Bulletin: SLS00312

Date:
August 29, 2006
To:
All Issuing Offices
RE:
FDIC Special Alert Notices - SA-241-2006 through SA-245-2006
Dear Associates:

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's (“SISCO”) Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to the website address listed below:

http://www.fdic.gov/news/news/SpecialAlert/2006/index.html

If you suspect an attempt to defraud or a fraud should ever be perpetrated against any SISCO Family Underwriter and/or its agents, please report the activity immediately to:

Patty Hoesl
Claims & Litigation Paralegal
Stewart Legal Services
Stewart Title Guaranty Company
1980 Post Oak Blvd., Suite 710
Houston, Texas 77056
(800) 729-1902
(713) 629-2248 FAX
phoesl@stewart.com EMAIL

For on-line viewing of this bulletin, log onto http://specialalerts.stewart.com/

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name Metropolitan National Bank, Little Rock, Arkansas, are reportedly in circulation.

Metropolitan National Bank, Little Rock, Arkansas, has contacted the Office of the Comptroller of the Currency (OCC) to report that counterfeit cashier's checks bearing the bank's name are in circulation. The items are reportedly associated with a lottery scam. Correspondence accompanying the counterfeit items contains the letterhead of "British International Lotto, 11500 New Cross Road, London SE 16, England." The letter alerts recipients of their winning status and provides instructions to contact their agent.

The counterfeit items display the routing number 082001247, which is assigned to Metropolitan National Bank. The counterfeit items presented to date have been similar to authentic checks. However, the counterfeit items have a dark top border with the following security statement embedded: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." In addition, the top border contains rounded corners that drop off toward the sides of the check.

For additional information or to verify the authenticity of the check, please contact:

Mike Shepard
Security Officer
Metropolitan National Bank
425 W Capitol Avenue
Little Rock, Arkansas 72201

Phone: (501) 377-7635
Fax: (501) 377-7640
E-mail: mshepard@metbank.com

Additional information concerning this matter may be brought to the OCC's attention at:

Mail:

Office of the Comptroller of the Currency
Special Supervision Division MS 6-4
250 E Street, SW
Washington
, DC 20219

Fax:

(202) 874-5214

E-mail:

occalertresponses@occ.treas.gov

Internet:

http://www.occ.treas.gov

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-242-2006
August 23, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Official Checks

Summary:

Counterfeit official checks bearing the name Columbia River Bank, The Dalles, Oregon, are reportedly in circulation.

Columbia River Bank, The Dalles, Oregon, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 122037760, which is assigned to First Regional Bank, Los Angeles, California. Columbia River Bank issues official checks through a payable- through account held at First Regional Bank. The counterfeit items appear to be associated with a scam, whereby a letter instructs the recipient to deposit the "check" and call the sender of the letter for further instructions.

The counterfeit items are dissimilar to authentic checks in appearance. The counterfeit items are light blue and have a dark blue top border with rounded edges. The counterfeit items also have black lettering. The following security statement is embedded in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK."

Authentic checks have dark borders on all four sides. The following statement appears just below the top border: "THIS DOCUMENT HAS AN ARTIFICIAL WATERMARK PRINTED ON THE BACK. THE FRONT OF THE DOCUMENT HAS A MICROPRINT SIGNATURE LINE. ABSENCE OF THESE FEATURES INDICATES A COPY."

Copies of a counterfeit item and authentic check (VOID) are attached for your review. Be aware that the appearance of counterfeit items may be modified and that additional variations are possible.

Any information you have concerning this matter should be brought to the attention of:

Tammy Hoffmann
Compliance Officer
Columbia River Bank
401 East Third Street
The Dalles, Oregon 97058
Telephone: (541) 298-3156
Fax: (541) 298-3154
E-mail: THoffman@columbiariverbank.com

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-243-2006
August 24, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Money Orders

Summary:

Counterfeit money orders bearing the name First-Knox National Bank, Mount Vernon, Ohio, are reportedly in circulation.

First-Knox National Bank, Mount Vernon, Ohio, has contacted the Federal Deposit Insurance
Corporation (FDIC) to report that counterfeit money orders bearing the bank's name are in circulation.

