Bulletin: SLS00254

Date:
July 18, 2005
To:
All Issuing Offices
RE:
FDIC Special Alert Notices- SA-67-2005 through SA-85-2005
Dear Associates:

This Bulletin is to advise you, in accordance with Stewart Information Services Corporation's ("SISCO") Anti-Fraud Plan, that the FDIC has issued the above-referenced Special Alert Notices. In order to view these and other Special Alert Notices issued by the FDIC, please refer to the website address listed below:

http://www.fdic.gov/news/news/SpecialAlert/2005/index.html

If you suspect an attempt to defraud or a fraud should ever be perpetrated against any SISCO Family Underwriter and/or its agents, please report the activity immediately to:

 

Patty Hoesl
Claims & Litigation Paralegal
Stewart Legal Services
Stewart Title Guaranty Company
1980 Post Oak Blvd., Suite 710
Houston, Texas 77056
(800) 729-1902
(713) 629-2248 FAX

phoesl@stewart.com EMAIL


For on-line viewing of this bulletin, log onto http://specialalerts.stewart.com/

THIS BULLETIN IS FURNISHED TO INFORM YOU OF CURRENT DEVELOPMENTS. AS A REMINDER, YOU ARE CHARGED WITH KNOWLEDGE OF THE CONTENT ON VIRTUAL UNDERWRITER  AS IT EXISTS FROM TIME TO TIME AS IT APPLIES TO YOU, AS WELL AS ANY OTHER INSTRUCTIONS. OUR UNDERWRITING AGREEMENTS DO NOT AUTHORIZE OUR ISSUING AGENTS TO ENGAGE IN SETTLEMENTS OR CLOSINGS ON BEHALF OF STEWART TITLE GUARANTY COMPANY. THIS BULLETIN IS NOT INTENDED TO DIRECT YOUR ESCROW OR SETTLEMENT PRACTICES OR TO CHANGE PROVISIONS OF APPLICABLE UNDERWRITING AGREEMENTS. CONFIDENTIAL, PROPRIETARY, OR NONPUBLIC PERSONAL INFORMATION SHOULD NEVER BE SHARED OR DISSEMINATED EXCEPT AS ALLOWED BY LAW. IF APPLICABLE STATE LAW OR REGULATION IMPOSES ADDITIONAL REQUIREMENTS, YOU SHOULD CONTINUE TO COMPLY WITH THOSE REQUIREMENTS.

SA-67-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks drawn on Bank of the Pacific, Aberdeen, Washington, are reportedly in circulation.

Bank of the Pacific, Aberdeen, Washington, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the name, Bank NorthWest, are in circulation.

The counterfeit items display the proper routing number of 125108353 for Bank of the Pacific; however, the fraudulent items are markedly dissimilar to authentic bank checks. The counterfeit items and older authentic cashier's checks use the name "Bank NorthWest." However, the Bank of the Pacific acquired Bank NorthWest, and only cashier's checks of Bank of the Pacific have been issued since February 18, 2005. Also, the counterfeit items use the term "OFFICIAL CHECK" while the term "CASHIER'S CHECK" is used on authentic cashier's checks. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Wendy Strange
Senior Vice President Operations
Bank of the Pacific
P.O. Box 1826
300 East Market Street
Aberdeen, Washington 98520
Telephone: (360) 642-5524 Extension 225
Fax: (360) 642-3423
wstrange@thebankofpacific.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks - commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-68-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Official Checks
Summary: Counterfeit official checks drawn on Gate City Bank, Fargo, North Dakota, are reportedly in circulation.

Gate City Bank, Fargo, North Dakota, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 291370918 for Gate City Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. Authentic official checks do not include the routing number for Gate City Bank and are payable through First Interstate Bank, Helena, Montana. Also, the layout, style and fonts are different. The counterfeit items use the term ?CASHIER'S CHECK,? which is located in the bottom left portion of the check, while Gate City Bank uses the term ?OFFICIAL CHECK,? which is located at the top of the check. A copy of a counterfeit item and a copy of an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Shelly Lindlauf
Internal Auditor
Gate City Bank
500 Second Avenue North
Fargo, North Dakota 58102
Telephone: (701) 293-2540
Fax: (701) 293-2449
shelly.lindlauf@gatecitybank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-69-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Official Checks
Summary: Counterfeit official checks drawn on America California Bank, San Francisco, California, are reportedly in circulation.

