Bulletin: SLS00276

Date:
January 09, 2006
To:
All Issuing Offices
RE:
FDIC Special Alert Notices - SA-196-2005 through SA-202-2005
Dear Associates:

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's (?SISCO?) Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to the website address listed below:

http://www.fdic.gov/news/news/SpecialAlert/2005/index.html

If you suspect an attempt to defraud or a fraud should ever be perpetrated against any SISCO Family Underwriter and/or its agents, please report the activity immediately to:

Patty Hoesl
Claims & Litigation Paralegal
Stewart Legal Services
Stewart Title Guaranty Company
1980 Post Oak Blvd., Suite 710
Houston, Texas 77056
(800) 729-1902
(713) 629-2248 FAX

phoesl@stewart.com EMAIL


For on-line viewing of this bulletin, log onto http://specialalerts.stewart.com/

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

SA-196-2005

1/09-06

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Entity That May Be Conducting Banking Operations in Canada or the United States Without Authorization

Summary:

Continental Bank of Canada may be illegally operating as a financial institution.

The Office of the Superintendent of Financial Institutions (OSFI) of Canada has published the attached "Warning Notice" (Issue No. 66), which contains the name of an entity ? Continental Bank of Canada, Toronto, Ontario, Canada (http://www.continternational.com) ? recently brought to OSFI's attention.

Warning Notice No. 66 states that this entity is not an authorized federally regulated financial institution (Canadian) and may be involved in advance fee scams (see also OSFI's Warning Notice No. 23, dated February 2002). This entity, or persons purported to represent it, is reportedly operating in Canada, and may be violating provisions of the Bank Act ( Canada ) or other Canadian financial institution regulations. This entity may also be conducting unauthorized banking transactions in the United States . Any proposed transactions involving this entity should be viewed with extreme caution.

Each "Warning Notice," beginning with Issue No. 1 through OSFI's latest "Warning Notice," may be found at: http://www.osfi-bsif.gc.ca/osfi/index_e.aspx?ArticleID=166.

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment: Can be found at http://www.osfi-bsif.gc.ca/app/DocRepository/1/eng/consumer/notices/Warning_Notice_66_e.pdf

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW , Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).


SA-197-2005

 

1/09/06

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Official Checks

Summary:

Counterfeit official checks drawn on The Bank, Birmingham, AL , are reportedly in circulation.

The Bank, Birmingham, AL, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 092005411, which is the payable-through account of First Interstate Bank of Helena, MT. The fraudulent items are similar to authentic official checks. The counterfeit items have a light green background on the top half of the check that fades to a white background on the lower half, and a simple logo that says "BANK" in the upper left-hand corner of the check. Authentic official checks have a pale green background with a logo in the upper-left corner that is an ornate pillar incorporating the words "The BANK." Copies of a counterfeit item and an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Larry Meredith
Director Corporate Security
The Bank
17 North 17th Street
Birmingham, AL 35203

Telephone: (205) 326-2265
Fax: (205) 327-3511

   or

Michael Law
Fraud Analyst/Corporate Security
The Bank
17 North 17th Street
Birmingham, AL 35203

Telephone (205) 327-3866
Fax: (205) 327-3517
michael.law@the-banc.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-198-2005

1/09/06

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on CenterBank of Jacksonville, N.A., Jacksonville, Florida, are reportedly in circulation.

CenterBank of Jacksonville, N.A., Jacksonville, Florida, has contacted the Office of the Comptroller of the Currency (OCC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 096016765, which is assigned to CenterBank of Jacksonville, N.A. The paper stock of the counterfeit items has a cross-stitch patterned border; authentic checks have a cloud-like background with a black border. In addition, the counterfeit items display the following statement in the lower-left portion of the item: "PAYABLE THRU FIRSTAR BANK OF MINNESOTA, N.A., ST.PAUL, MN." Authentic cashier's checks display the statement "PAYABLE THRU US BANK, ST. PAUL, MN " in the lower-left portion of the check.

To verify the authenticity of CenterBank of Jacksonville, N.A. cashier's checks, or to provide any information you have concerning this matter, please contact:

Janice B. Dixon
Bank Security Officer
CenterBank of Jacksonville, N.A.
1325 Hendricks Avenue
Jacksonville, Florida 32207

Telephone: (904) 421-3712
Fax: (904) 421-5682
jdixon@centerbankjax.com

Additional information about this matter that you believe should be brought to the OCC's attention may be forwarded to:

Mail:

Office of the Comptroller of the Currency
Enforcement & Compliance Division, MS 8-10
250 E. Street, SW
Washington
, DC 20219

Fax:

(202) 874-5301

Email:

occalertresponses@occ.treas.gov

Internet:

http://www.occ.treas.gov

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW , Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).