The counterfeit items display the routing number 011007092, which is assigned to MoneyGram
Payment Systems, Inc., the company that issues money orders on behalf of the bank. The counterfeit
items are very similar to authentic money orders. However, the counterfeit items include an area for
"REMITTER" information in the lower-left corner, while authentic money orders do not include a
designated area for remitter information.

Copies of a counterfeit item and an authentic money order (VOID) are attached for your review. Be
aware that the appearance of counterfeit items can be modified and that additional variations may be
presented.

To verify that a money order is valid, contact:

Karen Mill
Finance Supervisor
1 South Main Street
Post Office Box 1270
Mount Vernon, Ohio 43050

Phone: (740) 399-5253
Fax: (740) 399-5300
E-mail: kmill@firstknox.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be
forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-
4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to
federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that
can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at
www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC
Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

 

 

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-244-2006
August 24, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks bearing the name Security State Bank, Anahuac, Texas, are reportedly in circulation.

Security State Bank, Anahuac, Texas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation. The counterfeit items display the routing number 113109128, which is assigned to Security State Bank.

There are two versions of counterfeit items. Neither version is similar to authentic cashier's checks in appearance. One version is printed on paper with a solid blue background. The other version has a marbled background with the following security description embedded in the top border: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." Both versions of counterfeit items display a square logo centered at the top next to the bank's name and address.

Authentic cashier's checks are grey and display an oval logo centered at the top next to the bank's name and address. Printed below the dollar amount line is the statement: "THIS DOCUMENT HAS A COLORED BACKGROUND, FOIL ACCENT AND A BACKSIDE AUTHENTICATION WATERMARK. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."

Copies of the counterfeit items and authentic checks (VOID) are attached for your review. Be aware that the appearance of counterfeit items may be modified and that additional variations are possible.

Any information you have concerning this matter should be brought to the attention of:

Debbie Standley
Vice President & Cashier
Security State Bank
P.O. Box 429
Anahuac, Texas 77514-0429

Phone: (409) 267-3171
Fax: (409) 267-6749
E-mail: dstandley@ssbanahuac.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

 

 

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

SA-245-2006
August 24, 2006

 

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Checks

Summary:

Counterfeit checks bearing the name Citizens Community Federal, Altoona, Wisconsin, are reportedly in circulation.

Citizens Community Federal, Eau Claire, Wisconsin, has contacted the Federal Deposit Insurance
Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 071004501, which is assigned to the Federal Home Loan Bank, Chicago, Illinois. Citizens Community Federal issues checks through the Federal Home Loan Bank. The counterfeit items are similar to authentic checks issued by the bank's Altoona, Wisconsin, branch. The following statement is embedded in the top border of the counterfeit items: "FOR SECURITY PURPOSES THE FACE OF THIS DOCUMENT CONTAINS A COLORED BACKGROUND AND MICROPRINTING IN THE BORDER." Embedded in the top border of authentic checks is the following statement: "THIS CHECK HAS VARIOUS SECURITY FEATURES INCLUDING COLORED BACKGROUND, MICROPRINTING & LINED WATERMARK."

Copies of a counterfeit item and an authentic check (VOID) are attached for your review. Be aware
that the appearance of counterfeit items may be modified and that additional variations are possible.

Any information you have concerning this matter should be brought to the attention of:

Becky Johnson
Vice President
Citizens Community Federal
2174 East Ridge Center
Eau Claire, Wisconsin 54701
Telephone: (715) 836-9994, ext 120
Fax: (715) 831-4299
E-mail: blj@citizenscommunityfederal.net

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be
forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-
4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to
federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that
can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at
www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC
Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson
Acting Director
Division of Supervision and Consumer Protection

 

 

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site electronic images of fraudulent items or authentic checks that have been counterfeited. This is to avoid attempts by others to use these instruments to facilitate additional fraud. Financial institutions can view images of the fraudulent items and authentic checks (marked as VOID) using the FDIC's free, secure Web site, FDICconnect. (See more information about FDICconnect at http://www.fdic.gov/news/news/financial/2006/fil06032.html.) Printed copies of each Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

References

Bulletins Replaced:
None
Related Bulletins:
NL000084 Stewart Title Guaranty Company Antifraud Plan
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None