America California Bank, San Francisco, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 121031673 for America California Bank; however, authentic official checks are payable through Preferred Bank, Los Angeles, California, and do not include the routing number for America California Bank. Also, the layout, style, and fonts are different. The term "CASHIER'S CHECK" is used on the counterfeit checks; the term "OFFICIAL CHECK" is used on authentic official checks. A copy of a counterfeit item and a copy of an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Mary Jane Ng
Bank Compliance Officer
American California Bank
417 Montgomery Street
San Francisco, California 94104
Telephone: (415) 986-5678 Extension 206
Fax: (415) 986-2116
mjng@acbank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-70-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Expense Checks
Summary: Counterfeit expense checks drawn on First Coweta Bank, Newnan, Georgia, are reportedly in circulation.

First Coweta Bank, Newnan, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit expense checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 061120437 for First Coweta Bank. The counterfeit items and the authentic checks are similar. However, authentic expense checks include the following wording at the bottom of the check: ?WARNING: THIS DOCUMENT IS VOID IF ACCOUNT NUMBER DOES NOT APPEAR ON THE REVERSE SIDE IN RED.? A copy of a counterfeit item and a copy of an authentic expense check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Cindy Gosdin
Senior Vice President and Chief Operating Officer
First Coweta Bank
P.O. Box 1033
Newnan, Georgia 30264
Telephone: (770) 251-4311
Fax: (770) 254-3838
cindy.gosdin@firstcowetabank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-71-2005

718/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Compliance Officer)
SUBJECT: Mutual-to-Stock Conversions
Summary: Attached is important guidance for individuals who are eligible to participate in the initial public offerings of converting mutual banks and savings associations.

Attached is an Investor Alert that was released at a June 28, 2005, joint press conference held by the Securities and Exchange Commission (SEC), the Federal Deposit Insurance Corporation (FDIC), and the Office of Thrift Supervision. This Investor Alert provides useful information on mutual-to-stock conversions and highlights key concepts that eligible depositors need to be mindful of when participating in the initial public offering of a converting mutual bank or savings association.

When a bank or savings association converts from mutual to stock form, the financial institution (or holding company) generally issues stock in an initial public offering (IPO). During this conversion, eligible depositors of the financial institution have a unique opportunity to participate and purchase shares, because federal and state banking regulations require that the bank or savings association give depositors first priority to purchase the stock over all other interested investors. But, as several SEC enforcement actions in this area confirm, ineligible investors periodically attempt to circumvent these regulations and illegally participate in the mutual bank or savings association conversion.

Eligible depositors who enter into agreements that allow ineligible investors to participate in the initial public offering of a converting mutual bank or savings association may be violating state and federal banking laws. Moreover, eligible depositors should be aware that, by entering into such agreements, they may be violating these laws themselves and may be subject to civil enforcement actions or criminal prosecution.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment: "Mutual-to-Stock" Conversions: Tips for Investors

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).


SA-72-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Accounts Payable Checks
Summary: Counterfeit accounts payable checks drawn on Ebank, Atlanta, Georgia, are reportedly in circulation.

Ebank, Atlanta, Georgia, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit accounts payable checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 061092057 for Ebank. The counterfeit items and the authentic checks are similar. However, the back side of the negotiable section of an authentic accounts payable check is shaded with the words "ORIGINAL DOCUMENT" in white, which would not show on a counterfeit item. A copy of the front of a counterfeit item and an authentic accounts payable check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

David Haley
Chief Information Security Officer
Ebank
2690 Cumberland Parkway, Suite 230
Atlanta, Georgia 30339
Telephone: (770) 801-1214
dhaley@ebank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks - commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-73-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks drawn on Commercial Bank of Texas, National Association, Nacogdoches, Texas, are reportedly in circulation.

Commercial Bank of Texas, National Association, Nacogdoches, Texas, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 113102714 for Commercial Bank of Texas. The counterfeit items and the authentic checks are similar. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Beverly Rice
Vice President
Commercial Bank of Texas, National Association
P.O. Box 635050
Nacogdoches, Texas 75963-5050
Telephone: (936) 715-4130
Fax: (936) 715-4355
beverly@cbtx.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-74-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashiers Checks
Summary: Counterfeit cashiers checks drawn on Presidential Bank, FSB, Bethesda, Maryland, are reportedly in circulation.

Presidential Bank, FSB, Bethesda, Maryland, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashiers checks bearing the institutions name are in circulation.

