Bulletin: SLS00279

Date:
February 03, 2006
To:
All Issuing Offices
RE:
FDIC Special Alert Notices - SA-13-2006 through SA-17-2006

Dear Associates:

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's (“SISCO”) Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to the website address listed below:

http://www.fdic.gov/news/news/SpecialAlert/2006/index.html

If you suspect an attempt to defraud or a fraud should ever be perpetrated against any SISCO Family Underwriter and/or its agents, please report the activity immediately to:

Patty Hoesl
Claims & Litigation Paralegal
Stewart Legal Services
Stewart Title Guaranty Company
1980 Post Oak Blvd., Suite 710
Houston, Texas 77056
(800) 729-1902
(713) 629-2248 FAX

phoesl@stewart.com EMAIL


For on-line viewing of this bulletin, log onto http://specialalerts.stewart.com/

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

SA-13-2006

2/3/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Official Checks

Summary:

Counterfeit official checks drawn on Chevron Credit Bank, National Association,Murray, Utah, are reportedly in circulation.

 

Chevron Credit Bank, National Association, Murray, Utah, contacted the Office of the Comptroller of Currency (OCC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 031100209, which is assigned to CitiBank Delaware . Chevron Credit Bank, N.A., issues official checks through an account at CitiBank Delaware .

The counterfeit items display the following wording across the top of the instrument: "THIS DOCUMENT HAS A COLORED BACKGROUND AND MICROPRINTING. THE REVERSE SIDE INCLUDES AN ARTIFICIAL WATERMARK." "CHEVRONTEXACO" appears in all capital letters in the top-right portion of the counterfeit item, followed by the bank's correct post office box address. "Citibank Delaware " appears in the top-center portion of the counterfeit item followed by the address " One Penne Way , New Castle , DE 19720-2408 ." A table is located in the right-center of the counterfeit item and includes cells captioned "Reference," "Date," "Check No." and "Amount."

Authentic official checks display "ChevronTexaco" in the top-left portion of the check. "CHEVRON CREDIT BANK, N.A." is printed in all capital letters in the top-center portion of the authentic check, followed by the bank's address, " P.O. Box 5010 , Concord , CA 94524 ." "CITIBANK DELAWARE , A SUBSIDIARY OF CITICORP, ONE PENN'S WAY, NEW CASTLE, DE 19720" is printed in the bottom-left portion of the authentic check. The signature on authentic checks is "ChevronTexaco," not an individual. The backside of the authentic check has an endorsement box and lists the following security features: chainlink, watermarking, microprinting, and visible fibers.

Any information you have concerning this matter should be brought to the attention of:

Sheri Comstock
Compliance Officer
Chevron Credit Bank, National Association
488 East Winchester Street, Suite 300
Murray, Utah 84107-7590
Telephone: (925) 827-7744
Fax: (925) 827-6345
s.s.comstock@chevron.com

Additional information about this matter that you believe should be brought to the attention of the OCC may be forwarded to:

Mail:

Office of the Comptroller of the Currency
Enforcement & Compliance Division, MS 8-10
250 E. Street, SW
Washington
, DC 20219

Fax:

(202) 874-5301

E-mail:

occalertresponses@occ.treas.gov

Internet:

http://www.occ.treas.gov

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-14-2006

2/3/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on Jewett City Savings Bank, Jewett City, Connecticut, are reportedly in circulation.

 

Jewett City Savings Bank, Jewett City, Connecticut, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 211174330, which is a routing number assigned to Jewett City Savings Bank. However, authentic official checks display the routing number 102000979, which is assigned to Integrated Payment System Inc.'s account held at JP Morgan Chase, N.A., Denver , Colorado . Jewitt City Savings Bank issues official checks through Integrated Payment Systems, Inc.

The counterfeit items are dissimilar to authentic items. The counterfeit items have "CASHIER'S CHECK" printed in the top center and "Jewett Savings Bank" printed above the signature line, as well as in the upper-left corner. The check stock color is blue fading to pink. The bank's name and address appear on four lines in the upper-left corner.

