Bulletin: SLS00298

Date:
June 09, 2006
To:
All Issuing Offices
RE:
FDIC Special Alert Notices - SA-141-2006 - SA-151-2006

Dear Associates:

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's (“SISCO”) Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to the website address listed below:

http://www.fdic.gov/news/news/SpecialAlert/2006/index.html

If you suspect an attempt to defraud or a fraud should ever be perpetrated against any SISCO Family Underwriter and/or its agents, please report the activity immediately to:

Patty Hoesl

Claims & Litigation Paralegal

Stewart Legal Services

Stewart Title Guaranty Company

1980 Post Oak Blvd., Suite 710

Houston, Texas 77056

(800) 729-1902

(713) 629-2248 FAX

phoesl@stewart.com EMAIL


For on-line viewing of this bulletin, log onto http://specialalerts.stewart.com/

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

 

SA-141-2006
May 15, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name North Valley Bank, Redding, California, are reportedly in circulation.

 

North Valley Bank, Redding, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items include the routing number 121132394, which is assigned to North Valley Bank, and are relatively similar to authentic checks. However, the counterfeit items display "remitter" in lower-case lettering below the "Pay To The Order Of" box. Also, the routing number is inside of the check border, and the following security statement is embedded in the top border: "THIS DOCUMENT HAS A SECURITY COLOR BACKGROUND ON FACE AND ORIGINAL DOCUMENT SECURITY SCREEN ON BACK WITH PADLOCK SECURITY ICON."

Authentic cashier's checks display the following statement embedded in the top border: "DO NOT CASH THIS CHECK UNLESS YOU CAN SEE THE WORDS 'CHECK PROTECT' ON REVERSE SIDE." The following statement is embedded in the bottom border: "WARNING: ORIGINAL DOCUMENT HAS AN ARTIFICIAL WATERMARK ON REVERSE SIDE." The routing number is displayed outside of the border of the check.

A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Margie West
Vice President Corporate Operations Officer Center
North Valley Bank
300 Park Marina Circle
Redding, California 96001
Telephone: (530) 226-2980
Fax: (530) 243-6868
E-mail: mwest@novb.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-142-2006
May 15, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name Heritage Bank of Schaumburg, Schaumburg, Illinois, are reportedly in circulation.

 

Heritage Bank of Schaumburg, Schaumburg, Illinois, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 071924131, which is assigned to Heritage Bank of Schaumburg, but are dissimilar to authentic checks. The counterfeit items display the bank's name and address in the top-left corner. Also, the following statement is embedded within the top border: "THIS DOCUMENT HAS A GRADUATED BACKGROUND DARK TO LIGHT. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." However, no watermark appears on the reverse side. The word "Purchaser" appears on the left side below the dollar amount line.

Authentic checks display "CASHIER'S CHECK" in the top center of the check above a notice to purchaser statement. The bank's logo, name and address are printed in the lower left, and a "PURCHASER" line appears in the upper-left corner. The following statement is embedded in the top border: "THIS CHECK IS VOID WITHOUT AN ARTIFICIAL WATERMARK SEAL ON THE BACK – HOLD AT ANGLE TO VIEW SEAL." Authentic cashier's checks are blue and white, and the authorized signature area includes a colored background and security features.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Caroline Cuthbert
Assistant Vice President Consumer Banking
Security Officer
Heritage Bank of Schaumburg
1535 West Schaumburg Road
Schaumburg, Illinois 60194

Phone: (847) 524-4004 extension 35
Fax: (847) 524-1974
E-mail: ccuthbert@hbschaumburg.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-143-2006
May 15, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

First Bank & Trust, N.A., Sioux Falls, South Dakota, has reported that counterfeit cashier's checks bearing the name First American Bank & Trust are in circulation.

 

First Bank & Trust, N.A., Sioux Falls, South Dakota, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the name First American Bank & Trust are in circulation. First American Bank & Trust recently changed its name to First Bank & Trust, N.A.

The counterfeit items include the routing number 091400606, which is assigned to First Bank & Trust, N.A., and are similar to authentic checks. However, the counterfeit items display the following security statement embedded in the top border: "THIS CHECK IS VOID WITHOUT A BLUE AND GREEN BACKGROUND AND AN ARTIFICIAL WATERMARK ON THE BACK. HOLD AT ANGLE TO VIEW." There is also wording displayed beneath the signature line.

Authentic checks contain neither a security statement in the top border nor a statement beneath the signature line. "REMITTER" is displayed above a line on the left side of the check.

A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

In addition to the above described counterfeit items, the bank has reported that items are being presented for payment bearing the business name Precision Incorporated and a Worthing, South Dakota, address. These checks are in the amount of $5,690.64 and bear the bank's routing number.

Any information you have concerning this matter should be brought to the attention of:

Jenni Kirchhevel
Corporate Security Officer
Fishback Financial Corporation
2220 6th Street
Brookings, South Dakota 57006

Telephone: (605) 696-2269
Fax: (605) 696-2311
E-mail: jkirchhevel@bankeasy.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-144-2006
May 15, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name MB Financial Bank, N.A., Chicago, Illinois, are reportedly in circulation.