The counterfeit items display the proper routing number of 255073345 for Presidential Bank, FSB. The counterfeit items and the authentic checks are similar. However, authentic cashiers checks are printed on a pink background. The counterfeit items are printed on a blue background and, when photocopied, counterfeit items show the word ?VOID? in the background. Also, the logo of Mount Rushmore, in the top left portion of the counterfeit item, is incomplete. A copy of a counterfeit item and a copy of an authentic cashiers check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Joseph Muir
Security Officer
Presidential Bank
4520 East-West Highway
Bethesda, Maryland 20814
Telephone: (240) 333-9059 Extension 4411
Fax: (301) 951-3582
josephm@presidential.com

Information about these instruments may be forwarded to the FDICs Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDICs Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letters distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDICs Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-75-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Entities That May Be Conducting Banking Operations in Canada or the United States Without Authorization
Summary: Entities may be illegally operating as financial institutions.

The Office of the Superintendent of Financial Institutions (OSFI) of Canada has published the attached "Warning Notices" (Updated Issue No. 57 and Issue No. 58), which contain the names of entities recently brought to OSFI's attention. These entities are Harvest Capital, Etobicoke, Ontario; Harvest Capital, Houston, Texas (www.harvestcapital.ca ); Swiss Securities Group, Inc. (no address); and National Financial Group, Toronto, Ontario (http://nationalfingroup.com ). In addition, Warning Notice Issue No. 59 (also attached) was issued to advise that First United Bank, Toronto, Ontario, has been removed from OSFI's warning list.

These entities, or persons representing them, are reportedly operating in Canada. They may be violating provisions of the Bank Act (Canada) or other Canadian financial institution regulations. They may also be conducting unauthorized banking transactions in the United States. Any proposed transactions involving these entities should be viewed with extreme caution.

Each "Warning Notice," beginning with Issue No. 1, through OSFI's latest "Warning Notice" may be found at: http://www.osfi-bsif.gc.ca/osfi/index_e.aspx?ArticleID=166.

Information about these entities may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachments: Can be found at:
http://www.osfi-bsif.gc.ca/app/DocRepository/1/eng/consumer/notices/Warning_Notice_57_e.pdf
http://www.osfi-bsif.gc.ca/app/DocRepository/1/eng/consumer/notices/Warning_Notice_58_e.pdf
http://www.osfi-bsif.gc.ca/app/DocRepository/1/eng/consumer/notices/Warning_Notice_59_e.pdf

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).


SA-76-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks drawn on Parish National Bank, Covington, Louisiana, are reportedly in circulation.

The Office of the Comptroller of Currency (OCC) has notified the Federal Deposit Insurance Corporation (FDIC) of a recently issued OCC Alert concerning counterfeit cashier's checks being issued in the name of Parish National Bank, Covington, Louisiana.

The OCC Alert stated that counterfeit items usually list the remitter as either Arex Brown or Apex Brown and bear the signature of Patti Nelson. The counterfeit items appear to be a reproduction of an actual cashier's check and are blue and white in color. The checks do not have MICR ink numbers or watermarks. All of the counterfeit checks have six-digit numbers beginning with "431." Authentic cashier's checks are blue and white in color and bear the logo of Parish National Bank in the upper-center portion of the check. The words "Cashier's Check" appear in the upper-right corner of the check. The authentic checks contain watermarks.

Any information you have concerning this matter should be brought to the attention of:

Judy Cazaux
Office Support Manager
Parish National Bank
Telephone: (985) 898-5458
Fax: (985) 898-5443
Email: judyc@parishnational.com

Information about these instruments may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).


SA-77-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks drawn on First Federal Savings Bank of Twin Falls, Twin Falls, Idaho, are reportedly in circulation.

First Federal Savings Bank of Twin Falls, Twin Falls, Idaho, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 324170179 for First Federal Savings Bank of Twin Falls; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. The counterfeit items are printed on several different check stocks; authentic cashier's checks are printed on light blue stock. The counterfeit items have the words ?CASHIER'S CHECK? in large bold print in the lower-left portion of the item; for an authentic check, ?CASHIER'S CHECK? is printed above the signature line. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Trudi A. Nutile, CCBSO
Security Director
First Federal Savings Bank
383 Shoshone Street North
P.O. Box 249
Twins Falls, Idaho 83303
Telephone: (208) 733-4222
Fax: (208) 733-6962
tnutile@firstfd.com

Information about these instruments may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-78-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Official Checks
Summary: Counterfeit official checks drawn on Rhinebeck Savings Bank, Rhinebeck, New York, are reportedly in circulation.

Rhinebeck Savings Bank, Rhinebeck, New York, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 221971015 for Rhinebeck Savings Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. Counterfeit items use the term "CASHIER'S CHECK" in the bottom left portion of the check while Rhinebeck Savings Bank uses the term "OFFICIAL BANK CHECK" at the top of the check. A copy of a counterfeit item and an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Robert L. Schraff
Security Officer
Rhinebeck Savings Bank
P.O. Box 1191
2 Jefferson Plaza
Poughkeepsie, New York 12601
Telephone: (845) 454-8555, Extension 509
Fax: (845) 790-1550
robert_schraff@rhinebecksavings.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).


