Bulletin: SLS00284

Date:
March 17, 2006
To:
All Issuing Offices
RE:
FDIC Special Alert Notices - SA-53-2006 through SA-59-2006
Dear Associates:

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's (“SISCO”) Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to the website address listed below:

http://www.fdic.gov/news/news/SpecialAlert/2006/index.html

If you suspect an attempt to defraud or a fraud should ever be perpetrated against any SISCO Family Underwriter and/or its agents, please report the activity immediately to:

Patty Hoesl
Claims & Litigation Paralegal
Stewart Legal Services
Stewart Title Guaranty Company
1980 Post Oak Blvd., Suite 710
Houston, Texas 77056
(800) 729-1902
(713) 629-2248 FAX

phoesl@stewart.com EMAIL


For on-line viewing of this bulletin, log onto http://specialalerts.stewart.com/

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

SA-53-2006

3/17/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on First Bank of San Luis Obispo (a brand of Pacific Capital Bank, N. A.), San Luis Obispo, California, are reportedly in circulation.

First Bank ofSan Luis Obispo, San Luis Obispo, California, has contacted the Office of the Comptroller of the Currency (OCC) to report that counterfeit cashier's checks bearing the institution's name are in circulation. Pacific Capital Bank, N.A., operates under various names in California, including First Bank of San Luis Obispo.

The counterfeit items display the routing number 122238077, which is assigned to First Bank of San Luis Obispo , and are printed on blue check stock, which has a security strip in the top border. The following statement is embedded in that border: "THE FACE OF THIS DOCUMENT HAS A BLUE CHECK BACKGROUND ON WHITE PAPER AND A VOID PANTOGRAPH WITH A BLUE SECURITY STRIP IN CENTER." In addition, the wording "CASHIER'S CHECK" appears along the left border of the item. The bank's name, "First Bank, San Luis , California ," appears in the center of the item, with a fictitious bank logo to the left. The fictitious logo is the number "1" embedded in a map of the United States , encircled by a globe. The wording "TO THE ORDER OF" appears in the lower-left corner of the item.

Authentic cashier's checks display the bank's logo of a bird flying across an ocean view in the top-center portion of the check. Directly below the logo is printed: "FIRST BANK OF SAN LUIS OBISPO, PO BOX 1249, 995 Higuera Street, San Luis Obispo, CA 93406, Tel: (805) 541-6100 -Fax (805) 544-2217." The dollar amount is embossed on the check and is followed by the statement: "This document has a micro-print signature line, watermark and a thermochromic icon; Absence of these features will indicate a copy." The wording "CASHIER'S CHECK" is displayed in the lower-left portion of the check.

Any information you have concerning this matter should be brought to the attention of:

Holly Mislavsky
Senior Vice President of Operations
First Bank of San Luis Obispo
995 Higuera Street
San Luis Obispo, CA 93401
Telephone: (805) 783-5125
Fax: (805) 544-2217
E-mail: Holly.Mislavsky@firstbankslo.com

Additional information about this matter that you believe should be brought to the OCC's attention may be forwarded to:

Mail:

Office of the Comptroller of the Currency
Enforcement & Compliance Division, MS 8-10
250 E Street, SW
Washington, DC 20219

Fax:

(202) 874-5301

E-mail:

occalertresponses@occ.treas.gov

Internet:

http://www.occ.treas.gov

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-54-2006

 

3/17/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit expense checks drawn on State Bank, La Grange, Texas , are reportedly in circulation.

The State Bank, La Grange , Texas , has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 113104521, which is assigned to State Bank, and are similar to authentic expense checks. The counterfeit items display the bank's logo with a dark background. Although the counterfeit items display two signature lines, the items submitted for payment generally include only one signature. Additionally, the counterfeit items have boxes on the reverse side for endorsement and security features.

Authentic expense checks display the bank's logo with a light background. They also include the bank's telephone number directly beneath the bank's name and logo in the top-left portion of the check. In addition, authentic checks display two signatures lines and generally require two signatures for amounts over $10,000. The checks do not have boxes on the reverse side for endorsement.

A copy of a counterfeit item and a copy of an authentic expense check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Steven Serapin
Fraud Analyst
State Bank
202 West Colorado Street
La Grange, Texas 78945

Telephone: (979) 968-7259
Fax: (979) 968-7159
E-mail: Steven.serapin@statebanktx.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-55-2006

3/17/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Money Orders

Summary:

Counterfeit money orders drawn on Riverside National Bank, Fort Pierce, Florida, are reportedly in circulation.

Riverside National Bank, Fort Pierce, Florida, has contacted the Office of the Comptroller of the Currency (OCC) to report that counterfeit money orders bearing the institution's name are in circulation.

The counterfeit items display the routing number 067011142, which is assigned to Riverside National Bank, and they contain handwritten date information. Otherwise, the counterfeit items closely resemble authentic money orders.

Authentic money orders display the bank's name in the top center of the money order and include the wording "Money Order" to the right of the bank's name. The date field appears in the top-right portion and the date is typed. Authentic money orders are green and contain red and blue fibers.