SA-199-2005

 

1/09/06

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on Dryades Savings Bank, FSB, New Orleans, LA, are reportedly in circulation.

Dryades Savings Bank, FSB, New Orleans, LA, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 265070516, which is the correct routing number for the bank; however, the fraudulent items are dissimilar to authentic cashier's checks. Authentic checks are light green, include a stop-notice statement below the words "Cashier's Check," and display the bank's address to the right of the bank logo. The counterfeit items use the term "Cheque No." in the upper right-hand corner and have an address below the logo.

Any information you have concerning this matter should be brought to the attention of:

Frank Oliveri
Chief Financial Officer
Dyrades Savings Bank, FSB
233 Carondelet Street
New Orleans, LA 70130
Telephone (337) 261-1301
Or (866) 434-0281
Fax (337) 261-1446
foliveri@belsouth.net

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW , Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).


SA-200-2005

 

1/09/06

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Cashier's Checks

Summary:

Counterfeit cashier's checks drawn on The Torrington Savings Bank, Torrington, Connecticut, are reportedly in circulation.

The Torrington Savings Bank, Torrington, Connecticut, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's name are in circulation.

The counterfeit items display the routing number 211174165, which is assigned to The Torrington Savings Bank. The counterfeit items are referred to as "Cashier's Checks"; however, authentic checks are referred to as "Treasurer's Checks." While the layout of the counterfeit items appears similar to the layout of authentic checks, the counterfeit items lack a logo in the upper-left corner of the check. Also, the counterfeit items display a 1-800 telephone number, which is not associated with the bank, and display an address, which was the address of a former branch location closed in 1997. A copy of a counterfeit item and an authentic cashier's check (VOID) are attached for your review.

Any information you have about this matter should be brought to the attention of:

Paul Reardon
Vice President and Security Officer
Torrington Savings Bank
129 Main Street.
Torrington, Connecticut 06790
Telephone: (860) 496-2152
Fax: (860) 496-4470
Preardon@torringtonsavings.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-201-2005

1/09/06

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Official Checks

Summary:

Counterfeit official checks drawn on Lighthouse Bank, Waltham, MA , are reportedly in circulation.

Brookline Bank, Brookline, MA, contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the name Lighthouse Bank are in circulation.

The counterfeit items display the routing number 0113-7516-4, which is a routing number assigned to Brookline Bank. The fraudulent items are not similar to authentic Brookline Bank official checks. The fraudulent checks bear the name of Lighthouse Bank of Waltham, MA , which is no longer operating. A copy of a counterfeit item is attached for your review. There are no Lighthouse Bank authentic items being issued at this time.

Any information you have concerning this matter should be brought to the attention of:

Judy Binder,
Deposit Services Manager
Brookline Bank Operations Center

24 Webster Place
Brookline, MA 02445

Phone (617) 730-3600 ext. 3621
Fax - (617) 730-3552
Email - jbinder@brkl.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


 

SA-202-2005

1/09/06

TO:

CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)

SUBJECT:

Counterfeit Official Checks

Summary:

Counterfeit official checks drawn on the New York Community Bank (formerly known as Queens County Savings Bank), Westbury, New York, are reportedly in circulation.

New York Community Bank, Westbury, New York, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit checks bearing the institution's former name are in circulation.

The counterfeit items display the routing number 102000979, which is assigned to the account of Integrated Payment Systems, Inc, Englewood, Colorado, held at JP Morgan Chase Bank, N.A., Denver, Colorado . New York Community Bank issues official checks through Integrated Payment Systems, Inc. The counterfeit items bear the bank's former name, Queens County Savings Bank, and logo. Authentic official checks display a lock on the right side of the check, display the names of other New York Community Banks, and have the "Official Check" wording in a box that is part of the top border of the check. The counterfeit items do not display either the lock or the names of other New York Community Banks. The counterfeit items use the term "Official Check," but the term is not framed in a box. A copy of a counterfeit item and an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Glen A. Doyle
Senior Fraud Investigator
New York Community Bank
615 Merrick Avenue
Westbury, New York
111590
Telephone: (516) 683-4421
Fax: (516) 683-8099
Glen.Doyle@mynycb.com

Information about counterfeit items, cyber-fraud incidents and other fraudulent activity may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

 

Christopher J. Spoth

 

Acting Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)



 

References

Bulletins Replaced:
None
Related Bulletins:
NL000084 Stewart Title Guaranty Company Antifraud Plan
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None