SA-79-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Treasurer's Checks
Summary: Counterfeit treasurer's checks drawn on Cambridge Savings Bank, Cambridge, Massachusetts, are reportedly in circulation.

Cambridge Savings Bank, Cambridge, Massachusetts, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit treasurer's checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 211371120 for Cambridge Savings Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. Counterfeit items do not have the Cambridge Savings Bank logo and include an 800-telephone number that is not associated with Cambridge Savings Bank. Authentic treasurer's checks include an "IMPORTANT NOTICE" at the top center of the check and do not have a telephone number on the check. A copy of a counterfeit item and an authentic treasurer's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Bert L. Chesterton, Jr.
Vice President / Security Officer
Cambridge Savings Bank
1374 Massachusetts Avenue
Cambridge, Massachusetts 02138
Telephone: (617) 441-4321
Fax: (617) 520-5305
bchester@cambridgesavings.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks - commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).


SA-80-2005

7/18/05

TO: EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Trust Checks
Summary: Counterfeit trust checks drawn on Fiserv Trust Company, Denver, Colorado, are reportedly in circulation.

Fiserv Trust Company, Denver, Colorado, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit trust checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 041203824 for processing Fiserv Trust Company checks, which are payable through Wells Fargo Bank Ohio N.A., Van Wert, Ohio; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. A copy of a counterfeit item and an authentic trust check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Chris Peterson
Cash Manager
Fiserv Trust Company
717 17th Street, Suite 2600
Denver, Colorado 80202
Telephone: (303) 293-2223 Extension 5793
Fax: (303) 294-5751
chris.peterson@ftc.fiserv.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).


SA-81-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks drawn on Pacific Continental Bank, Eugene, Oregon, are reportedly in circulation.

Pacific Continental Bank, Eugene, Oregon, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 123205135 for Pacific Continental Bank; however, the fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. Counterfeit items show the bank's Beaverton, Oregon address and include an 800-telephone number. Authentic cashier's checks do not include an address or telephone number. A copy of a counterfeit item and an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Bob Schmidt
Compliance Manager
Pacific Continental Bank
111 West 7th Avenue
Eugene, Oregon 97401
Telephone: (541) 686-8685, Extension 2128
Fax: (541) 984-2262
robert.schmidt@therightbank.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's website at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks - commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).


SA-82-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Fraudulent Checks Created Using Qchex.com
Summary: Several financial institutions, retailers and consumers have reported receiving fraudulent checks that were created using an online service called Qchex.com.

Several financial institutions, retailers and consumers have reported receiving fraudulent checks issued via Qchex.com, a subsidiary of Neovi Data Corporation, San Diego, California. Qchex.com is an online service that enables users to print checks or send checks by e-mail to recipients who could then print them. Financial institutions should be aware that some, but not all, checks created using this service may be fraudulent.

The fraudulent checks may bear actual routing numbers assigned to the drawer bank, along with either actual or fictitious account numbers. A signature is not required on the face of the check, and due to the microprinting aspect, the checks may bypass special handling requirements. The checks may or may not contain Qchex tracking codes.

Financial institutions, retailers and consumers should be aware that Qchex.com provides the following disclaimer: "Because user authentication on the Internet is difficult, you must make your own independent determination regarding the statements and representations of the other party and the party's ability to pay for the delivered good(s) offered for each transaction commenced through Qchex.com." In addition, the following disclaimer is provided under the section "Terms of Use" on the Qchex.com Web site: "Qchex does not guarantee, verify or investigate transactions undertaken by users of Qchex.com."

On a related matter, consumers have reported receiving fraudulent checks issued via Qchex.com for items sold over the Internet. In some instances, these checks were issued for an amount in excess of the actual transaction. Generally, in such circumstances, the sender of the check requested that the overpayment be returned via a wire transfer. Financial institutions should encourage their customers to view with extreme caution any proposed transactions requiring them to wire funds outside of the banking system. Given the nature of the activity, the FDIC has notified law enforcement.

Information about these instruments may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-83-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Cashier's Checks
Summary: Counterfeit cashier's checks drawn on Peoples Bank & Trust Company of Hazard, Hazard, Kentucky, are reportedly in circulation.

Peoples Bank & Trust Company of Hazard, Hazard, Kentucky, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit cashier's checks bearing the institution's name are in circulation.