 

MB Financial Bank, N.A., Chicago, Illinois, has contacted the Office of the Comptroller of the Currency (OCC) to report that counterfeit cashier's checks bearing the institution's name are being presented for payment in connection with an Internet scam.

The counterfeit items display the routing number 071001737, which was assigned to MB Financial Bank, N.A., and have a patterned background with the blurred letters "mb" enclosed in gray boxes. The check number is printed in black; the "mb" logo and "Cashier's Check" are printed in red. Many of the items presented do not include MICR ink. The following statement appears on the left side of the counterfeit items: "FISERV DOCUMENT SOLUTIONS 1-800-826-1636."

Authentic cashier's checks are white with a patterned background. However, the letters "mb" are crisp and clear. The bank's "mb financial bank NA" logo is followed by the address of either 800 or 801 West Madison Street, Chicago, IL 60607 in the top-left corner. "CASHIERS CHECK" appears in the upper-right portion of the check. The "mb" logo, "CASHIERS CHECK" and the check number are printed in red.

For additional information and guidance, please use the following contact information:

Linda Ray
Loss Prevention Manager
MB Financial Bank, N.A.
6111 N. River Road
Rosemont, Illinois 60018

Telephone: (847) 653-2778
Fax: (847) 653-0411
E-mail: lray@mbfinancial.com

Additional information concerning this matter that you believe should be brought to the OCC's attention may be forwarded to:

Mail:

Office of the Comptroller of the Currency
Enforcement & Compliance Division, MS 8-10
250 E Street, SW
Washington, DC 20219

Fax:

(202) 874-5301

E-mail:

occalertresponses@occ.treas.gov

Internet:

http://www.occ.treas.gov

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information (1-877-275-3342).


SA-145-2006
May 15, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name Farmers Bank, San Antonio, Texas, are reportedly in circulation.

 

Seaport Bank, Seadrift, Texas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the name Farmers Bank, San Antonio, Texas, but using Seaport Bank's routing number, are in circulation.

The counterfeit items include the routing number 113103768, which is assigned to Seaport Bank, but are dissimilar to authentic cashier's checks. Displayed near the top border of the counterfeit items is a logo consisting of "1" superimposed on a map of the United States, encircled by a globe. To the right of the logo are the words "Farmers Bank, San Antonio, Texas" printed on two lines.

Authentic cashier's checks include Seaport Bank's logo, name, address and telephone number in the top-center portion of the check. The words "CASHIER'S CHECK" and a notice to customers are displayed in the lower-left corner.

A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Shirley Caldwell
Assistant Cashier
First National Bank in Port Lavaca
101 Railroad Street
P.O. Box 670

Seadrift, Texas 77983

Telephone: (361) 785-5321
Fax: (361) 785-2162
E-mail: seaport@tisd.net

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-146-2006
May 15, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name Bank of Lake Mills, Lake Mills, Wisconsin, are reportedly in circulation.

 

Bank of Lake Mills, Lake Mills, Wisconsin, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items include the routing number 075903174, which is assigned to Bank of Lake Mills, and are similar to authentic checks in layout, design and security markings. However, the counterfeit items are printed on a darker shade of paper than authentic checks, and include a watermark that is darker than the paper background. Authentic checks are printed on check-protect paper and the bank's watermark is lighter than the background. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Donna Hinzmann
Assistant Cashier
Bank of Lake Mills
136 E. Madison Street
Lake Mills, Wisconsin 53551

Telephone: (920) 648-8339
Fax: (920) 648-3270
E-mail: donna@bankoflakemills.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-147-2006
May 15, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Bank Drafts

Summary:

Counterfeit bank drafts bearing the name Farmers State Bank, Pittsfield, Illinois, are reportedly in circulation.

 

Farmers State Bank, Pittsfield, Illinois, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit bank drafts bearing the institution's name are in circulation.

The counterfeit items display the routing number 081000032, which is assigned to Bank of America. Farmers State Bank issues bank drafts using a payable-through account at Bank of America. The counterfeit items are similar to authentic bank drafts. The counterfeit items have one signature line in the lower-right corner, and security feature descriptions printed in the top and bottom borders. The routing number appears below the bottom border. The borders have rounded corners.

Authentic bank drafts have two signature lines in the lower-right corner and display the routing number above the bottom border. The bank drafts are printed on light blue safety paper and have ornate borders with square corners.

A copy of a counterfeit item and a copy of an authentic bank draft (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Nichole Archer
Compliance Officer
Farmers State Bank
108 East Adams
Pittsfield, Illinois 62363
Phone: (217) 285-5585
Fax: (217) 285-4645
E-mail: narcher@farmersstate.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-148-2006
May 24, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Identity Theft Prevention

Summary:

Financial institutions should remain vigilant against the misuse of personal identifying information for both new and existing customers.

