) (10/16/08)
ALTA Endorsement 25.1-06 Same as Portion of Survey (E-9489) (10/16/08)
ALTA Endorsement 26-06 Subdivision (E-9490) (10/16/08)
ALTA Endorsement 27-06 Usury (E-9491) (10/16/08)
ALTA Endorsement 28-06 Easement-Damage or Enforced Removal (E-9546) (2/3/10)
ALTA Endorsement 28.1-06 Encroachments-Boundaries and Easements (E-9187) (4/2/12)
ALTA Endorsement 29-06 Interest Rate Swap Endorsement-Direct Obligation (E-9547) (2/3/10)
ALTA Endorsement 29.1-06 Interest Rate Swap Endorsement-Additional Interest (E-9548) (2/3/10)
ALTA Endorsement 29.2-06 Interest Rate Swap Endorsement-Direct Obligation-Defined Amount (E-9584) (8/1/11)
ALTA Endorsement 29.3-06 Interest Rate Swap Endorsement-Additional Interest-Defined Amount (E-9585) (8/1/11)
ALTA Endorsement 30-06 One To Four Family Shared Appreciation Mortgage (E-9553) (7/26/10)
ALTA Endorsement 30.1-06 Commercial Participation Interest (E-9152) (8/1/12)
ALTA Endorsement 31-06 Severable Improvements (E-9270) (2/3/11)
ALTA Endorsement 32-06 Construction Loan-Loss of Priority (E-9271) (2/3/11)
ALTA Endorsement 33-06 Disbursement (E-9273) (2/3/11)
ALTA Endorsement 34-06 Identified Risk Coverage (E-9586) (8/1/11)
ALTA Endorsement 35-06 Mineral and Other Subsurface Substances-Building (E-9188) (4/2/12)
ALTA Endorsement 35.1-06 Mineral and Other Subsurface Substances-Improvements (E-9185) (4/2/12)
ALTA Endorsement 35.2-06 Mineral and Other Subsurface Substances-Described Improvements (E-9190) (4/2/12)
ALTA Endorsement 35.3-06 Mineral and Other Subsurface Substances-Land Under Development (E-9191) (4/2/12)
ALTA Endorsement 36-06 Energy Project-Leasehold/Easement-Owner’s (E-9192) (4/2/12)
ALTA Endorsement 36.1-06 Energy Project-Leasehold/Easement-Loan (E-9193) (4/2/12)
ALTA Endorsement 36.2-06 Energy Project-Leasehold/Easement-Owner’s (E-9194) (4/2/12)
ALTA Endorsement 36.3-06 Energy Project-Leasehold/Easement-Loan (E-9195) (4/2/12)
ALTA Endorsement 36.4-06 Energy Project-Covenants, Conditions and Restrictions-Land Under Development-Owner’s (E-9196) (4/2/12)
ALTA Endorsement 36.5-06 Energy Project-Covenants, Conditions and Restrictions-Land Under Development-Loan (E-9197) (4/2/12)
ALTA Endorsement 36.6-06 Energy Project-Encroachments (E-9198) (4/2/1/2)
ALTA Endorsement 37-06 Assignment of Rents and Leases (E-9135) (12/3/12)
ALTA Endorsement 38-06 Mortgage Tax (E-9136) (12/3/12)
ALTA JR 1 Endorsement (E-9284) (8/1/12)
ALTA JR 2 (Future Advance) Endorsement (E-9285) (8/1/12)
ALTA Limited Pre-Foreclosure Date-Down Endorsement (E-9134) (12/3/12)
Indiana Foreclosure Guarantee and Commitment for Title Insurance (G-2646)
Indiana Going Concern Endorsement (E-2655)
STG Access Endorsement-Easement (Indiana Modified) (E-2650)
STG Access Endorsement (Indiana Modified) (E-2649)
STG Fairway Endorsement 1 (Indiana Modified) (E-2651)
STG Fairway Endorsement 2 (Indiana Modified) (E-2652)
STG Fairway Endorsement LLC (Indiana Modified) (E-2654)
STG Recharacterization Endorsement (Indiana Modified) (E-2539)
STG Option Endorsement (Indiana Modified) (E-2538)
Arbitration Endorsement (E-9504)
General Endorsement (E-9936)
Conversion Endorsement to ALTA Homeowner’s Policy (E-2657)
Conversion Endorsement to ALTA Owner’s Policy (E-2653)
Indiana Piggyback Endorsement (E-2536)
ALTA Short Form Residential Loan Policy and Addendum (U-9474) (6/16/07)
ALTA Short Form Residential Loan Policy Schedule B (U-9483) (6/16/07)

Please Note: These forms are available in the Indiana forms list on Virtual Underwriter.

Please contact your software company to request an update for your system with the new rates and forms. If you are an AFW or AIM+ user, please contact PropertyInfo Customer Care to get the new rate(s) changes implemented in their AFW or AIM+ system.

If you have any questions relating to this or other bulletins, please contact a Stewart Title Guaranty Company underwriter.

For on-line viewing of this and other bulletins, please log onto www.vuwriter.com.

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

References

Bulletins Replaced:
None
Related Bulletins:
None
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None