Bulletin: SLS00316

Date:
January 08, 2007
To:
All Issuing Offices
RE:
Special Alert Notices - SA-246-2006 through SA-250-2006
Dear Associates:

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's (“SISCO”) Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to the website address listed below:

http://www.fdic.gov/news/news/SpecialAlert/2006/index.html

If you suspect an attempt to defraud or a fraud should ever be perpetrated against any SISCO Family Underwriter and/or its agents, please report the activity immediately to:

Mary Payne Thomas
Special Alerts Stewart Legal Services
Stewart Title Guaranty Company
1980 Post Oak Blvd., Suite 710
Houston, Texas 77056
(800) 729-1902
(713) 629-2248 FAX

mthomasl@stewart.com EMAIL


For on-line viewing of this bulletin, log onto http://specialalerts.stewart.com/

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

 

SA-246-2006
August 28, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name ANB Financial N.A.,Bentonville, Arkansas, are reportedly in circulation.

 

ANB Financial N.A., Bentonville, Arkansas, has contacted the Office of the Comptroller of the Currency (OCC) to report that counterfeit cashier's checks bearing the bank's name are in circulation. The items are reportedly associated with a lottery scam. Correspondence accompanying the counterfeit items contains the letterhead of "CROWN LOCATORS INC." The letters notify the recipient of their winning status and explain that the enclosed check is to assist with the processing fees that have accrued due to the funds being in an unclaimed status.

The counterfeit items display the routing number 082901826, which is assigned to ANB Financial N.A. The counterfeit items also display "Arkansas National Bank, Bentonville, AR" in the top-center portion, followed by a toll-free telephone number, which is not associated with ANB Financial N.A. A logo is located in the top-left corner. The following security statement is embedded in the top border: "THE FACE OF THIS DOCUMENT HAS A COLORED BACKGROUND ON WHITE PAPER." Along the bottom border, the following security statement is displayed: "THE BACK OF THIS DOCUMENT CONTAINS AN ARTIFICIAL WATERMARK -HOLD AT AN ANGLE TO VIEW."

Any information you have concerning this matter should be brought to the attention of:

Cynthia White
Vice President /Compliance
ANB Financial N.A.
706 South Walton Boulevard
Bentonville, Arkansas 72712

Phone: (479) 878-3014
Fax: (479) 878-4314
E-mail: cwhite@anbfinancial.com

Additional information concerning this matter may be brought to the OCC's attention at:

Office of the Comptroller of the Currency
Special Supervision Division MS 6-4
250 E Street, SW
Washington
, DC 20219

Fax: (202) 874-5214
E-mail: occalertresponses@occ.treas.gov
Internet: http://www.occ.treas.gov

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

 

 

Distribution: FDIC-Supervised Banks (Commercial and Savings)

 

Special Alerts


 

SA-247-2006
August 29, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit "Original Financial Instruments"

Summary:

Counterfeit items referred to as "Original Financial Instruments" bearing the name The First State Bank & Trust Co., Larned , Kansas , are reportedly in circulation.

 

The First State Bank & Trust Co., Larned, Kansas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit items referred to as "Original Financial Instruments" bearing the institution's name are in circulation. These counterfeit items are associated with a scam involving a letter that directs the recipient to send an e-mail to a verification department at vaset@consultant.com after "depositing the cheque at your bank stating the availability of funds." The remitter displayed on the counterfeit items is Vaseta Financial Brokers.

The counterfeit items are very similar to authentic "Original Financial Instruments" and display the routing number 101101992, which is assigned to The First State Bank & Trust Co. However, beneath the dollar amount line, the counterfeit items display the following statement: "This document has a multi- color background; absence of these features will indicate a copy." A toll-free telephone number, which is not associated with the bank, is displayed in the top-center portion beneath the bank's logo, name and location.

Authentic checks display the following statement beneath the dollar amount line: "This document has a multi-color background, a micro-print signature line, and a holographic foil title; absence of these features will indicate a copy."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Sharon Lessard
Chief Financial Officer
The First State Bank & Trust Co. of Larned
116 West 6th Street
Larned, Kansas 67550
Telephone: (620) 285-6931
Fax: (620) 285-3749
E-mail: Sharon@bankkansas.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

 

 

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-248-2006
August 29, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name First Security Bank, Bozeman, Montana, are reportedly in circulation.