 

On May 22, 2006, the U.S. Department of Veteran Affairs (VA) published a notice that electronic data on approximately 26.5 million veterans and some spouses may have been compromised. The VA is working with law enforcement, Congress, the media, veteran services, and other government agencies to ensure that veterans and their families are protected against potential misuse of that data. Please refer to the VA Web site at www.va.gov for additional information on this security incident. While no specific fraud related to the VA incident has been detected, the growing trend of data breaches occurring in both the private and public sectors raises concerns that personal information may be used to commit identity theft.

The FDIC, as a member of the President's Identity Theft Task Force, urges financial institutions to be vigilant against the misuse of personal information for both new and existing customers. Additionally, financial institutions have an obligation to verify the identity of persons seeking to open new accounts and to safeguard customer information against unauthorized access or use.

The FDIC, both independently and jointly with the other federal bank regulators, has issued guidance on steps financial institutions can take to protect customers from identity theft. This guidance can be found by searching the FDIC's Web site using the term "identity theft" at: http://www.fdic.gov/news/news/financial/search.html.

In addition to regulatory guidance, the Fair and Accurate Credit Transactions Act of 2003 (FACT Act) requires federal bank regulators and the Federal Trade Commission to issue implementing regulations regarding compliance with the law's provisions to combat identity theft, protect privacy, and improve consumer access to and overall accuracy of consumer credit reports. More information on the FACT Act can be found on the FDIC's Web site at: http://www.fdic.gov/news/news/financial/2004/fil13004.html.

Additionally, information for consumers on how to prevent identity theft and steps to take if an individual becomes a victim can be found at the Federal Trade Commission's Web site at: http://www.ftc.gov/bcp/edu/microsites/idtheft/.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)

Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center (1-877-275-3342 or 703-562-2200).


SA-149-2006
May 25, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Official Checks

Summary:

Counterfeit official checks bearing the name of East Cambridge Savings Bank, Cambridge, Massachusetts, are reportedly in circulation.

 

East Cambridge Savings Bank, Cambridge, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 211371120, which is assigned to Cambridge Savings Bank, Cambridge, Massachusetts. The counterfeit items are not similar to authentic checks. The items display a steeple logo and the institution's name and address in the top-left corner. The words "OFFICIAL CHECK" appear inside a box in the top-center portion of the item. A statement describing security features is embedded within the top border.

Authentic checks display the routing number 211370419, which is assigned to East Cambridge Savings Bank, Cambridge, Massachusetts. The words "TREASURER CHECK" are printed in the top-center portion of the check. Authentic checks are printed on blue marbled paper.

Copies of a counterfeit item and an authentic treasurer check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

John P. Mahoney
Vice President
East Cambridge Savings Bank
292 Cambridge Street
Cambridge, Massachusetts 02141

Phone: (617) 354-7700
Fax: (617) 551-2580
E-mail: jpmahoney@ecsb.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-150-2006
May 25, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Fraudulent Cashier's Checks

Summary:

Fraudulent cashier's checks bearing the name Northridge Bank are reportedly in circulation.

 

Several financial institutions have contacted the Federal Deposit Insurance Corporation (FDIC) to report that fraudulent cashier's checks bearing the name Northridge Bank and routing numbers assigned to a variety of other financial institutions are in circulation. There are no active federally chartered or state-chartered financial institutions with the name Northridge Bank.

Fraudulent items display one of two logos. One is a logo consisting of a "1" superimposed on a map of the United States, encircled by a globe. The other logo consists of the letters "NB." To the right of either logo, "Northridge Bank" is printed. To date, the fraudulent items have included Austin, Texas, and San Antonio, Texas, as the city and state where Northridge Bank is purported to be located. The fraudulent items display the wording "CASHIER'S CHECK" printed vertically on the left side of the item and a "NOTICE TO CUSTOMERS" is displayed in the top-left corner. Copies of fraudulent items are attached for your review.

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-151-2006
May 25, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Dividend Checks

Summary:

Counterfeit dividend checks bearing the name Delta National Bancorp, Manteca, California, are reportedly in circulation.

 

Delta National Bancorp, Manteca, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit dividend checks bearing the holding company 's name are in circulation.

The counterfeit items display the routing number 121132983, which is assigned to Delta National Bank. Counterfeit items are similar to authentic checks. Counterfeit items include a box around the written dollar amount in the center portion of the item with the word "Exactly" appearing above the top-left corner of the box. Counterfeit items also include the word "Memo" in the lower-left corner of the item and the following statement is embedded in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." The counterfeit items include seven-digit account numbers rather than having eight numbers.

Authentic dividend checks include the words "SHAREHOLDER:" and "CHECK DATE:" in the center of the check. Directly below those words is a watermark consisting of the letters "DNB" inside of a triangle. Authentic checks are printed on marbled tan paper. A copy of a counterfeit item and an authentic dividend check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Mark Kelly
Information Security Administrator
Delta National Bank
611 N. Main Street
Manteca, California 95336

Telephone: (209) 824-4030
Fax: (209) 239-8872
E-mail: mkelly@deltabank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)




 

References

Bulletins Replaced:
None
Related Bulletins:
NL000084 Stewart Title Guaranty Company Antifraud Plan
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None