The counterfeit items display the proper routing number of 042107424 for Peoples Bank & Trust Company of Hazard. The counterfeit items and authentic checks are similar. A copy of a counterfeit item and a copy of an authentic cashier's check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Mary C. Eversole
Vice President
Peoples Bank & Trust Company of Hazard
P.O. Box 989
Hazard, Kentucky 41702-0989
Telephone: (606) 487-7167
Fax: (606) 487-9821
mce1949@peopleshazard.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-84-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Counterfeit Official Checks
Summary: Counterfeit official checks drawn on City National Bank, Beverly Hills, California, are reportedly in circulation.

City National Bank, Beverly Hills, California, has contacted the Federal Deposit Insurance Corporation (FDIC) to report that counterfeit official checks bearing the institution's name are in circulation.

The counterfeit items display a proper routing number of 122016066 for City National Bank; however, authentic official checks are payable through Wells Fargo Bank, Ltd., Los Angeles, California. The fraudulent items are markedly dissimilar to authentic bank checks. The layout, style and fonts are different. The counterfeit items use the term "CASHIER'S CHECK," which is located in the bottom-left portion of the check; City National Bank checks use the term "OFFICIAL CHECK," which is located at the top of the check. A copy of a counterfeit item and a copy of an authentic official check (VOID) are attached for your review.

Any information you have concerning this matter should be brought to the attention of:

Martha Bedoy
Vice President, Manager of External Investigations
Corporate Security
City National Bank
P.O. Box 30890
Los Angeles, California 90030-0890
Telephone: (213) 347-2678
Fax: (213) 347-2656
martha.bedoy@cnb.com

Information about these instruments may be forwarded to the FDIC's Cyber-Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment (not available electronically)

NOTE: As a security precaution, the FDIC does not post to its Web site online copies of fraudulent instruments or copies of the genuine instruments that have been counterfeited. This is to avoid attempts by others to use the electronic versions of these instruments to facilitate additional fraud. Printed copies of fraudulent instruments are mailed with the Special Alert letter to the financial institutions on the letter's distribution list (generally, FDIC-supervised banks ? commercial and savings). Printed copies of the Special Alert and its attachment(s) may also be obtained from the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (telephone: 1-877-275-3342 or 202-416-6940; fax: 202-416-2076; or e-mail: publicinfo@fdic.gov).

Distribution: FDIC-Supervised Banks (Commercial and Savings)


SA-85-2005

7/18/05

TO: CHIEF EXECUTIVE OFFICER (also of interest to Security Officer)
SUBJECT: Entity That May Be Conducting Banking Operations in Canada or the United States Without Authorization
Summary: An entity may be illegally operating as a financial institution.

The Office of the Superintendent of Financial Institutions (OSFI) of Canada has published the attached "Warning Notice" (Issue No. 60), which contains the name of an entity recently brought to OSFI's attention. This entity is Maritime Financial & Security Co., Toronto, Ontario, Canada (www.marfinco.com). The entity, or persons representing the entity, is reportedly operating in Canada. The entity may be violating provisions of the Bank Act (Canada) or other Canadian financial institution regulations, and may also be conducting unauthorized banking transactions in the United States. Any proposed transactions involving this entity should be viewed with extreme caution.

Each "Warning Notice," beginning with Issue No. 1 through OSFI's latest "Warning Notice," may be found at http://www.osfi-bsif.gc.ca/osfi/index_e.aspx?ArticleID=166.

Information about this entity may be forwarded to the FDIC's Cyber Fraud and Financial Crimes Section, 550 17th Street, N.W., Room F-4004, Washington, D.C. 20429, or transmitted electronically to alert@fdic.gov. Information related to federal deposit insurance or consumer issues should be submitted to the FDIC using an online form that can be accessed at http://www2.fdic.gov/starsmail/index.asp.

For your reference, FDIC Special Alerts may be accessed from the FDIC's Web site at www.fdic.gov/news/news/SpecialAlert/2005/index.html. To learn how to automatically receive FDIC Special Alerts through e-mail, please visit www.fdic.gov/about/subscriptions/index.html.

Michael J. Zamorski
Director
Division of Supervision and Consumer Protection

Attachment: http://www.osfi-bsif.gc.ca/app/DocRepository/1/eng/consumer/notices/Warning_Notice_60_e.pdf - PDF 34k (PDF Help)

Distribution: FDIC-Supervised Banks (Commercial and Savings)

NOTE: Paper copies of FDIC Special Alerts may be obtained through the FDIC's Public Information Center, 801 17th Street, NW, Room 100, Washington, DC 20434 (1-877-275-3342 or 202-416-6940).

References

Bulletins Replaced:
None
Related Bulletins:
NL000084 Stewart Title Guaranty Company Antifraud Plan
Underwriting Manual:
None
Exceptions Manual:
None
Forms:
None