Any information you have concerning this matter should be brought to the attention of:

Laz Claro
Director of Corporate Security
Riverside National Bank
2211 Okeechobee Road
Fort Pierce, Florida 34950

Telephone: (321) 951-7756
Fax: (321) 722-2829
E-mail: Laz.Claro@riversidenb.com


Additional information concerning this matter that you believe should be brought to the OCC's may be forwarded to:

Mail:

Office of the Comptroller of the Currency

 

Enforcement & Compliance Division, MS 8-10
250 E Street, SW
Washington
, DC 20219

Fax: (202) 874-5301

E-mail:

occalertresponses@occ.treas.gov

Internet:

http://www.occ.treas.gov

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-56-2006

 

3/17/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on The State Bank of Viroqua, Viroqua, Wisconsin, are reportedly in circulation.

The State Bank of Viroqua, Viroqua, Wisconsin, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 075910905, which is assigned to The State Bank of Viroqua; however, they are dissimilar to authentic cashier's checks. The counterfeit items display the wording "CASHIER'S CHECK" in the upper-left portion of the item and the bank's name in the top-left corner. The counterfeit items also display a telephone number not associated with the bank.

Authentic cashier's checks display a semicircle logo above the bank's name in the top-center portion of the check. Authentic checks also display the wording "CASHIER'S CHECK" in the bottom-left portion of the check. The checks do not display a telephone number. The following statement is displayed along the top of authentic checks: "THIS DOCUMENT HAS A MICRO-PRINT SIGNATURE LINE, WATERMARK AND A THERMOCHROMIC ICON. ABSENCE OF THESE FEATURES WILL INDICATE A COPY."

A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Tom Trautsch
Assistant Vice President
The State Bank of Viroqua
101 Main Street
Viroqua, Wisconsin 54665
Telephone: (608) 637-3127
Fax: (608) 637-3394
Email: infodesk@statebanviroqua.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-57-2006

3/17/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Official checks

Summary:

Counterfeit official checks drawn on Fifth Third Bank, Cincinnati, Ohio , are reportedly in circulation.

Fifth Third Bank, Cincinnati, Ohio, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 042101190, which is assigned to Fifth Third Bank. The counterfeit items also display the bank's name and location in the bottom-left portion of the item, along with a 1-888 telephone number, which is not associated with the bank. In addition, the bank logo and name appear in the top-center portion of the item. The wording "( Central Ohio)" appears immediately following the bank's name. The counterfeit items contain security wording embedded in the top border.

Authentic official checks display security wording embedded in the top border and on the line beneath the routing number. Authentic checks do not display a telephone number.

A copy of a counterfeit item and a copy of an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Diane Ness
Central Region Investigations Manager
Fifth Third Bank
5001 Kingsley Dr.
Cincinnati, Ohio 45263
MD 1MOB23
Telephone: (513) 358-0488
Toll-Free: (800) 772-4273
Fax: (513) 358-5214
Diane.ness@53.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-58-2006

3/17/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on South Adams Savings Bank, Adams, Massachusetts, are reportedly in circulation.

South Adams Savings Bank, Adams, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation. The counterfeit items are referred to as cashier's checks; however, authentic bank checks are referred to as treasurer's checks.

The counterfeit items display the routing number 211871523, which is assigned to South Adams Savings Bank. In addition, the counterfeit items have one signature line and display the bank's name in block lettering, but they do not display a logo or indicate a payable-through bank.

Authentic treasurer's checks contain two signature lines for amounts over $10,000; display a logo of a pine tree; and use different font styles for the bank's name. Authentic checks are payable through South Adams Savings Bank.

A copy of a counterfeit item and a copy of an authentic treasurer's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Steve Jankowski
Deposit Operations / Security Officer
South Adams Savings Bank
2 Center Street
P.O. Box 306

Adams, Massachusetts 01220

Telephone: (413) 743-0040, extension 160
Fax: (413) 743-9548
sjankowski@sasavings.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-59-2006

3/17/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on Bridgewater Savings Bank, Raynham, Massachusetts, are reportedly in circulation.

Bridgewater Savings Bank, Raynham, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 211372828, which is assigned to Bridgewater Savings Bank. However, Bridgewater Savings Bank issues treasurer's checks through US Bank, St. Paul, Minnesota, and the routing number is 096016765. The counterfeit items also display "CASHIER'S CHECK" in the top-center portion of the item and they have two signature lines. In addition, the counterfeit items display a 1-888 telephone number, which is not associated with the bank. The bank's address appears directly below the bank's name in the top-left corner of the item.

Authentic treasurer's checks display the bank's name in the top-left corner of the check with an arched line above the bank's name. Also, "TREASURER'S CHECK" is displayed in the bottom-left portion of the check. Authentic checks display one signature line.

A copy of a counterfeit item and a copy of an authentic treasurer's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Denise Martin
Assistant Vice President-Deposit Operations Officer
Bridgewater Savings Bank
756 Orchard Street
Raynham, Massachusetts 02767

Telephone: (508) 884-3300
Fax: (508) 884-3394
dmartin@bridgewatersavings.com

Information about counterfeit items, cyber-fraud incidents, and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Sandra L. Thompson

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)

References

Bulletins Replaced:
None
Related Bulletins:
NL000084 Stewart Title Guaranty Company Antifraud Plan
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None