 

First Security Bank, Bozeman, Montana, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. The counterfeit items are associated with a sweepstakes scam involving Wagner Reid Investments & Trust Inc., London , United Kingdom , which claims to hold winnings from the International Sweepstakes, Ltd.

The counterfeit items display the routing number 092101289, which is assigned to First Security Bank Malta, Malta, Montana. Authentic checks display the routing number 092900613, which is assigned to First Security Bank, Bozeman , Montana .

The counterfeit items display a bank logo of a large dollar sign turned sideways in the top-left corner. The bank's address and a telephone number, which is not associated with the bank, appear beneath the logo. The FDIC logo and the words "CASHIER'S CHECK" appear in the top-center portion. The counterfeit items include two signature lines.

Authentic cashier's checks display a logo of a dollar sign turned sideways centered at the top with the bank's location directly below the logo. The words "CASHIER'S CHECK" are displayed in the bottom- left portion and only one signature line is shown above the lower-right corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items can be modified and that additional variations may be presented.

Any information you have concerning this matter should be brought to the attention of:

Cheri Johnson
BSA/Security Officer
First Security Bank
208 East Main Street
Bozeman, Montana 59715

Telephone: (406) 585-3947
Fax: (406) 585-3839
E-mail: cherij@ourbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

 

 

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-249-2006
August 29, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name Washington First International Bank, Seattle, Washington, are reportedly in circulation.

 

Washington First International Bank, Seattle, Washington, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 125008165, which is assigned to Washington First International Bank. However, the counterfeit items are dissimilar to authentic checks. The counterfeit items display a telephone number, which is not associated with the bank, in the upper-left corner below the bank's logo, name and street address. Embedded in the top border is the statement: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." The words "CASHIER'S CHECK" and the FDIC logo are centered at the top of the items. Two signature lines appear in the lower-right corner.

Authentic checks display "CASHIER'S CHECK" in the lower-left corner above the wording "VOID AFTER 90 DAYS." Only the city, state and " U.S.A. " appear in the upper-left portion below the bank's name and next to the logo. Authentic checks have one signature line in the bottom-right corner and decorative borders on all sides.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items may be modified and that additional variations are possible.

Any information you have concerning this matter should be brought to the attention of:

Karen Booth
Vice President Operations
Washington First International Bank
9709 Third Avenue, NE
Seattle, Washington 98115

Phone: (206) 525-8118
Fax: (206) 528-9300
E-mail: karen.booth@wfib.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

 

 

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-250-2006
August 29, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the names North Canton Bank and North Oak Bank, Newton, Texas, are reportedly in circulation.

 

Denison State Bank, Holton, Kansas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's routing number and fictitious bank names are in circulation.

The counterfeit items display the routing number 101108034, which is assigned to Denison State Bank. However, the counterfeit items are dissimilar to authentic checks. The counterfeit items include an "NB" logo and the name "North Canton Bank" or "North Oak Bank" above the words " Newton , Texas ," centered at the top. The words "CASHIER'S CHECK" are printed vertically along the left side of the counterfeit items.

Authentic Denison State Bank checks display the words "BANK MONEY ORDER" directly above "CASHIER'S CHECK" in the lower-left corner. Authentic checks include the bank's logo next to the bank's name, four branch locations, and the words "MEMBER FDIC" centered at the top. The statement "TWO SIGNATURES REQUIRED FOR AMOUNTS OVER $500.00" is printed above two signature lines in the lower-right corner.

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items may be modified and that additional variations are possible.

Any information you have concerning this matter should be brought to the attention of:

Sarah LeDoux
Vice President, Cashier, and Chief Operations Officer
Denison State Bank
421 New York Avenue
Post Office Box 71
Holton, Kansas 66436

Phone: (785) 364-3131
Fax: (785) 364-3793
E-mail: sledoux@denisonstatebank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F- 4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director

 

Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

References

Bulletins Replaced:
None
Related Bulletins:
NL000084 Stewart Title Guaranty Company Antifraud Plan
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None