Authentic items bear the words "OFFICIAL CHECK" in the upper-right corner. The bank's shield logo, address and year established appear on three lines in the upper-left corner. A watermark, which is a picture of the bank, is located in the center of the check face. Authentic items have a light green background with green and black lettering. The word "REMITTER" is located in the lower-left side.

Copies of a counterfeit item and an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

J. Kenneth Useted
Vice President
Jewett City Savings Bank
111 Main Street
P.O. Box 335

Jewett City, CT 06351-0335

Telephone: (860) 376-4444
Fax: (860) 376-7148
Email kusted@jcsbank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center (1-877-275-3342 or 703-562-2200, or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-15-2006

 

2/3/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on Hometown Bank, Higganum, Connecticut , are reportedly in circulation.

 

Liberty Bank, Middletown, Connecticut, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the name Hometown Bank are in circulation. Liberty Bank and Hometown Bank merged in 2001.

The counterfeit items display the routing number 211174356, which is assigned to Liberty Bank. The counterfeit items bear the name of Hometown Bank and display an address of 26 Killingworth Road , Higganum , CT 06441 . Authentic checks bearing the name Hometown Bank are no longer issued. A copy of a counterfeit item is attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Gary Mackiewicz
Security Officer
Liberty Bank
315 Main Street
Middletown, CT 06457

Phone: (888) 570-0773
Fax: (860) 638-2934
Email: gmackiewicz@liberty-bank.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-16-2006

2/3/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on Randolph Savings Bank, Randolph, Massachusetts , are reportedly in circulation.

 

Randolph Savings Bank, Randolph, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 211371243, which is assigned to Randolph Savings Bank, but are dissimilar to authentic items. On the counterfeit items, "Cashier's Check" is printed in the top center and "Randolph Savings Bank" is printed in the upper-left corner inside of a rectangle. In addition, a branch address, " 50 S. Franklin Street , Holbrook , MA 02343-1490 ," and a phone number not associated with the bank are printed directly below the bank's name.

Authentic checks bear the words "OFFICIAL CHECK" above "Treasurer's Check" in the top center, and "Randolph Savings Bank" is printed on two lines in the upper-left corner. Authentic checks are printed on Reflex Blue paper, and they are issued by Integrated Payment Systems, Inc. and drawn on Citibank, N.A. Buffalo, NY.

Copies of a counterfeit item and an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Thomas P. Hession
Assistant Vice President- Security Officer
Randolph Savings Bank
10 Cabot Place
Stoughton, MA 02072
Phone (781) 573-1315
FAX (781) 573-1307
Email THession@randolphsavings.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-17-2006

2/3/2006

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on 1st Constitution Bank, Cranbury, New Jersey , are reportedly in circulation.

 

1st Constitution Bank, Cranbury, New Jersey, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 021207154, which is assigned to 1st Constitution Bank. The counterfeit items are referred to as "Cashier's Checks"; authentic checks are referred to as "Treasurer's Checks."

The counterfeit items are dissimilar to authentic checks in layout. The counterfeit items display a logo in the upper-left corner, and an address and a telephone number (which is not associated with the bank) in the bottom-left corner. No security or surety bond wording is displayed on the item's face.

Authentic checks display the logo in the top center of the check, with the bank's address directly beneath. The checks display security wording across the top of the check and surety bond wording in the upper-left corner.

A copy of a counterfeit item and an authentic treasurer's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Charles Caruso
Vice President and Compliance Officer
1st Constitution Bank
2650 Route 130
Cranbury, New Jersey 08512
Telephone: (609) 655-4500
Fax: (609) 655-5653
charlesc@1stconstitution.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2006/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks – commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, telephone: 1-877-275-3342 or 703-562-2200; fax: 703-562-2296; or e-mail: publicinfo@fdic.gov.

Distribution: FDIC-Supervised Banks (Commercial and Savings)

References

Bulletins Replaced:
None
Related Bulletins:
NL000084 Stewart Title Guaranty Company Antifraud Plan
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None